Annapolis, MD

City in Anne Arundel County, MD, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

40,720

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

years ∙ half population younger than 43, half older

Diversity Index

60.6%

chance two random people differ in race and ethnicity

Nativity

10.3%

foreign-born population

89.7%Native

10.3% Foreign-born

Geographic Context

Location, size, and surroundings

About

Annapolis is a city within Anne Arundel County, Maryland, United States.

Location

City in Anne Arundel County, MD, US

Co-ordinates

DEC38.972152° N, 76.505332° W

DMS38° 58′ 19.75″ N, 76° 30′ 19.20″ W

Population Density & area

5,648/sq mi (2,182/km²)

Total Area

8.11 sq mi (21 km²)

Land Area

7.21 sq mi (18.66 km²) · 88.8%

Water Area

0.9 sq mi (2.34 km²) · 11.2%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

47.9% male

Male 47.9%

Female 52.1%

males per 100 females

Annapolis 91.9

Anne Arundel County 98.8

Maryland 94.8

Nativity

10.3%

foreign-born population

89.7%Native

10.3% Foreign-born

% Foreign-born

Annapolis 10.3%

Anne Arundel County 10%

Maryland 16.6%

Age Distribution

How the population is spread across age groups

Median Age

years ∙ half population younger than 43, half older

Annapolis

Anne Arundel County

Maryland

39.4

Dependency ratio

68.7

dependents per 100 working-age adults

Annapolis 68.7

Anne Arundel County 61.9

Maryland 63.5

AGE DISTRIBUTION

Distribution of age group

Median age

	Annapolis	Anne Arundel County	Maryland
Age Group
Children (Under 18)	20.3%	22.4%	22.2%
Working age (18-64)	59.3%	61.7%	61.1%
Senior (65+)	20.4%	15.9%	16.7%
Dependency ratio
Total dependency ratio	68.7	61.9	63.5
Child dependency ratio	34.3	36.2	36.3
Old-age dependency ratio	34.4	25.7	27.2

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

57.3%

Black

20.2%

Asian

Hispanic

14.8%

Other

4.7%

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

60.6%

chance two random people differ in race and ethnicity

Annapolis 60.6%

Anne Arundel County 57.3%

Maryland 67.7%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of Annapolis population

Racial and ethnic composition — Annapolis vs Anne Arundel County vs Maryland. Source: ACS 2020-2024 5-Year Estimates.
	Annapolis	Anne Arundel County	Maryland
Hispanic or Latino	14.8%	10.5%	12.5%
Mexican	5%	2.1%	2%
Puerto Rican	1.3%	1.9%	1.1%
Cuban	0.2%	0.3%	0.3%
Other Hispanic / Latino	8.3%	6.2%	9.1%
Not Hispanic or Latino	85.2%	89.5%	87.5%
One race	81.3%	84.1%	82.9%
White	57.3%	61.7%	46.6%
Black or African American	20.2%	17.6%	28.9%
American Indian and Alaska Native	0%	0.1%	0.1%
Asian	3%	4.2%	6.5%
Native Hawaiian and Other Pacific Islander	0%	0.1%	0%
Some Other Race	0.7%	0.5%	0.7%
Two or more races (Multiracial)	3.9%	5.4%	4.6%

Household & Families Composition

Household size, type, and family structure

Household structure

53.6% family

Family 53.6%

Non family 46.4%

% family households

Annapolis 53.6%

Anne Arundel County 68.4%

Maryland 65%

Average household size

2.22

persons per household

Annapolis

2.22

Anne Arundel County

2.6

Maryland

2.57

Household & Family COMPOSITION

Households

Percentage of Annapolis population

	Annapolis	Anne Arundel County	Maryland
Total households	17,998	224,748	2,362,928
Average houshold size	2.22	2.6	2.57
Family households	9,653	153,810	1,535,706
Average family size	3.06	3.14	3.19
Married couple family	7,272	117,840	1,090,871
Other families	2,381	35,970	444,835
Male householder	562	10,309	120,206
Female householder	1,819	25,661	324,629
Non-family households	8,345	70,938	827,222
One-person households	7,176	57,192	677,124
Male householder	3,079	24,604	282,192
Senior (65+) living alone	730	7,308	87,532
Female householder	4,097	32,588	394,932
Senior (65+) living alone	1,971	16,025	185,255
Other living arrangements	1,169	13,746	150,098

