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Germantown, TN
Key Indicators
A quick look at key numbers
Population
40,673
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates
Median Age
44.3
years ∙ half population younger than 44.3, half older
Diversity Index
30.2%
chance two random people differ in race and ethnicity
Nativity
8.3%
foreign-born population
Geographic Context
Location, size, and surroundings
About
Germantown is a city within Shelby County, Tennessee, United States.
Co-ordinates
DEC35.081957° N, 89.782584° W
DMS35° 04′ 55.05″ N, 89° 46′ 57.30″ W
Population Density & area
2,034/sq mi
(785.2/km²)
Demographics & Living
Who lives here, how households are formed, and community composition
Population Composition
Key characteristics of the population
Sex Distribution
48.5%
male
Male
48.5%
Female
51.5%
males per 100 females
Germantown
94.1
Shelby County
90.4
Tennessee
96.4
Nativity
8.3%
foreign-born population
% Foreign-born
Germantown
8.3%
Shelby County
7.9%
Tennessee
6.1%
Age Distribution
How the population is spread across age groups
Median Age
44.3
years ∙ half population younger than 44.3, half older
Dependency ratio
104.3
dependents per 100 working-age adults
Germantown
104.3
Shelby County
67.3
Tennessee
64.6
AGE DISTRIBUTION
Distribution of age group
Median age
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Age Group | |||
| Children (Under 18) | 26.8% | 25.4% | 22.2% |
| Working age (18-64) | 49% | 59.8% | 60.7% |
| Senior (65+) | 24.2% | 14.8% | 17.1% |
| Dependency ratio | |||
| Total dependency ratio | 104.3 | 67.3 | 64.6 |
| Child dependency ratio | 54.8 | 42.6 | 36.5 |
| Old-age dependency ratio | 49.5 | 24.8 | 28.1 |
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares
Race & Ethnicity
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.
Diversity Index
30.2%
chance two random people differ in race and ethnicity
Germantown
30.2%
Shelby County
61%
Tennessee
46.5%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.
RACIAL & ETHNIC COMPOSITION
Race & Ethnicity
Percentage of Germantown population
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Hispanic or Latino | 3% | 8.8% | 7.4% |
| Mexican | 1.3% | 4.6% | 3.8% |
| Puerto Rican | 0.7% | 0.4% | 0.6% |
| Cuban | 0.1% | 0.2% | 0.3% |
| Other Hispanic / Latino | 1% | 3.6% | 2.7% |
| Not Hispanic or Latino | 97% | 91.2% | 92.6% |
| One race | 94.4% | 88.5% | 88.9% |
| White | 83.1% | 32.7% | 71% |
| Black or African American | 4.4% | 52.3% | 15.4% |
| American Indian and Alaska Native | 0% | 0% | 0.1% |
| Asian | 6.3% | 2.9% | 1.9% |
| Native Hawaiian and Other Pacific Islander | 0.3% | 0.1% | 0.1% |
| Some Other Race | 0.4% | 0.4% | 0.4% |
| Two or more races (Multiracial) | 2.6% | 2.7% | 3.7% |
Household & Families Composition
Household size, type, and family structure
Household structure
74.4%
family
Family
74.4%
Non family
25.6%
% family households
Germantown
74.4%
Shelby County
60.4%
Tennessee
64.2%
Average household size
2.6
persons per household
Household & Family COMPOSITION
Households
Percentage of Germantown population
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Total households | 15,568 | 362,741 | 2,824,277 |
| Average houshold size | 2.6 | 2.49 | 2.45 |
| Family households | 11,577 | 218,952 | 1,813,072 |
| Average family size | 3.1 | 3.27 | 3.04 |
| Married couple family | 10,426 | 127,370 | 1,321,068 |
| Other families | 1,151 | 91,582 | 492,004 |
| Male householder | 362 | 18,999 | 135,443 |
| Female householder | 789 | 72,583 | 356,561 |
| Non-family households | 3,991 | 143,789 | 1,011,205 |
| One-person households | 3,619 | 124,335 | 832,106 |
| Male householder | 1,273 | 54,896 | 377,158 |
| Senior (65+) living alone | 887 | 13,955 | 115,070 |
| Female householder | 2,346 | 69,439 | 454,948 |
| Senior (65+) living alone | 1,888 | 29,517 | 220,217 |
| Other living arrangements | 372 | 19,454 | 179,099 |
Housing Profile
Housing stock, ownership, rentals, and cost burdens
Total housing units
16,106
housing units
Germantown
16,106
Shelby County
404,333
Tennessee
3,143,670
Occupancy status
96.7%
occupied
Occupied
96.7%
Vacant
3.3%
vacancy rate
Germantown
3.3%
Shelby County
10.3%
Tennessee
10.2%
Housing Characteristics
How the housing supply is structured and used
Types of Housing unit
87.1%
Single family houses
Median Year Built
1983
Half of houses were built before 1983, and half after.
