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28905

ZIP Code Tabulation Area in NC, US
Last updated
Key Indicators
A quick look at key numbers

Population

3,056
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

44.1
years ∙ half population younger than 44.1, half older

Diversity Index

Low High
19.8%
chance two random people differ in race and ethnicity

Nativity

0.2%
foreign-born population
99.8%Native
0.2% Foreign-born

Geographic Context

Location, size, and surroundings

About

28905 is a ZIP Code Tabulation Area (ZCTA) defined by the U.S. Census Bureau, corresponding primarily to Marble in Cherokee County, North Carolina.
Location
ZIP Code Tabulation Area in NC, US
Co-ordinates
DEC35.163058° N, 83.940948° W
DMS35° 09′ 47.01″ N, 83° 56′ 27.41″ W

Population Density & area

67.61/sq mi (26.12/km²)
Total Area
45.2 sq mi (117 km²)
Land Area
45.2 sq mi (117 km²) · 100%
Water Area
0 sq mi (0 km²) · 0%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

58.1% male
Male 58.1%
Female 41.9%
males per 100 females
28905 138.9
North Carolina 95.6
United States 98

Nativity

0.2%
foreign-born population
99.8%Native
0.2% Foreign-born
% Foreign-born
28905 0.2%
North Carolina 9.1%
United States 14.1%
Age Distribution
How the population is spread across age groups

Median Age

44.1
years ∙ half population younger than 44.1, half older
28905
44.1
North Carolina
39.1
United States
38.9

Dependency ratio

Low High
71
dependents per 100 working-age adults
28905 71
North Carolina 63.8
United States 64.4

AGE DISTRIBUTION

Distribution of age group
Median age
28905 North Carolina United States
Age Group
Children (Under 18) 19.1% 21.8% 22%
Working age (18-64) 58.5% 61% 60.8%
Senior (65+) 22.4% 17.2% 17.2%
Dependency ratio
Total dependency ratio 71 63.8 64.4
Child dependency ratio 32.6 35.6 36.1
Old-age dependency ratio 38.4 28.2 28.3
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
89.4%
Black
1.6%
Asian
1.4%
Hispanic
0.7%
Other
6.9%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
19.8%
chance two random people differ in race and ethnicity
28905 19.8%
North Carolina 58.4%
United States 61.4%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of 28905 population
28905 North Carolina United States
Hispanic or Latino 0.7% 11.3% 19.3%
Mexican 0.7% 5.6% 11.3%
Puerto Rican 0% 1.3% 1.8%
Cuban 0% 0.3% 0.8%
Other Hispanic / Latino 0% 4.1% 5.5%
Not Hispanic or Latino 99.3% 88.7% 80.7%
One race 95.1% 84.6% 76.4%
White 89.4% 60% 57.4%
Black or African American 1.6% 20% 11.9%
American Indian and Alaska Native 2.5% 0.8% 0.5%
Asian 1.4% 3.3% 5.9%
Native Hawaiian and Other Pacific Islander 0% 0.1% 0.2%
Some Other Race 0.3% 0.5% 0.6%
Two or more races (Multiracial) 4.2% 4.1% 4.3%
Household & Families Composition
Household size, type, and family structure

Household structure

67% family
Family 67%
Non family 33%
% family households
28905 67%
North Carolina 64.3%
United States 64.2%

Average household size

2.43
persons per household
28905
2.43
North Carolina
2.44
United States
2.53

Household & Family COMPOSITION

Households
Percentage of 28905 population
28905 North Carolina United States
Total households 1,257 4,282,345 129,227,496
Average houshold size 2.43 2.44 2.53
Family households 842 2,753,022 82,990,528
Average family size 2.75 3.03 3.14
Married couple family 669 2,021,951 60,637,388
Other families 173 731,071 22,353,140
Male householder 19 195,051 6,572,819
Female householder 154 536,020 15,780,321
Non-family households 415 1,529,323 46,236,968
One-person households 313 1,258,822 37,140,836
Male householder 217 544,050 16,871,444
Senior (65+) living alone 34 160,332 5,225,110
Female householder 96 714,772 20,269,392
Senior (65+) living alone 25 342,051 10,089,070
Other living arrangements 102 270,501 9,096,132

