Kokomo, IN

City in Howard County, IN, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

59,122

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

39.4

years ∙ half population younger than 39.4, half older

Diversity Index

36.5%

chance two random people differ in race and ethnicity

Nativity

2.5%

foreign-born population

97.5%Native

2.5% Foreign-born

Geographic Context

Location, size, and surroundings

About

Kokomo is a city within Howard County, Indiana, United States.

Location

City in Howard County, IN, US

Co-ordinates

DEC40.464011° N, 86.127349° W

DMS40° 27′ 50.44″ N, 86° 07′ 38.46″ W

Population Density & area

1,611/sq mi (622.3/km²)

Total Area

36.8 sq mi (95.3 km²)

Land Area

36.7 sq mi (95 km²) · 99.7%

Water Area

0.1 sq mi (0.3 km²) · 0.3%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

46.8% male

Male 46.8%

Female 53.2%

males per 100 females

Kokomo 88.1

Howard County 93.7

Indiana 98.4

Nativity

2.5%

foreign-born population

97.5%Native

2.5% Foreign-born

% Foreign-born

Kokomo 2.5%

Howard County 1.9%

Indiana 6.3%

Age Distribution

How the population is spread across age groups

Median Age

39.4

years ∙ half population younger than 39.4, half older

Kokomo

39.4

Howard County

40.7

Indiana

38.1

Dependency ratio

73.9

dependents per 100 working-age adults

Kokomo 73.9

Howard County 74.5

Indiana 66.7

AGE DISTRIBUTION

Distribution of age group

Median age

	Kokomo	Howard County	Indiana
Age Group
Children (Under 18)	23.3%	22.8%	23.3%
Working age (18-64)	57.5%	57.3%	59.9%
Senior (65+)	19.2%	19.9%	16.8%
Dependency ratio
Total dependency ratio	73.9	74.5	66.7
Child dependency ratio	40.5	39.9	38.8
Old-age dependency ratio	33.5	34.7	27.9

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

78.8%

Black

9.9%

Asian

Hispanic

4.3%

Other

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

36.5%

chance two random people differ in race and ethnicity

Kokomo 36.5%

Howard County 30.9%

Indiana 41.4%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of Kokomo population

Racial and ethnic composition — Kokomo vs Howard County vs Indiana. Source: ACS 2020-2024 5-Year Estimates.
	Kokomo	Howard County	Indiana
Hispanic or Latino	4.3%	4.1%	8.6%
Mexican	2.4%	2.3%	5.7%
Puerto Rican	0.6%	0.5%	0.8%
Cuban	0.3%	0.2%	0.1%
Other Hispanic / Latino	1%	1.1%	2%
Not Hispanic or Latino	95.7%	95.9%	91.4%
One race	91%	91.7%	87.6%
White	78.8%	82.6%	75.4%
Black or African American	9.9%	7.3%	9.1%
American Indian and Alaska Native	0%	0%	0.1%
Asian	2%	1.4%	2.6%
Native Hawaiian and Other Pacific Islander	0%	0%	0%
Some Other Race	0.4%	0.3%	0.4%
Two or more races (Multiracial)	4.7%	4.2%	3.8%

Household & Families Composition

Household size, type, and family structure

Household structure

53.1% family

Family 53.1%

Non family 46.9%

% family households

Kokomo 53.1%

Howard County 59.1%

Indiana 63.7%

Average household size

2.21

persons per household

Kokomo

2.21

Howard County

2.32

Indiana

2.46

Household & Family COMPOSITION

Households

Percentage of Kokomo population

	Kokomo	Howard County	Indiana
Total households	26,241	35,593	2,716,009
Average houshold size	2.21	2.32	2.46
Family households	13,934	21,022	1,729,978
Average family size	2.99	2.98	3.07
Married couple family	8,163	14,100	1,284,219
Other families	5,771	6,922	445,759
Male householder	1,312	1,886	137,811
Female householder	4,459	5,036	307,948
Non-family households	12,307	14,571	986,031
One-person households	10,192	11,917	803,751
Male householder	3,930	4,790	374,646
Senior (65+) living alone	1,481	1,862	109,929
Female householder	6,262	7,127	429,105
Senior (65+) living alone	3,562	4,098	217,057
Other living arrangements	2,115	2,654	182,280

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

29,814

housing units

Kokomo 29,814

Howard County 39,876

Indiana 2,976,568

Occupancy status

88% occupied

Occupied 88%

Vacant 12%

vacancy rate

Kokomo 12%

Howard County 10.7%

Indiana 8.8%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

73.9%

Single family houses

73.9%

Apartments in multi-unit structures

22.8%

Mobile homes

3.2%

Boat, RV, van, etc

0.1%

Median Year Built

1967

Half of houses were built before 1967, and half after.