Note: Median year built reflects occupied units only; distribution includes all units.
Housing Characteristics
Units, rooms & bedrooms
Physical characteristics of housing units
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Rooms per unit | |||
| Median rooms | 8.1 | 5.7 | 5.7 |
| 1–3 rooms | 4.7% | 10.9% | 11% |
| 4–6 rooms | 17% | 54.2% | 53.7% |
| 7+ rooms | 78.4% | 34.8% | 35.4% |
| Bedrooms | |||
| No bedroom / studio | 0.5% | 1.9% | 1.7% |
| 1 bedroom | 4.5% | 10.2% | 8.2% |
| 2 bedrooms | 7.8% | 24.8% | 24.5% |
| 3 bedrooms | 21.2% | 40.1% | 45.2% |
| 4+ bedrooms | 66% | 23.1% | 20.4% |
| At a glance | |||
| Median year built | 1983 | 1978 | 1988 |
| Total housing units | 16,106 | 404,333 | 3,143,670 |
Occupancy Profile
Who is inside and how they use it
Homeownership
86.7%
owners
Renter-occupied
13.3%
Owner-occupied
86.7%
homeownership rate
Germantown
86.7%
Shelby County
54.1%
Tennessee
66.9%
Average household size
2.72
Owner-occupied
1.81
Renter-occupied
owner-occupied average size
Germantown
2.72
Shelby County
2.57
Tennessee
2.53
Housing Characteristics
Occupied unit characteristics
Tenure, crowding, and utilities
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Total occupied units | 15,568 | 362,741 | 2,824,277 |
| Year moved in | |||
| 2020 or later | 16.5% | 26.6% | 26.2% |
| 2010 to 2019 | 40.6% | 40.3% | 39.4% |
| 2000 to 2009 | 19.2% | 15.6% | 15.7% |
| 1999 or earlier | 23.8% | 17.6% | 18.8% |
| Occupants per room | |||
| 1.00 or fewer | 99.7% | 97.6% | 97.8% |
| 1.01 to 1.50 | 0.2% | 1.7% | 1.5% |
| 1.51 or more | 0.1% | 0.7% | 0.6% |
| Vehicles availability | |||
| No vehicles | 4.1% | 8.2% | 5.2% |
| 1 vehicle | 23.1% | 38.9% | 30.9% |
| 2 vehicles | 49.9% | 35% | 38% |
| 3 or more vehicles | 22.8% | 18% | 25.9% |
| House heating fuel used | |||
| Gas | 66.5% | 46.5% | 34.1% |
| Electricity | 33% | 52.6% | 63.7% |
| Solar | 0% | 0% | 0% |
| Fuel oil, kerosene etc | 0.1% | 0.1% | 0.3% |
| All other fuels | 0.1% | 0.3% | 1.3% |
| No fuel used | 0.4% | 0.4% | 0.5% |
| Selected characteristics | |||
| Lacking complete plumbing | 0.1% | 0.3% | 0.3% |
| Lacking complete kitchen | 0.9% | 0.9% | 0.8% |
| No telephone service available | 0.2% | 0.8% | 1% |
Housing Value
What owner-occupied units are worth
Median home value
$470,800
owner-occupied units
Housing Cost Burden
20.2%
of homeowners with a mortgage are cost-burdened
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.