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

1,529
housing units
28905 1,529
North Carolina 4,895,668
United States 143,775,355

Occupancy status

82.2% occupied
Occupied 82.2%
Vacant 17.8%
vacancy rate
28905 17.8%
North Carolina 12.5%
United States 10.1%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

69.9%
Single family houses
Single family houses
69.9%
Apartments in multi-unit structures
1.1%
Mobile homes
29%
Boat, RV, van, etc
0%

Median Year Built

1994
Half of houses were built before 1994, and half after.
Historic ∙ 1939 or earlier
2.7%
Postwar & mid-century ∙ 1940 - 1969
18.1%
Late 20th century ∙ 1970 - 1999
36.5%
Modern ∙ 2000 or later
42.6%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
28905 North Carolina United States
Rooms per unit
Median rooms 5.3 5.6 5.5
1–3 rooms 13.4% 11.4% 15.1%
4–6 rooms 52.5% 54.9% 51.6%
7+ rooms 34.1% 33.6% 33.4%
Bedrooms
No bedroom / studio 0.3% 1.9% 2.9%
1 bedroom 8.2% 7.1% 10.9%
2 bedrooms 29.2% 23.8% 25%
3 bedrooms 43.2% 46.2% 38.7%
4+ bedrooms 19% 21% 22.4%
At a glance
Median year built 1994 1992 1981
Total housing units 1,529 4,895,668 143,775,355
Occupancy Profile
Who is inside and how they use it

Homeownership

83.3% owners
Renter-occupied 16.7%
Owner-occupied 83.3%
homeownership rate
28905 83.3%
North Carolina 66.6%
United States 65.2%

Average household size

2.64
Owner-occupied
1.38
Renter-occupied
owner-occupied average size
28905 2.64
North Carolina 2.54
United States 2.64

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
28905 North Carolina United States
Total occupied units 1,257 4,282,345 129,227,496
Year moved in
2020 or later 21.6% 26.2% 24.8%
2010 to 2019 35.8% 39.2% 39.6%
2000 to 2009 18% 16.2% 16.4%
1999 or earlier 24.7% 18.5% 19.1%
Occupants per room
1.00 or fewer 98.7% 97.8% 96.6%
1.01 to 1.50 0.9% 1.5% 2.2%
1.51 or more 0.4% 0.7% 1.2%
Vehicles availability
No vehicles 7.9% 5.3% 8.4%
1 vehicle 25.6% 31.4% 33.1%
2 vehicles 35.9% 38% 36.6%
3 or more vehicles 30.6% 25.2% 21.9%
House heating fuel used
Gas 20.7% 30.5% 51.4%
Electricity 69.7% 65.5% 41.3%
Solar 0% 0.1% 0.3%
Fuel oil, kerosene etc 4% 2% 3.9%
All other fuels 5.6% 1.3% 2%
No fuel used 0% 0.7% 1.2%
Selected characteristics
Lacking complete plumbing 0% 0.3% 0.4%
Lacking complete kitchen 0% 0.6% 0.8%
No telephone service available 0% 0.8% 0.9%
Housing Value
What owner-occupied units are worth

Median home value

$228,200
owner-occupied units
Median value(USD)
28905
$228,200
North Carolina
$288,900
United States
$332,700

Housing Cost Burden

32.5%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
32.5%
Owners without a mortgage
2%
Renters
78.1%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
28905 North Carolina United States
Property value
Median Value $228,200 $288,900 $332,700
Under $100,000 18.6% 12.7% 11.4%
$100,000 - $200,000 20.7% 18.9% 15.8%
$200,000 - $300,000 26.1% 20.5% 17.8%
$300,000 - $500,000 25% 28.3% 26.9%
$500,000 - $1,000,000 7.4% 16.3% 20.9%
$1,000,000 and more 2.2% 3.3% 7.1%
Owner-occupied households
With a mortgage 47% 61.3% 60.6%
Without a mortgage 53% 38.7% 39.4%
Median monthly owner costs
With a mortgage $1,311 $1,631 $1,963
Without a mortgage $390 $490 $638
Gross rent
Median rent $1,013 $1,228 $1,413

