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Albany, MN

Last updated
Key Indicators
A quick look at key numbers

Population

2,821
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

34
years ∙ half population younger than 34, half older

Diversity Index

Low High
14.4%
chance two random people differ in race and ethnicity

Nativity

2.6%
foreign-born population
97.4%Native
2.6% Foreign-born

Geographic Context

Location, size, and surroundings

About

Albany is a city within Stearns County, Minnesota, United States.
Location
City in Stearns County, MN, US
Co-ordinates
DEC45.626654° N, 94.563237° W
DMS45° 37′ 35.95″ N, 94° 33′ 47.65″ W

Population Density & area

1,294/sq mi (500.2/km²)
Total Area
2.29 sq mi (5.93 km²)
Land Area
2.18 sq mi (5.64 km²) · 95.2%
Water Area
0.11 sq mi (0.29 km²) · 4.8%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

43.8% male
Male 43.8%
Female 56.2%
males per 100 females
Albany 78
Stearns County 102.4
Minnesota 100.4

Nativity

2.6%
foreign-born population
97.4%Native
2.6% Foreign-born
% Foreign-born
Albany 2.6%
Stearns County 7.9%
Minnesota 8.7%
Age Distribution
How the population is spread across age groups

Median Age

34
years ∙ half population younger than 34, half older
Albany
34
Stearns County
35.1
Minnesota
38.8

Dependency ratio

Low High
83.8
dependents per 100 working-age adults
Albany 83.8
Stearns County 65.9
Minnesota 67.1

AGE DISTRIBUTION

Distribution of age group
Median age
Albany Stearns County Minnesota
Age Group
Children (Under 18) 27.2% 23.6% 22.9%
Working age (18-64) 54.4% 60.3% 59.8%
Senior (65+) 18.4% 16.1% 17.3%
Dependency ratio
Total dependency ratio 83.8 65.9 67.1
Child dependency ratio 50 39.2 38.2
Old-age dependency ratio 33.8 26.7 28.9
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
92.4%
Black
0.3%
Asian
1.4%
Hispanic
1.5%
Other
4.4%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
14.4%
chance two random people differ in race and ethnicity
Albany 14.4%
Stearns County 34.5%
Minnesota 41%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of Albany population
Racial and ethnic composition — Albany vs Stearns County vs Minnesota. Source: ACS 2020-2024 5-Year Estimates.
Albany Stearns County Minnesota
Hispanic or Latino 1.5% 4.8% 6.4%
Mexican 1.2% 2.9% 3.9%
Puerto Rican 0% 0.5% 0.3%
Cuban 0% 0.3% 0.1%
Other Hispanic / Latino 0.3% 1.2% 2%
Not Hispanic or Latino 98.5% 95.2% 93.6%
One race 94.1% 91.5% 89.1%
White 92.4% 80.2% 75.9%
Black or African American 0.3% 9% 6.9%
American Indian and Alaska Native 0% 0.1% 0.7%
Asian 1.4% 1.9% 5.1%
Native Hawaiian and Other Pacific Islander 0% 0% 0%
Some Other Race 0% 0.2% 0.5%
Two or more races (Multiracial) 4.4% 3.7% 4.5%
Household & Families Composition
Household size, type, and family structure

Household structure

59% family
Family 59%
Non family 41%
% family households
Albany 59%
Stearns County 61%
Minnesota 62.3%

Average household size

2.37
persons per household
Albany
2.37
Stearns County
2.5
Minnesota
2.43

Household & Family COMPOSITION

Households
Percentage of Albany population
Albany Stearns County Minnesota
Total households 1,168 61,403 2,307,955
Average houshold size 2.37 2.5 2.43
Family households 689 37,462 1,438,404
Average family size 3.06 3.14 3.04
Married couple family 501 30,077 1,129,003
Other families 188 7,385 309,401
Male householder 31 2,506 102,922
Female householder 157 4,879 206,479
Non-family households 479 23,941 869,551
One-person households 366 17,672 686,475
Male householder 95 8,402 320,418
Senior (65+) living alone 11 2,432 97,557
Female householder 271 9,270 366,057
Senior (65+) living alone 185 5,077 186,557
Other living arrangements 113 6,269 183,076

