Madison County, Kentucky

County in KY, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

95,769

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

34.7

years ∙ half population younger than 34.7, half older

Diversity Index

22.8%

chance two random people differ in race and ethnicity

Nativity

2.4%

foreign-born population

97.6%Native

2.4% Foreign-born

Geographic Context

Location, size, and surroundings

About

Madison County is a county in Kentucky, United States.

Location

County in KY, US

Co-ordinates

DEC37.725511° N, 84.278362° W

DMS37° 43′ 31.84″ N, 84° 16′ 42.10″ W

Population Density & area

218.7/sq mi (84.44/km²)

Total Area

443.2 sq mi (1,148 km²)

Land Area

437.9 sq mi (1,134.2 km²) · 98.8%

Water Area

5.3 sq mi (13.8 km²) · 1.2%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

49% male

Male 49%

Female 51%

males per 100 females

Madison County 96.2

Kentucky 98.2

United States 98

Nativity

2.4%

foreign-born population

97.6%Native

2.4% Foreign-born

% Foreign-born

Madison County 2.4%

Kentucky 4.7%

United States 14.1%

Age Distribution

How the population is spread across age groups

Median Age

34.7

years ∙ half population younger than 34.7, half older

Madison County

34.7

Kentucky

39.1

United States

38.9

Dependency ratio

55.9

dependents per 100 working-age adults

Madison County 55.9

Kentucky 66.4

United States 64.4

AGE DISTRIBUTION

Distribution of age group

Median age

	Madison County	Kentucky	United States
Age Group
Children (Under 18)	21%	22.6%	22%
Working age (18-64)	64.2%	60.1%	60.8%
Senior (65+)	14.8%	17.3%	17.2%
Dependency ratio
Total dependency ratio	55.9	66.4	64.4
Child dependency ratio	32.8	37.6	36.1
Old-age dependency ratio	23.1	28.8	28.3

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

87.6%

Black

3.9%

Asian

0.9%

Hispanic

3.5%

Other

4.1%

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

22.8%

chance two random people differ in race and ethnicity

Madison County 22.8%

Kentucky 32.6%

United States 61.4%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of Madison County population

	Madison County	Kentucky	United States
Hispanic or Latino	3.5%	5%	19.3%
Mexican	2.2%	2.5%	11.3%
Puerto Rican	0.5%	0.5%	1.8%
Cuban	0.2%	0.8%	0.8%
Other Hispanic / Latino	0.7%	1.3%	5.5%
Not Hispanic or Latino	96.5%	95%	80.7%
One race	92.9%	91.1%	76.4%
White	87.6%	81.5%	57.4%
Black or African American	3.9%	7.6%	11.9%
American Indian and Alaska Native	0.1%	0.1%	0.5%
Asian	0.9%	1.6%	5.9%
Native Hawaiian and Other Pacific Islander	0%	0.1%	0.2%
Some Other Race	0.3%	0.3%	0.6%
Two or more races (Multiracial)	3.6%	3.9%	4.3%

Household & Families Composition

Household size, type, and family structure

Household structure

62.1% family

Family 62.1%

Non family 37.9%

% family households

Madison County 62.1%

Kentucky 63.9%

United States 64.2%

Average household size

2.43

persons per household

Madison County

2.43

Kentucky

2.43

United States

2.53

Household & Family COMPOSITION

Households

Percentage of Madison County population

	Madison County	Kentucky	United States
Total households	37,051	1,814,469	129,227,496
Average houshold size	2.43	2.43	2.53
Family households	23,014	1,159,005	82,990,528
Average family size	3.01	3.03	3.14
Married couple family	17,392	844,820	60,637,388
Other families	5,622	314,185	22,353,140
Male householder	1,415	95,673	6,572,819
Female householder	4,207	218,512	15,780,321
Non-family households	14,037	655,464	46,236,968
One-person households	10,475	540,419	37,140,836
Male householder	5,034	247,145	16,871,444
Senior (65+) living alone	1,070	79,059	5,225,110
Female householder	5,441	293,274	20,269,392
Senior (65+) living alone	2,906	151,346	10,089,070
Other living arrangements	3,562	115,045	9,096,132

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

40,456

housing units

Madison County 40,456

Kentucky 2,023,116

United States 143,775,355

Occupancy status

91.6% occupied

Occupied 91.6%

Vacant 8.4%

vacancy rate

Madison County 8.4%

Kentucky 10.3%

United States 10.1%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

64.1%

Single family houses

64.1%

Apartments in multi-unit structures

28.3%

Mobile homes

7.3%

Boat, RV, van, etc

0.3%

Median Year Built

1993

Half of houses were built before 1993, and half after.

