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Cambridge, NE

Last updated
Key Indicators
A quick look at key numbers

Population

1,082
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

43.4
years ∙ half population younger than 43.4, half older

Diversity Index

Low High
10.5%
chance two random people differ in race and ethnicity

Nativity

0%
foreign-born population
100%Native
0% Foreign-born

Geographic Context

Location, size, and surroundings

About

Cambridge is a city within Furnas County, Nebraska, United States.
Location
City in Furnas County, NE, US
Co-ordinates
DEC40.284302° N, 100.165800° W
DMS40° 17′ 03.49″ N, 100° 09′ 56.88″ W

Population Density & area

813.5/sq mi (313.6/km²)
Total Area
1.33 sq mi (3.45 km²)
Land Area
1.33 sq mi (3.45 km²) · 100%
Water Area
0 sq mi (0 km²) · 0%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

45.9% male
Male 45.9%
Female 54.1%
males per 100 females
Cambridge 85
Furnas County 101.9
Nebraska 101

Nativity

0%
foreign-born population
100%Native
0% Foreign-born
% Foreign-born
Cambridge 0%
Furnas County 2.2%
Nebraska 8%
Age Distribution
How the population is spread across age groups

Median Age

43.4
years ∙ half population younger than 43.4, half older
Cambridge
43.4
Furnas County
47.3
Nebraska
37.2

Dependency ratio

Low High
87.5
dependents per 100 working-age adults
Cambridge 87.5
Furnas County 91.1
Nebraska 70.1

AGE DISTRIBUTION

Distribution of age group
Median age
Cambridge Furnas County Nebraska
Age Group
Children (Under 18) 25.9% 21.7% 24.5%
Working age (18-64) 53.3% 52.3% 58.8%
Senior (65+) 20.8% 26% 16.7%
Dependency ratio
Total dependency ratio 87.5 91.1 70.1
Child dependency ratio 48.5 41.5 41.7
Old-age dependency ratio 39 49.7 28.4
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
94.5%
Black
0%
Asian
0.3%
Hispanic
3.5%
Other
1.7%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
10.5%
chance two random people differ in race and ethnicity
Cambridge 10.5%
Furnas County 16.1%
Nebraska 41.3%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of Cambridge population
Cambridge Furnas County Nebraska
Hispanic or Latino 3.5% 5.1% 12.7%
Mexican 3.5% 4.7% 8.7%
Puerto Rican 0% 0% 0.3%
Cuban 0% 0.1% 0.4%
Other Hispanic / Latino 0% 0.3% 3.3%
Not Hispanic or Latino 96.5% 94.9% 87.3%
One race 94.8% 92.9% 83.5%
White 94.5% 91.4% 75.3%
Black or African American 0% 0.4% 4.6%
American Indian and Alaska Native 0% 1% 0.6%
Asian 0.3% 0.2% 2.6%
Native Hawaiian and Other Pacific Islander 0% 0% 0%
Some Other Race 0% 0% 0.4%
Two or more races (Multiracial) 1.7% 2% 3.8%
Household & Families Composition
Household size, type, and family structure

Household structure

53.5% family
Family 53.5%
Non family 46.5%
% family households
Cambridge 53.5%
Furnas County 60.5%
Nebraska 62.7%

Average household size

2.24
persons per household
Cambridge
2.24
Furnas County
2.22
Nebraska
2.42

Household & Family COMPOSITION

Households
Percentage of Cambridge population
Cambridge Furnas County Nebraska
Total households 465 2,010 797,847
Average houshold size 2.24 2.22 2.42
Family households 249 1,216 500,016
Average family size 3.2 2.86 3.05
Married couple family 240 1,085 389,247
Other families 9 131 110,769
Male householder 0 30 35,772
Female householder 9 101 74,997
Non-family households 216 794 297,831
One-person households 181 684 244,781
Male householder 73 291 116,731
Senior (65+) living alone 16 110 33,618
Female householder 108 393 128,050
Senior (65+) living alone 76 268 64,330
Other living arrangements 35 110 53,050

