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Luzerne, IA

Last updated
Key Indicators
A quick look at key numbers

Population

120
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

38
years ∙ half population younger than 38, half older

Diversity Index

Low High
12.5%
chance two random people differ in race and ethnicity

Nativity

0%
foreign-born population
100%Native
0% Foreign-born

Geographic Context

Location, size, and surroundings

About

Luzerne is a city within Benton County, Iowa, United States.
Location
City in Benton County, IA, US
Co-ordinates
DEC41.905434° N, 92.180366° W
DMS41° 54′ 19.56″ N, 92° 10′ 49.32″ W

Population Density & area

909.1/sq mi (351.9/km²)
Total Area
0.132 sq mi (0.341 km²)
Land Area
0.132 sq mi (0.341 km²) · 100%
Water Area
0 sq mi (0 km²) · 0%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

57.5% male
Male 57.5%
Female 42.5%
males per 100 females
Luzerne 135.3
Benton County 101.3
Iowa 100.6

Nativity

0%
foreign-born population
100%Native
0% Foreign-born
% Foreign-born
Luzerne 0%
Benton County 0.8%
Iowa 5.9%
Age Distribution
How the population is spread across age groups

Median Age

38
years ∙ half population younger than 38, half older
Luzerne
38
Benton County
43.1
Iowa
38.6

Dependency ratio

Low High
46.3
dependents per 100 working-age adults
Luzerne 46.3
Benton County 74.4
Iowa 69.6

AGE DISTRIBUTION

Distribution of age group
Median age
Luzerne Benton County Iowa
Age Group
Children (Under 18) 14.2% 22.9% 22.9%
Working age (18-64) 68.3% 57.3% 59%
Senior (65+) 17.5% 19.8% 18.1%
Dependency ratio
Total dependency ratio 46.3 74.4 69.6
Child dependency ratio 20.7 39.9 38.8
Old-age dependency ratio 25.6 34.5 30.7
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
93.3%
Black
0%
Asian
0%
Hispanic
6.7%
Other
0%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
12.5%
chance two random people differ in race and ethnicity
Luzerne 12.5%
Benton County 10.8%
Iowa 31.4%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of Luzerne population
Racial and ethnic composition — Luzerne vs Benton County vs Iowa. Source: ACS 2020-2024 5-Year Estimates.
Luzerne Benton County Iowa
Hispanic or Latino 6.7% 2% 7.3%
Mexican 6.7% 1.5% 5%
Puerto Rican 0% 0.1% 0.3%
Cuban 0% 0% 0.1%
Other Hispanic / Latino 0% 0.3% 1.8%
Not Hispanic or Latino 93.3% 98% 92.7%
One race 93.3% 95.2% 89.2%
White 93.3% 94.4% 82.3%
Black or African American 0% 0.4% 3.8%
American Indian and Alaska Native 0% 0.1% 0.2%
Asian 0% 0.2% 2.5%
Native Hawaiian and Other Pacific Islander 0% 0% 0.2%
Some Other Race 0% 0.1% 0.3%
Two or more races (Multiracial) 0% 2.8% 3.5%
Household & Families Composition
Household size, type, and family structure

Household structure

86.1% family
Family 86.1%
Non family 13.9%
% family households
Luzerne 86.1%
Benton County 67.6%
Iowa 61.6%

Average household size

3.33
persons per household
Luzerne
3.33
Benton County
2.49
Iowa
2.36

Household & Family COMPOSITION

Households
Percentage of Luzerne population
Luzerne Benton County Iowa
Total households 36 10,202 1,315,707
Average houshold size 3.33 2.49 2.36
Family households 31 6,896 809,836
Average family size 3.03 2.97 2.98
Married couple family 24 5,801 635,347
Other families 7 1,095 174,489
Male householder 0 417 56,457
Female householder 7 678 118,032
Non-family households 5 3,306 505,871
One-person households 1 2,745 406,436
Male householder 0 1,319 193,582
Senior (65+) living alone 0 548 58,028
Female householder 1 1,426 212,854
Senior (65+) living alone 1 929 111,645
Other living arrangements 4 561 99,435