Historic ∙ 1939 or earlier

3.5%

Postwar & mid-century ∙ 1940 - 1969

13%

Late 20th century ∙ 1970 - 1999

46.5%

Modern ∙ 2000 or later

37.1%

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	Madison County	Kentucky	United States
Rooms per unit
Median rooms	5.6	5.7	5.5
1–3 rooms	11.1%	10.4%	15.1%
4–6 rooms	52.9%	54.2%	51.6%
7+ rooms	35.9%	35.4%	33.4%
Bedrooms
No bedroom / studio	1.4%	1.7%	2.9%
1 bedroom	9%	8.2%	10.9%
2 bedrooms	25.3%	25.1%	25%
3 bedrooms	45.3%	45.2%	38.7%
4+ bedrooms	18.9%	19.7%	22.4%
At a glance
Median year built	1993	1983	1981
Total housing units	40,456	2,023,116	143,775,355

Occupancy Profile

Who is inside and how they use it

Homeownership

62% owners

Renter-occupied 38%

Owner-occupied 62%

homeownership rate

Madison County 62%

Kentucky 68.3%

United States 65.2%

Average household size

2.64

Owner-occupied

2.1

Renter-occupied

owner-occupied average size

Madison County 2.64

Kentucky 2.53

United States 2.64

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	Madison County	Kentucky	United States
Total occupied units	37,051	1,814,469	129,227,496
Year moved in
2020 or later	31.9%	23.8%	24.8%
2010 to 2019	38.5%	38.4%	39.6%
2000 to 2009	14.5%	16.7%	16.4%
1999 or earlier	15.1%	21.1%	19.1%
Occupants per room
1.00 or fewer	98.6%	98%	96.6%
1.01 to 1.50	0.7%	1.4%	2.2%
1.51 or more	0.6%	0.6%	1.2%
Vehicles availability
No vehicles	4.9%	6.8%	8.4%
1 vehicle	32%	32.4%	33.1%
2 vehicles	38%	37.1%	36.6%
3 or more vehicles	25.1%	23.7%	21.9%
House heating fuel used
Gas	17%	41.5%	51.4%
Electricity	80.9%	54.9%	41.3%
Solar	0.1%	0.1%	0.3%
Fuel oil, kerosene etc	0.4%	0.7%	3.9%
All other fuels	1.4%	2.3%	2%
No fuel used	0.3%	0.4%	1.2%
Selected characteristics
Lacking complete plumbing	0.5%	0.5%	0.4%
Lacking complete kitchen	0.6%	0.8%	0.8%
No telephone service available	0.7%	1.1%	0.9%

Housing Value

What owner-occupied units are worth

Median home value

$232,000

owner-occupied units

Median value(USD)

Madison County

$232,000

Kentucky

$205,600

United States

$332,700

Housing Cost Burden

20.4%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

20.4%

Owners without a mortgage

9.2%

Renters

44.6%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	Madison County	Kentucky	United States
Property value
Median Value	$232,000	$205,600	$332,700
Under $100,000	11.9%	20.9%	11.4%
$100,000 - $200,000	27.1%	27.6%	15.8%
$200,000 - $300,000	30.1%	23.1%	17.8%
$300,000 - $500,000	23.8%	20.1%	26.9%
$500,000 - $1,000,000	6.1%	7.1%	20.9%
$1,000,000 and more	1%	1.2%	7.1%
Owner-occupied households
With a mortgage	62%	56.1%	60.6%
Without a mortgage	38%	43.9%	39.4%
Median monthly owner costs
With a mortgage	$1,485	$1,433	$1,963
Without a mortgage	$459	$469	$638
Gross rent
Median rent	$889	$967	$1,413