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

1,214
housing units
Albany 1,214
Stearns County 66,625
Minnesota 2,545,030

Occupancy status

96.2% occupied
Occupied 96.2%
Vacant 3.8%
vacancy rate
Albany 3.8%
Stearns County 7.8%
Minnesota 9.3%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

66.6%
Single family houses
Single family houses
66.6%
Apartments in multi-unit structures
31.7%
Mobile homes
1.7%
Boat, RV, van, etc
0%

Median Year Built

1982
Half of houses were built before 1982, and half after.
Historic ∙ 1939 or earlier
14.3%
Postwar & mid-century ∙ 1940 - 1969
17%
Late 20th century ∙ 1970 - 1999
32.4%
Modern ∙ 2000 or later
36.2%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
Albany Stearns County Minnesota
Rooms per unit
Median rooms 5.7 6 6.1
1–3 rooms 19.9% 15.5% 14.9%
4–6 rooms 44.5% 41.2% 41.4%
7+ rooms 35.5% 43.2% 43.7%
Bedrooms
No bedroom / studio 3.9% 2.7% 2.7%
1 bedroom 14% 9.1% 11.4%
2 bedrooms 19.6% 24.7% 24.5%
3 bedrooms 36.1% 30.6% 32.2%
4+ bedrooms 26.5% 32.9% 29.1%
At a glance
Median year built 1982 1986 1979
Total housing units 1,214 66,625 2,545,030
Occupancy Profile
Who is inside and how they use it

Homeownership

66.8% owners
Renter-occupied 33.2%
Owner-occupied 66.8%
homeownership rate
Albany 66.8%
Stearns County 67.9%
Minnesota 72.2%

Average household size

2.84
Owner-occupied
1.41
Renter-occupied
owner-occupied average size
Albany 2.84
Stearns County 2.66
Minnesota 2.59

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
Albany Stearns County Minnesota
Total occupied units 1,168 61,403 2,307,955
Year moved in
2020 or later 33.8% 26.6% 23.8%
2010 to 2019 29.8% 37% 38.9%
2000 to 2009 22.1% 14.4% 16.1%
1999 or earlier 14.4% 22% 21.2%
Occupants per room
1.00 or fewer 99.2% 96.8% 97.7%
1.01 to 1.50 0.8% 1.6% 1.5%
1.51 or more 0% 1.6% 0.8%
Vehicles availability
No vehicles 14.1% 6% 6.7%
1 vehicle 28.9% 28% 30.8%
2 vehicles 31.5% 40.2% 39.5%
3 or more vehicles 25.5% 25.8% 23.1%
House heating fuel used
Gas 77.5% 66.4% 75.9%
Electricity 22.1% 27.7% 19.4%
Solar 0% 0% 0.1%
Fuel oil, kerosene etc 0% 1.6% 1.3%
All other fuels 0.4% 3.2% 2.5%
No fuel used 0% 1% 0.9%
Selected characteristics
Lacking complete plumbing 3.1% 0.3% 0.4%
Lacking complete kitchen 3.1% 0.8% 0.7%
No telephone service available 0% 0.7% 0.7%
Housing Value
What owner-occupied units are worth

Median home value

$238,500
owner-occupied units
Median value(USD)
Albany
$238,500
Stearns County
$273,400
Minnesota
$329,300

Housing Cost Burden

21.2%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
21.2%
Owners without a mortgage
13.2%
Renters
48.9%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
Albany Stearns County Minnesota
Property value
Median Value $238,500 $273,400 $329,300
Under $100,000 4.2% 6.3% 7.7%
$100,000 - $200,000 13.6% 21.1% 13.3%
$200,000 - $300,000 63.3% 29.8% 22.6%
$300,000 - $500,000 17.8% 29.5% 36.9%
$500,000 - $1,000,000 0% 11.5% 17%
$1,000,000 and more 1% 1.8% 2.6%
Owner-occupied households
With a mortgage 68.1% 59.1% 64%
Without a mortgage 31.9% 40.9% 36%
Median monthly owner costs
With a mortgage $1,600 $1,696 $1,947
Without a mortgage $629 $646 $698
Gross rent
Median rent $642 $1,068 $1,280