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

19,598

housing units

Annapolis 19,598

Anne Arundel County 236,262

Maryland 2,560,784

Occupancy status

91.8% occupied

Occupied 91.8%

Vacant 8.2%

vacancy rate

Annapolis 8.2%

Anne Arundel County 4.9%

Maryland 7.7%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

65.6%

Single family houses

65.6%

Apartments in multi-unit structures

34.4%

Mobile homes

Boat, RV, van, etc

0.1%

Median Year Built

1975

Half of houses were built before 1975, and half after.

Historic ∙ 1939 or earlier

15.5%

Postwar & mid-century ∙ 1940 - 1969

25.8%

Late 20th century ∙ 1970 - 1999

42.1%

Modern ∙ 2000 or later

16.6%

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	Annapolis	Anne Arundel County	Maryland
Rooms per unit
Median rooms	5.6	6.5	6.2
1–3 rooms	14%	9%	12.3%
4–6 rooms	50.4%	41.2%	42.4%
7+ rooms	35.6%	49.7%	45.2%
Bedrooms
No bedroom / studio	2.1%	1.2%	2.1%
1 bedroom	11.6%	6.5%	10.3%
2 bedrooms	31.2%	19.1%	21.3%
3 bedrooms	34.8%	38.4%	35.8%
4+ bedrooms	20.3%	34.8%	30.5%
At a glance
Median year built	1975	1984	1980
Total housing units	19,598	236,262	2,560,784

Occupancy Profile

Who is inside and how they use it

Homeownership

62% owners

Renter-occupied 38%

Owner-occupied 62%

homeownership rate

Annapolis 62%

Anne Arundel County 75.1%

Maryland 67.6%

Average household size

2.41

Owner-occupied

1.92

Renter-occupied

owner-occupied average size

Annapolis 2.41

Anne Arundel County 2.7

Maryland 2.7

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	Annapolis	Anne Arundel County	Maryland
Total occupied units	17,998	224,748	2,362,928
Year moved in
2020 or later	28%	23.2%	23.2%
2010 to 2019	40.4%	38.6%	39%
2000 to 2009	15.3%	16.6%	17.1%
1999 or earlier	16.3%	21.5%	20.8%
Occupants per room
1.00 or fewer	98%	98.1%	97.5%
1.01 to 1.50	1.2%	1.4%	1.7%
1.51 or more	0.8%	0.5%	0.8%
Vehicles availability
No vehicles	9.4%	4.1%	8.8%
1 vehicle	44.4%	29%	33.5%
2 vehicles	31.8%	41.1%	35.8%
3 or more vehicles	14.4%	25.8%	21.9%
House heating fuel used
Gas	42.7%	40.2%	46.9%
Electricity	51.7%	49.9%	44.1%
Solar	0.1%	0.4%	0.4%
Fuel oil, kerosene etc	4.2%	8.1%	6.6%
All other fuels	1%	1%	1.6%
No fuel used	0.4%	0.4%	0.6%
Selected characteristics
Lacking complete plumbing	0.1%	0.3%	0.3%
Lacking complete kitchen	0.4%	0.7%	0.6%
No telephone service available	0.3%	0.4%	0.8%

Housing Value

What owner-occupied units are worth

Median home value

$548,900

owner-occupied units

Median value(USD)

Annapolis

$548,900

Anne Arundel County

$467,900

Maryland

$419,900

Housing Cost Burden

25%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

25%

Owners without a mortgage

11.9%

Renters

48.8%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	Annapolis	Anne Arundel County	Maryland
Property value
Median Value	$548,900	$467,900	$419,900
Under $100,000	2.5%	3.5%	5%
$100,000 - $200,000	3%	2.6%	7.5%
$200,000 - $300,000	9.5%	9.4%	14.8%
$300,000 - $500,000	30.1%	41.2%	37.1%
$500,000 - $1,000,000	38.9%	36.1%	29.7%
$1,000,000 and more	15.9%	7.2%	6%
Owner-occupied households
With a mortgage	67.9%	73.6%	71%
Without a mortgage	32.1%	26.4%	29%
Median monthly owner costs
With a mortgage	$2,599	$2,454	$2,347
Without a mortgage	$938	$751	$753
Gross rent
Median rent	$1,860	$2,071	$1,705