Education Profile

How educated is the community and how education pays off

Adults with a college degree

34.4%

of adults 25+ with a bachelor's degree or higher

Madison County 34.4%

Kentucky 27.6%

United States 35.7%

Adults without a high school diploma

8.8%

of adults (25+) without a high school diploma

Madison County 8.8%

Kentucky 11.1%

United States 10.4%

School Enrollment

Who is enrolled in school and at what level

School enrollment

26,547

population (age 3+) enrolled in school

Nursery / Preschool

4.6%

K–12

52.3%

College / Undergraduate

38.5%

Graduate / Professional

4.5%

College-going rate (18-24 yr olds)

57.9%

of 18-24-year-olds in college or graduate school

Madison County

57.9%

Kentucky

36%

United States

40.9%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	Madison County	Kentucky	United States
Total enrolled (age 3+)	26,547	1,039,376	80,089,790
Nursery / preschool	4.6%	5.5%	5.7%
K–12	52.3%	70.6%	67.6%
Kindergarten	3.9%	5.2%	5%
Elementary: Grades 1–4	16.4%	21.4%	19.8%
Elementary: Grades 5–8	16.2%	21.9%	21%
High School: Grades 9–12	15.8%	22.2%	21.7%
College or graduate school	43.1%	23.8%	26.7%
College, undergraduate	38.5%	18.9%	21%
Graduate, professional school	4.5%	5%	5.8%
College-going rate · 18-24 yr olds	57.9%	36%	40.9%
School type
Public school	76.1%	81.9%	82%
Private school	23.9%	18.1%	18%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

60,118

population 25 years and over

Total adults (25+)

Less than 9th grade

3.6%

9th-12th, no diploma

5.2%

HS graduate

29%

Some college no degree

18.9%

Associates degree

8.9%

Bachelors degree

20.3%

Graduate or professional degree

14.1%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

49% · 51%

9th-12th, no diploma

47.1% · 52.9%

HS graduate

54.1% · 45.9%

Some college no degree

51.2% · 48.8%

Associates degree

42.9% · 57.1%

Bachelors degree

48.3% · 51.7%

Graduate or professional degree

38.5% · 61.5%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	Madison County	Kentucky	United States
Population (25+)	60,118	3,098,758	230,807,303
Less than 9th grade	3.6%	4.3%	4.7%
9th–12th, no diploma	5.2%	6.8%	5.7%
High school diploma or GED	29%	32.6%	26%
Some college, no degree	18.9%	19.7%	19.1%
Associate's degree	8.9%	9%	8.8%
Bachelor's degree or higher	34.4%	27.6%	35.7%
Bachelor's degree	20.3%	16.2%	21.6%
Graduate or professional	14.1%	11.3%	14.1%
High School or higher	91.2%	88.9%	89.6%

Earnings by education level

percentage as applicable

Median Earnings

$46,506

Median earnings for adults 25+, by level

Less than HS graduate

$32,849

HS graduate

$39,283

Some college or associates

$38,722

Bachelors degree

$53,602

Graduate or professional degree

$63,477

Poverty Rate

5.4%

for ages 25+, with bachelors degree or higher

Less than HS graduate

22.7%

HS graduate

14.7%

Some college or associates

12.2%

Bachelors degree or higher

5.4%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	Madison County	Kentucky	United States
Median earnings
Population 25+, with earnings	$46,506	$46,524	$52,696
Less than high school graduate	$32,849	$29,659	$32,485
High school graduate (includes equivalency)	$39,283	$37,177	$40,153
Some college or associate's degree	$38,722	$43,534	$47,260
Bachelor's degree	$53,602	$60,526	$70,044
Graduate or professional degree	$63,477	$70,952	$90,720
Poverty rates
Less than high school graduate	22.7%	33.5%	24.2%
High school graduate (includes equivalency)	14.7%	17%	14.4%
Some college or associate's degree	12.2%	11.7%	9.8%
Bachelor's degree or higher	5.4%	4.7%	4.5%

Insights for Madison County, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.

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