Historic ∙ 1939 or earlier

19.7%

Postwar & mid-century ∙ 1940 - 1969

34.7%

Late 20th century ∙ 1970 - 1999

31.4%

Modern ∙ 2000 or later

14.2%

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	Kokomo	Howard County	Indiana
Rooms per unit
Median rooms	5.6	5.9	5.9
1–3 rooms	11.6%	9%	10.5%
4–6 rooms	61.1%	55.1%	51.4%
7+ rooms	27.4%	35.7%	38.2%
Bedrooms
No bedroom / studio	2.9%	2.2%	1.7%
1 bedroom	9.8%	8.1%	9.2%
2 bedrooms	29%	24%	24.7%
3 bedrooms	44.8%	48.3%	43.3%
4+ bedrooms	13.6%	17.5%	21.1%
At a glance
Median year built	1967	1969	1977
Total housing units	29,814	39,876	2,976,568

Occupancy Profile

Who is inside and how they use it

Homeownership

63% owners

Renter-occupied 37%

Owner-occupied 63%

homeownership rate

Kokomo 63%

Howard County 70.6%

Indiana 70.6%

Average household size

2.3

Owner-occupied

2.07

Renter-occupied

owner-occupied average size

Kokomo 2.3

Howard County 2.42

Indiana 2.58

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	Kokomo	Howard County	Indiana
Total occupied units	26,241	35,593	2,716,009
Year moved in
2020 or later	26.9%	23.2%	23.9%
2010 to 2019	39.4%	38%	39.6%
2000 to 2009	13.6%	15%	16.3%
1999 or earlier	20.1%	23.8%	20.2%
Occupants per room
1.00 or fewer	98.5%	98.7%	98.2%
1.01 to 1.50	1.2%	1.1%	1.3%
1.51 or more	0.3%	0.2%	0.6%
Vehicles availability
No vehicles	9.6%	7.3%	6.2%
1 vehicle	38.9%	33.1%	32%
2 vehicles	35.5%	37.5%	38.2%
3 or more vehicles	16.1%	22.1%	23.6%
House heating fuel used
Gas	72.7%	71.8%	65.8%
Electricity	26.3%	26.6%	31.2%
Solar	0%	0%	0.1%
Fuel oil, kerosene etc	0%	0%	0.5%
All other fuels	0.4%	1.3%	2%
No fuel used	0.5%	0.4%	0.5%
Selected characteristics
Lacking complete plumbing	0.2%	0.2%	0.4%
Lacking complete kitchen	1.5%	1.1%	0.8%
No telephone service available	0.5%	0.5%	0.9%

Housing Value

What owner-occupied units are worth

Median home value

$137,400

owner-occupied units

Median value(USD)

Kokomo

$137,400

Howard County

$165,000

Indiana

$218,200

Housing Cost Burden

19%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

19%

Owners without a mortgage

9.8%

Renters

52.3%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	Kokomo	Howard County	Indiana
Property value
Median Value	$137,400	$165,000	$218,200
Under $100,000	33.5%	24.6%	16.1%
$100,000 - $200,000	40%	38.5%	28.5%
$200,000 - $300,000	18.5%	23.1%	25.1%
$300,000 - $500,000	6.5%	11.5%	21.8%
$500,000 - $1,000,000	0.9%	1.7%	7.3%
$1,000,000 and more	0.5%	0.6%	1.2%
Owner-occupied households
With a mortgage	63.2%	63.7%	63.6%
Without a mortgage	36.8%	36.3%	36.4%
Median monthly owner costs
With a mortgage	$1,040	$1,126	$1,404
Without a mortgage	$426	$451	$517
Gross rent
Median rent	$939	$937	$1,062