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

39
housing units
Luzerne 39
Benton County 11,114
Iowa 1,437,699

Occupancy status

92.3% occupied
Occupied 92.3%
Vacant 7.7%
vacancy rate
Luzerne 7.7%
Benton County 8.2%
Iowa 8.5%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

100%
Single family houses
Single family houses
100%
Apartments in multi-unit structures
0%
Mobile homes
0%
Boat, RV, van, etc
0%

Median Year Built

1938
Half of houses were built before 1938, and half after.
* The Census Bureau did not report an exact median year built for Luzerne the estimate falls at or before 1939, the lower limit of the survey's reporting range.
Historic ∙ 1939 or earlier
76.9%
Postwar & mid-century ∙ 1940 - 1969
5.2%
Late 20th century ∙ 1970 - 1999
17.9%
Modern ∙ 2000 or later
0%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
Luzerne Benton County Iowa
Rooms per unit
Median rooms 6.4 6.4 5.9
1–3 rooms 0% 7% 11.8%
4–6 rooms 53.8% 44.7% 47.4%
7+ rooms 46.1% 48.4% 40.7%
Bedrooms
No bedroom / studio 0% 1.3% 1.7%
1 bedroom 0% 6.7% 9.2%
2 bedrooms 2.6% 21.4% 27%
3 bedrooms 64.1% 40.5% 37.3%
4+ bedrooms 33.4% 30.1% 24.7%
At a glance
Median year built 1938 1964 1972
Total housing units 39 11,114 1,437,699
Occupancy Profile
Who is inside and how they use it

Homeownership

91.7% owners
Renter-occupied 8.3%
Owner-occupied 91.7%
homeownership rate
Luzerne 91.7%
Benton County 85%
Iowa 71.7%

Average household size

2.97
Owner-occupied
7.33
Renter-occupied
owner-occupied average size
Luzerne 2.97
Benton County 2.56
Iowa 2.5

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
Luzerne Benton County Iowa
Total occupied units 36 10,202 1,315,707
Year moved in
2020 or later 11.1% 17% 24.3%
2010 to 2019 38.9% 35% 38.7%
2000 to 2009 22.2% 19.2% 16.4%
1999 or earlier 27.8% 28.8% 20.7%
Occupants per room
1.00 or fewer 100% 99.4% 98.4%
1.01 to 1.50 0% 0.3% 1.1%
1.51 or more 0% 0.3% 0.5%
Vehicles availability
No vehicles 5.6% 3.3% 5.4%
1 vehicle 13.9% 20.2% 30.5%
2 vehicles 19.4% 36.7% 37.8%
3 or more vehicles 61.1% 39.8% 26.3%
House heating fuel used
Gas 69.4% 75.9% 72.8%
Electricity 16.7% 18.5% 24.4%
Solar 0% 0.1% 0.1%
Fuel oil, kerosene etc 5.6% 0.6% 0.3%
All other fuels 2.8% 4.2% 1.8%
No fuel used 5.6% 0.7% 0.6%
Selected characteristics
Lacking complete plumbing 0% 0.5% 0.3%
Lacking complete kitchen 0% 0.1% 0.8%
No telephone service available 0% 0.5% 0.8%
Housing Value
What owner-occupied units are worth

Median home value

$66,300
owner-occupied units
Median value(USD)
Luzerne
$66,300
Benton County
$208,200
Iowa
$208,000

Housing Cost Burden

12.5%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
12.5%
Owners without a mortgage
0%
Renters
0%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
Luzerne Benton County Iowa
Property value
Median Value $66,300 $208,200 $208,000
Under $100,000 63.7% 15.1% 17.8%
$100,000 - $200,000 24.3% 32.9% 30%
$200,000 - $300,000 12.1% 21.9% 23.1%
$300,000 - $500,000 0% 24.3% 21.3%
$500,000 - $1,000,000 0% 4.5% 6.8%
$1,000,000 and more 0% 1.3% 1.1%
Owner-occupied households
With a mortgage 48.5% 59.3% 59.4%
Without a mortgage 51.5% 40.7% 40.6%
Median monthly owner costs
With a mortgage $900 $1,524 $1,533
Without a mortgage $550 $642 $616
Gross rent
Median rent $— $826 $972