Education Profile

How educated is the community and how education pays off

Adults with a college degree

53.8%

of adults 25+ with a bachelor's degree or higher

Annapolis 53.8%

Anne Arundel County 45.8%

Maryland 43.4%

Adults without a high school diploma

of adults (25+) without a high school diploma

Annapolis 9%

Anne Arundel County 6.4%

Maryland 8.8%

School Enrollment

Who is enrolled in school and at what level

School enrollment

8,612

population (age 3+) enrolled in school

Nursery / Preschool

14.7%

K–12

61.4%

College / Undergraduate

16.3%

Graduate / Professional

7.6%

College-going rate (18-24 yr olds)

33.6%

of 18-24-year-olds in college or graduate school

Annapolis

33.6%

Anne Arundel County

34.1%

Maryland

41.8%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	Annapolis	Anne Arundel County	Maryland
Total enrolled (age 3+)	8,612	147,529	1,533,098
Nursery / preschool	14.7%	7%	5.7%
K–12	61.4%	66.9%	66.3%
Kindergarten	4.3%	4.7%	4.9%
Elementary: Grades 1–4	16.3%	19.9%	19.5%
Elementary: Grades 5–8	20.5%	21.2%	20.5%
High School: Grades 9–12	20.3%	21.1%	21.5%
College or graduate school	23.9%	26.1%	28%
College, undergraduate	16.3%	18.8%	20.4%
Graduate, professional school	7.6%	7.4%	7.6%
College-going rate · 18-24 yr olds	33.6%	34.1%	41.8%
School type
Public school	68.9%	78.9%	80%
Private school	31.1%	21.1%	20%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

29,459

population 25 years and over

Total adults (25+)

Less than 9th grade

4.4%

9th-12th, no diploma

4.6%

HS graduate

14.8%

Some college no degree

17.1%

Associates degree

5.3%

Bachelors degree

28.1%

Graduate or professional degree

25.7%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

57.3% · 42.7%

9th-12th, no diploma

36.4% · 63.6%

HS graduate

45.5% · 54.5%

Some college no degree

40.8% · 59.2%

Associates degree

45.4% · 54.6%

Bachelors degree

49.3% · 50.7%

Graduate or professional degree

46.1% · 53.9%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	Annapolis	Anne Arundel County	Maryland
Population (25+)	29,459	414,741	4,301,335
Less than 9th grade	4.4%	2.5%	4%
9th–12th, no diploma	4.6%	3.9%	4.8%
High school diploma or GED	14.8%	21.8%	23.4%
Some college, no degree	17.1%	19.2%	17.4%
Associate's degree	5.3%	6.9%	6.8%
Bachelor's degree or higher	53.8%	45.8%	43.4%
Bachelor's degree	28.1%	25.1%	22.7%
Graduate or professional	25.7%	20.6%	20.8%
High School or higher	91%	93.6%	91.1%

Earnings by education level

percentage as applicable

Median Earnings

$73,026

Median earnings for adults 25+, by level

Less than HS graduate

$30,076

HS graduate

$51,385

Some college or associates

$61,464

Bachelors degree

$95,833

Graduate or professional degree

$100,490

Poverty Rate

3.2%

for ages 25+, with bachelors degree or higher

Less than HS graduate

18.4%

HS graduate

12.1%

Some college or associates

8.6%

Bachelors degree or higher

3.2%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	Annapolis	Anne Arundel County	Maryland
Median earnings
Population 25+, with earnings	$73,026	$74,773	$65,293
Less than high school graduate	$30,076	$37,292	$35,487
High school graduate (includes equivalency)	$51,385	$52,199	$45,113
Some college or associate's degree	$61,464	$61,857	$54,823
Bachelor's degree	$95,833	$89,565	$80,465
Graduate or professional degree	$100,490	$109,876	$105,640
Poverty rates
Less than high school graduate	18.4%	17.5%	20.9%
High school graduate (includes equivalency)	12.1%	8.1%	12.6%
Some college or associate's degree	8.6%	5.6%	8.3%
Bachelor's degree or higher	3.2%	2.5%	3.5%

Insights for Annapolis, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.

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