Education Profile

How educated is the community and how education pays off

Adults with a college degree

18.1%

of adults 25+ with a bachelor's degree or higher

Kokomo 18.1%

Howard County 20.8%

Indiana 29.5%

Adults without a high school diploma

10.2%

of adults (25+) without a high school diploma

Kokomo 10.2%

Howard County 8.2%

Indiana 9.6%

School Enrollment

Who is enrolled in school and at what level

School enrollment

13,867

population (age 3+) enrolled in school

Nursery / Preschool

6.8%

K–12

72.3%

College / Undergraduate

17%

Graduate / Professional

3.9%

College-going rate (18-24 yr olds)

25.7%

of 18-24-year-olds in college or graduate school

Kokomo

25.7%

Howard County

25.6%

Indiana

37.8%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	Kokomo	Howard County	Indiana
Total enrolled (age 3+)	13,867	19,464	1,654,330
Nursery / preschool	6.8%	6.9%	5.8%
K–12	72.3%	73.3%	70.1%
Kindergarten	6%	6.2%	5.2%
Elementary: Grades 1–4	25.2%	24%	20.9%
Elementary: Grades 5–8	19.5%	20.3%	21.8%
High School: Grades 9–12	21.5%	22.8%	22.1%
College or graduate school	20.9%	19.8%	24.1%
College, undergraduate	17%	16.1%	19%
Graduate, professional school	3.9%	3.7%	5.1%
College-going rate · 18-24 yr olds	25.7%	25.6%	37.8%
School type
Public school	91.9%	90.8%	81.6%
Private school	8.1%	9.2%	18.4%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

40,643

population 25 years and over

Total adults (25+)

Less than 9th grade

3.5%

9th-12th, no diploma

6.7%

HS graduate

39.3%

Some college no degree

23.1%

Associates degree

9.3%

Bachelors degree

11.7%

Graduate or professional degree

6.4%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

43.6% · 56.4%

9th-12th, no diploma

52% · 48%

HS graduate

49.5% · 50.5%

Some college no degree

40.2% · 59.8%

Associates degree

40.3% · 59.7%

Bachelors degree

45.3% · 54.7%

Graduate or professional degree

46.1% · 53.9%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	Kokomo	Howard County	Indiana
Population (25+)	40,643	58,020	4,596,004
Less than 9th grade	3.5%	2.8%	3.6%
9th–12th, no diploma	6.7%	5.4%	6%
High school diploma or GED	39.3%	37.7%	32.5%
Some college, no degree	23.1%	22.7%	19.3%
Associate's degree	9.3%	10.6%	9.1%
Bachelor's degree or higher	18.1%	20.8%	29.5%
Bachelor's degree	11.7%	13.8%	18.7%
Graduate or professional	6.4%	7%	10.8%
High School or higher	89.8%	91.8%	90.4%

Earnings by education level

percentage as applicable

Median Earnings

$40,989

Median earnings for adults 25+, by level

Less than HS graduate

$30,886

HS graduate

$35,197

Some college or associates

$41,193

Bachelors degree

$63,231

Graduate or professional degree

$61,800

Poverty Rate

6.2%

for ages 25+, with bachelors degree or higher

Less than HS graduate

33.4%

HS graduate

13.1%

Some college or associates

12.6%

Bachelors degree or higher

6.2%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	Kokomo	Howard County	Indiana
Median earnings
Population 25+, with earnings	$40,989	$45,454	$49,693
Less than high school graduate	$30,886	$30,846	$34,287
High school graduate (includes equivalency)	$35,197	$36,239	$40,411
Some college or associate's degree	$41,193	$47,804	$47,119
Bachelor's degree	$63,231	$63,007	$62,429
Graduate or professional degree	$61,800	$70,659	$79,544
Poverty rates
Less than high school graduate	33.4%	31.1%	23.6%
High school graduate (includes equivalency)	13.1%	11%	12.6%
Some college or associate's degree	12.6%	9.8%	9%
Bachelor's degree or higher	6.2%	4.7%	4%

Insights for Kokomo, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.

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