Education Profile

How educated is the community and how education pays off

Adults with a college degree

26.5%
of adults 25+ with a bachelor's degree or higher
28905 26.5%
North Carolina 35.7%
United States 35.7%

Adults without a high school diploma

8.4%
of adults (25+) without a high school diploma
28905 8.4%
North Carolina 9.9%
United States 10.4%
School Enrollment
Who is enrolled in school and at what level

School enrollment

416
population (age 3+) enrolled in school
Nursery / Preschool
3.1%
K–12
76%
College / Undergraduate
20.9%
Graduate / Professional
0%

College-going rate (18-24 yr olds)

0%
of 18-24-year-olds in college or graduate school
28905
0%
North Carolina
39.3%
United States
40.9%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
28905 North Carolina United States
Total enrolled (age 3+) 416 2,530,102 80,089,790
Nursery / preschool 3.1% 5.3% 5.7%
K–12 76% 67.4% 67.6%
Kindergarten 5.3% 4.9% 5%
Elementary: Grades 1–4 18.3% 20% 19.8%
Elementary: Grades 5–8 28.8% 21% 21%
High School: Grades 9–12 23.6% 21.5% 21.7%
College or graduate school 20.9% 27.3% 26.7%
College, undergraduate 20.9% 21.7% 21%
Graduate, professional school 0% 5.6% 5.8%
College-going rate · 18-24 yr olds 0% 39.3% 40.9%
School type
Public school 79.3% 82.3% 82%
Private school 20.7% 17.7% 18%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

2,247
population 25 years and over
Total adults (25+)
Less than 9th grade
3.5%
9th-12th, no diploma
4.9%
HS graduate
25.3%
Some college no degree
19.1%
Associates degree
20.6%
Bachelors degree
16.1%
Graduate or professional degree
10.4%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
51.9% · 48.1%
9th-12th, no diploma
82.9% · 17.1%
HS graduate
63.4% · 36.6%
Some college no degree
66.7% · 33.3%
Associates degree
63.7% · 36.3%
Bachelors degree
22.1% · 77.9%
Graduate or professional degree
37.6% · 62.4%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
28905 North Carolina United States
Population (25+) 2,247 7,380,330 230,807,303
Less than 9th grade 3.5% 3.9% 4.7%
9th–12th, no diploma 4.9% 6% 5.7%
High school diploma or GED 25.3% 24.8% 26%
Some college, no degree 19.1% 19.6% 19.1%
Associate's degree 20.6% 10.1% 8.8%
Bachelor's degree or higher 26.5% 35.7% 35.7%
Bachelor's degree 16.1% 22.2% 21.6%
Graduate or professional 10.4% 13.5% 14.1%
High School or higher 91.5% 90.1% 89.6%
Earnings by education level
percentage as applicable

Median Earnings

$43,665
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$39,811
Some college or associates
$33,224
Bachelors degree
$54,688
Graduate or professional degree
$68,095

Poverty Rate

12.9%
for ages 25+, with bachelors degree or higher
Less than HS graduate
9.5%
HS graduate
12.8%
Some college or associates
17.3%
Bachelors degree or higher
12.9%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
28905 North Carolina United States
Median earnings
Population 25+, with earnings $43,665 $49,275 $52,696
Less than high school graduate $— $31,234 $32,485
High school graduate (includes equivalency) $39,811 $37,346 $40,153
Some college or associate's degree $33,224 $43,525 $47,260
Bachelor's degree $54,688 $64,395 $70,044
Graduate or professional degree $68,095 $80,986 $90,720
Poverty rates
Less than high school graduate 9.5% 26.6% 24.2%
High school graduate (includes equivalency) 12.8% 15.2% 14.4%
Some college or associate's degree 17.3% 10% 9.8%
Bachelor's degree or higher 12.9% 4.2% 4.5%
Insights for 28905, by topic

About Neilsberg Research

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