Education Profile

How educated is the community and how education pays off

Adults with a college degree

20.5%
of adults 25+ with a bachelor's degree or higher
Albany 20.5%
Stearns County 28.8%
Minnesota 39.4%

Adults without a high school diploma

10.9%
of adults (25+) without a high school diploma
Albany 10.9%
Stearns County 7.4%
Minnesota 6.1%
School Enrollment
Who is enrolled in school and at what level

School enrollment

553
population (age 3+) enrolled in school
Nursery / Preschool
11.9%
K–12
75.9%
College / Undergraduate
8.5%
Graduate / Professional
3.6%

College-going rate (18-24 yr olds)

12.1%
of 18-24-year-olds in college or graduate school
Albany
12.1%
Stearns County
54.8%
Minnesota
39.1%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
Albany Stearns County Minnesota
Total enrolled (age 3+) 553 45,027 1,385,086
Nursery / preschool 11.9% 5.2% 6.2%
K–12 75.9% 59% 69.9%
Kindergarten 9.8% 4.3% 5.2%
Elementary: Grades 1–4 17.5% 17.1% 20.6%
Elementary: Grades 5–8 33.1% 18.5% 21.7%
High School: Grades 9–12 15.6% 19.1% 22.4%
College or graduate school 12.1% 35.8% 23.9%
College, undergraduate 8.5% 31.4% 18.8%
Graduate, professional school 3.6% 4.4% 5.1%
College-going rate · 18-24 yr olds 12.1% 54.8% 39.1%
School type
Public school 86.4% 79.7% 83.3%
Private school 13.6% 20.3% 16.7%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

1,782
population 25 years and over
Total adults (25+)
Less than 9th grade
2.3%
9th-12th, no diploma
8.6%
HS graduate
28.2%
Some college no degree
23.3%
Associates degree
17.1%
Bachelors degree
14.6%
Graduate or professional degree
5.9%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
0% · 100%
9th-12th, no diploma
64.1% · 35.9%
HS graduate
44.4% · 55.6%
Some college no degree
51.7% · 48.3%
Associates degree
42.1% · 57.9%
Bachelors degree
23.1% · 76.9%
Graduate or professional degree
18.9% · 81.1%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
Albany Stearns County Minnesota
Population (25+) 1,782 99,770 3,923,744
Less than 9th grade 2.3% 3.8% 2.7%
9th–12th, no diploma 8.6% 3.6% 3.4%
High school diploma or GED 28.2% 27.5% 23.3%
Some college, no degree 23.3% 22.2% 19.5%
Associate's degree 17.1% 14% 11.8%
Bachelor's degree or higher 20.5% 28.8% 39.4%
Bachelor's degree 14.6% 19% 25.6%
Graduate or professional 5.9% 9.8% 13.8%
High School or higher 89.1% 92.5% 93.9%
Earnings by education level
percentage as applicable

Median Earnings

$59,250
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$51,179
Some college or associates
$65,347
Bachelors degree
$74,306
Graduate or professional degree
$66,875

Poverty Rate

0%
for ages 25+, with bachelors degree or higher
Less than HS graduate
45.6%
HS graduate
1.1%
Some college or associates
2.1%
Bachelors degree or higher
0%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
Albany Stearns County Minnesota
Median earnings
Population 25+, with earnings $59,250 $51,501 $58,615
Less than high school graduate $— $34,249 $36,257
High school graduate (includes equivalency) $51,179 $41,644 $42,951
Some college or associate's degree $65,347 $50,795 $51,845
Bachelor's degree $74,306 $61,829 $73,301
Graduate or professional degree $66,875 $80,607 $89,644
Poverty rates
Less than high school graduate 45.6% 27.3% 23.7%
High school graduate (includes equivalency) 1.1% 14% 12.3%
Some college or associate's degree 2.1% 7.9% 7.8%
Bachelor's degree or higher 0% 3.3% 3.2%

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