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

523
housing units
Cambridge 523
Furnas County 2,516
Nebraska 863,444

Occupancy status

88.9% occupied
Occupied 88.9%
Vacant 11.1%
vacancy rate
Cambridge 11.1%
Furnas County 20.1%
Nebraska 7.6%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

81.1%
Single family houses
Single family houses
81.1%
Apartments in multi-unit structures
16.1%
Mobile homes
2.9%
Boat, RV, van, etc
0%

Median Year Built

1954
Half of houses were built before 1954, and half after.
Historic ∙ 1939 or earlier
41.9%
Postwar & mid-century ∙ 1940 - 1969
25.5%
Late 20th century ∙ 1970 - 1999
15.9%
Modern ∙ 2000 or later
16.8%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
Cambridge Furnas County Nebraska
Rooms per unit
Median rooms 5.6 6.3 6.1
1–3 rooms 17.8% 8.5% 13.2%
4–6 rooms 45% 44.9% 43.4%
7+ rooms 37.2% 46.6% 43.2%
Bedrooms
No bedroom / studio 4.2% 1.8% 2.5%
1 bedroom 9% 6.4% 10.8%
2 bedrooms 33.7% 32.1% 25%
3 bedrooms 27% 30.1% 35.6%
4+ bedrooms 26.2% 29.6% 26.2%
At a glance
Median year built 1954 1950 1976
Total housing units 523 2,516 863,444
Occupancy Profile
Who is inside and how they use it

Homeownership

83.7% owners
Renter-occupied 16.3%
Owner-occupied 83.7%
homeownership rate
Cambridge 83.7%
Furnas County 76.3%
Nebraska 66.5%

Average household size

2.43
Owner-occupied
1.24
Renter-occupied
owner-occupied average size
Cambridge 2.43
Furnas County 2.36
Nebraska 2.6

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
Cambridge Furnas County Nebraska
Total occupied units 465 2,010 797,847
Year moved in
2020 or later 17.2% 20.8% 25.8%
2010 to 2019 43.2% 37.2% 39.4%
2000 to 2009 21.7% 15.4% 15.9%
1999 or earlier 17.9% 26.7% 18.9%
Occupants per room
1.00 or fewer 99.4% 98.8% 97.9%
1.01 to 1.50 0.6% 0.8% 1.5%
1.51 or more 0% 0.4% 0.7%
Vehicles availability
No vehicles 4.9% 4.2% 5.4%
1 vehicle 26.2% 26.1% 30.1%
2 vehicles 33.8% 28.4% 37.7%
3 or more vehicles 35.1% 41.3% 26.8%
House heating fuel used
Gas 70.5% 68.4% 66.2%
Electricity 24.1% 27.1% 31.5%
Solar 0% 0% 0%
Fuel oil, kerosene etc 0% 0% 0.3%
All other fuels 4.3% 4.3% 1.4%
No fuel used 1.1% 0.2% 0.4%
Selected characteristics
Lacking complete plumbing 0% 1% 0.3%
Lacking complete kitchen 2.6% 1.4% 1%
No telephone service available 1.1% 0.3% 0.9%
Housing Value
What owner-occupied units are worth

Median home value

$123,400
owner-occupied units
Median value(USD)
Cambridge
$123,400
Furnas County
$98,400
Nebraska
$238,600

Housing Cost Burden

9.3%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
9.3%
Owners without a mortgage
16.8%
Renters
39%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
Cambridge Furnas County Nebraska
Property value
Median Value $123,400 $98,400 $238,600
Under $100,000 44.4% 50.6% 14%
$100,000 - $200,000 35% 28.7% 24.2%
$200,000 - $300,000 14.9% 12.8% 27.2%
$300,000 - $500,000 4.9% 6.3% 25.1%
$500,000 - $1,000,000 0.8% 1.2% 8.2%
$1,000,000 and more 0% 0.3% 1.3%
Owner-occupied households
With a mortgage 38.8% 34.6% 58.5%
Without a mortgage 61.2% 65.4% 41.5%
Median monthly owner costs
With a mortgage $1,399 $1,315 $1,736
Without a mortgage $488 $504 $677
Gross rent
Median rent $771 $763 $1,072