Financial characteristics
Property value and housing costs
Tenure, crowding, and utilities
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Property value | |||
| Median Value | $470,800 | $249,100 | $286,700 |
| Under $100,000 | 1.5% | 18.4% | 13% |
| $100,000 - $200,000 | 0.9% | 21.1% | 18.5% |
| $200,000 - $300,000 | 7.5% | 19.4% | 21% |
| $300,000 - $500,000 | 47.5% | 25.9% | 28.3% |
| $500,000 - $1,000,000 | 37.1% | 12.8% | 15.3% |
| $1,000,000 and more | 5.5% | 2.3% | 3.8% |
| Owner-occupied households | |||
| With a mortgage | 64.2% | 62.3% | 57.9% |
| Without a mortgage | 35.8% | 37.7% | 42.1% |
| Median monthly owner costs | |||
| With a mortgage | $2,546 | $1,682 | $1,566 |
| Without a mortgage | $923 | $602 | $464 |
| Gross rent | |||
| Median rent | $1,816 | $1,232 | $1,189 |
Education Profile
How educated is the community and how education pays off
Adults with a college degree
71.9%
of adults 25+ with a bachelor's degree or higher
Germantown
71.9%
Shelby County
34.3%
Tennessee
31.1%
Adults without a high school diploma
1.7%
of adults (25+) without a high school diploma
Germantown
1.7%
Shelby County
10.2%
Tennessee
10%
School Enrollment
Who is enrolled in school and at what level
School enrollment
10,632
population (age 3+) enrolled in school
College-going rate (18-24 yr olds)
31.3%
of 18-24-year-olds in college or graduate school
Enrollment & school type
Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Total enrolled (age 3+) | 10,632 | 228,156 | 1,593,794 |
| Nursery / preschool | 11.3% | 6.2% | 5.4% |
| K–12 | 78.7% | 72.9% | 70.7% |
| Kindergarten | 6.9% | 6.6% | 5.3% |
| Elementary: Grades 1–4 | 25% | 21.7% | 21% |
| Elementary: Grades 5–8 | 21% | 22.2% | 21.9% |
| High School: Grades 9–12 | 25.7% | 22.4% | 22.5% |
| College or graduate school | 10% | 20.9% | 24% |
| College, undergraduate | 6.6% | 14.5% | 18.7% |
| Graduate, professional school | 3.4% | 6.4% | 5.3% |
| College-going rate · 18-24 yr olds | 31.3% | 29.3% | 36.1% |
| School type | |||
| Public school | 68.6% | 81.8% | 79.8% |
| Private school | 31.4% | 18.2% | 20.2% |
Education Attainment by Level & Gender
What is the highest level of education completed among adults
Education attainment
28,000
population 25 years and over
Attainment by gender
Male vs Female
Adults (25+) · Share within each education level
Educational Attainment Overview
Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Population (25+) | 28,000 | 605,447 | 4,870,330 |
| Less than 9th grade | 0.6% | 3.9% | 3.7% |
| 9th–12th, no diploma | 1.1% | 6.3% | 6.3% |
| High school diploma or GED | 8.1% | 27.3% | 31.2% |
| Some college, no degree | 14.4% | 21.4% | 19.9% |
| Associate's degree | 3.9% | 6.9% | 7.9% |
| Bachelor's degree or higher | 71.9% | 34.3% | 31.1% |
| Bachelor's degree | 39.7% | 20.3% | 19.4% |
| Graduate or professional | 32.2% | 14% | 11.7% |
| High School or higher | 98.3% | 89.9% | 90% |
Earnings by education level
percentage as applicable
Median Earnings
$91,491
Median earnings for adults 25+, by level
Poverty Rate
1.4%
for ages 25+, with bachelors degree or higher
Outcomes by Education Level
Earnings and poverty rates across education levels (25+)
Adults 25+
| Germantown | Shelby County | Tennessee | |
|---|---|---|---|
| Median earnings | |||
| Population 25+, with earnings | $91,491 | $46,857 | $48,058 |
| Less than high school graduate | $— | $30,564 | $31,689 |
| High school graduate (includes equivalency) | $41,298 | $35,783 | $38,347 |
| Some college or associate's degree | $60,339 | $42,458 | $44,566 |
| Bachelor's degree | $94,577 | $60,872 | $61,810 |
| Graduate or professional degree | $113,219 | $80,147 | $76,817 |
| Poverty rates | |||
| Less than high school graduate | 36.1% | 31.4% | 27.9% |
| High school graduate (includes equivalency) | 6.9% | 20.9% | 15.1% |
| Some college or associate's degree | 3.9% | 12.1% | 9.7% |
| Bachelor's degree or higher | 1.4% | 5% | 4.3% |
About Neilsberg Research
Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.
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