Education Profile

How educated is the community and how education pays off

Adults with a college degree

13.6%
of adults 25+ with a bachelor's degree or higher
Luzerne 13.6%
Benton County 25.6%
Iowa 31.4%

Adults without a high school diploma

8%
of adults (25+) without a high school diploma
Luzerne 8%
Benton County 4.7%
Iowa 6.7%
School Enrollment
Who is enrolled in school and at what level

School enrollment

15
population (age 3+) enrolled in school
Nursery / Preschool
0%
K–12
100%
College / Undergraduate
0%
Graduate / Professional
0%

College-going rate (18-24 yr olds)

0%
of 18-24-year-olds in college or graduate school
Luzerne
0%
Benton County
26.5%
Iowa
42.3%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
Luzerne Benton County Iowa
Total enrolled (age 3+) 15 5,730 784,322
Nursery / preschool 0% 6.6% 6.2%
K–12 100% 78.2% 68.4%
Kindergarten 0% 4.6% 5.2%
Elementary: Grades 1–4 6.7% 24.1% 20.3%
Elementary: Grades 5–8 6.7% 23.7% 21.3%
High School: Grades 9–12 86.7% 25.7% 21.6%
College or graduate school 0% 15.2% 25.4%
College, undergraduate 0% 10.9% 20.8%
Graduate, professional school 0% 4.3% 4.6%
College-going rate · 18-24 yr olds 0% 26.5% 42.3%
School type
Public school 100% 86.9% 84.4%
Private school 0% 13.1% 15.6%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

88
population 25 years and over
Total adults (25+)
Less than 9th grade
8%
9th-12th, no diploma
0%
HS graduate
36.4%
Some college no degree
39.8%
Associates degree
2.3%
Bachelors degree
12.5%
Graduate or professional degree
1.1%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
28.6% · 71.4%
9th-12th, no diploma
—% · —%
HS graduate
90.6% · 9.4%
Some college no degree
28.6% · 71.4%
Associates degree
50% · 50%
Bachelors degree
0% · 100%
Graduate or professional degree
0% · 100%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
Luzerne Benton County Iowa
Population (25+) 88 18,015 2,154,149
Less than 9th grade 8% 1.3% 2.7%
9th–12th, no diploma 0% 3.4% 4%
High school diploma or GED 36.4% 34.3% 30%
Some college, no degree 39.8% 19.3% 19.7%
Associate's degree 2.3% 16.1% 12.1%
Bachelor's degree or higher 13.6% 25.6% 31.4%
Bachelor's degree 12.5% 17.4% 20.9%
Graduate or professional 1.1% 8.2% 10.5%
High School or higher 92% 95.2% 93.3%
Earnings by education level
percentage as applicable

Median Earnings

$48,125
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$47,500
Some college or associates
$41,250
Bachelors degree
$—
Graduate or professional degree
$—

Poverty Rate

0%
for ages 25+, with bachelors degree or higher
Less than HS graduate
0%
HS graduate
0%
Some college or associates
5.4%
Bachelors degree or higher
0%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
Luzerne Benton County Iowa
Median earnings
Population 25+, with earnings $48,125 $57,237 $51,106
Less than high school graduate $— $38,173 $35,996
High school graduate (includes equivalency) $47,500 $49,369 $41,528
Some college or associate's degree $41,250 $56,230 $47,635
Bachelor's degree $— $62,768 $62,744
Graduate or professional degree $— $84,688 $80,022
Poverty rates
Less than high school graduate 0% 22.1% 21.5%
High school graduate (includes equivalency) 0% 12% 12.4%
Some college or associate's degree 5.4% 3.8% 8.1%
Bachelor's degree or higher 0% 3.4% 3.8%

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