Education Profile

How educated is the community and how education pays off

Adults with a college degree

32.5%
of adults 25+ with a bachelor's degree or higher
Cambridge 32.5%
Furnas County 24.9%
Nebraska 34.6%

Adults without a high school diploma

9.3%
of adults (25+) without a high school diploma
Cambridge 9.3%
Furnas County 10.2%
Nebraska 7.8%
School Enrollment
Who is enrolled in school and at what level

School enrollment

215
population (age 3+) enrolled in school
Nursery / Preschool
15.8%
K–12
80.5%
College / Undergraduate
1.9%
Graduate / Professional
1.9%

College-going rate (18-24 yr olds)

0%
of 18-24-year-olds in college or graduate school
Cambridge
0%
Furnas County
14%
Nebraska
42%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
Cambridge Furnas County Nebraska
Total enrolled (age 3+) 215 871 516,339
Nursery / preschool 15.8% 9.3% 6.3%
K–12 80.5% 81.3% 68.4%
Kindergarten 2.8% 6.1% 4.8%
Elementary: Grades 1–4 19.5% 22.3% 20.5%
Elementary: Grades 5–8 27.9% 25.6% 21.4%
High School: Grades 9–12 30.2% 27.3% 21.7%
College or graduate school 3.7% 9.4% 25.3%
College, undergraduate 1.9% 8.3% 19.2%
Graduate, professional school 1.9% 1.1% 6.1%
College-going rate · 18-24 yr olds 0% 14% 42%
School type
Public school 98.6% 97.9% 82.7%
Private school 1.4% 2.1% 17.3%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

795
population 25 years and over
Total adults (25+)
Less than 9th grade
0.9%
9th-12th, no diploma
8.4%
HS graduate
27.3%
Some college no degree
20.4%
Associates degree
10.6%
Bachelors degree
26.2%
Graduate or professional degree
6.3%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
71.4% · 28.6%
9th-12th, no diploma
65.7% · 34.3%
HS graduate
57.1% · 42.9%
Some college no degree
46.9% · 53.1%
Associates degree
52.4% · 47.6%
Bachelors degree
35.1% · 64.9%
Graduate or professional degree
58% · 42%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
Cambridge Furnas County Nebraska
Population (25+) 795 3,235 1,300,410
Less than 9th grade 0.9% 3.8% 3.8%
9th–12th, no diploma 8.4% 6.4% 4%
High school diploma or GED 27.3% 31.9% 25%
Some college, no degree 20.4% 21.5% 21.6%
Associate's degree 10.6% 11.5% 11%
Bachelor's degree or higher 32.5% 24.9% 34.6%
Bachelor's degree 26.2% 17.4% 22.3%
Graduate or professional 6.3% 7.5% 12.3%
High School or higher 90.7% 89.8% 92.2%
Earnings by education level
percentage as applicable

Median Earnings

$48,052
Median earnings for adults 25+, by level
Less than HS graduate
$48,750
HS graduate
$32,292
Some college or associates
$36,176
Bachelors degree
$56,731
Graduate or professional degree
$65,313

Poverty Rate

4.3%
for ages 25+, with bachelors degree or higher
Less than HS graduate
9.5%
HS graduate
22.1%
Some college or associates
5.8%
Bachelors degree or higher
4.3%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
Cambridge Furnas County Nebraska
Median earnings
Population 25+, with earnings $48,052 $44,622 $51,569
Less than high school graduate $48,750 $43,906 $37,277
High school graduate (includes equivalency) $32,292 $35,000 $40,830
Some college or associate's degree $36,176 $42,798 $47,062
Bachelor's degree $56,731 $52,750 $62,298
Graduate or professional degree $65,313 $60,962 $78,244
Poverty rates
Less than high school graduate 9.5% 23.9% 22.1%
High school graduate (includes equivalency) 22.1% 19.3% 12.8%
Some college or associate's degree 5.8% 11.2% 8%
Bachelor's degree or higher 4.3% 5.8% 3.8%

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