Moraga, CA

Town in Contra Costa County, CA, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

16,769

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

40.1

years ∙ half population younger than 40.1, half older

Diversity Index

58.7%

chance two random people differ in race and ethnicity

Nativity

20%

foreign-born population

80%Native

20% Foreign-born

Geographic Context

Location, size, and surroundings

About

Moraga is a town within Contra Costa County, California, United States.

Location

Town in Contra Costa County, CA, US

Co-ordinates

DEC37.845693° N, 122.123217° W

DMS37° 50′ 44.49″ N, 122° 07′ 23.58″ W

Population Density & area

1,773/sq mi (684.4/km²)

Total Area

9.47 sq mi (24.52 km²)

Land Area

9.46 sq mi (24.5 km²) · 99.91%

Water Area

0.01 sq mi (0.02 km²) · 0.09%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

49% male

Male 49%

Female 51%

males per 100 females

Moraga 96.2

Contra Costa County 96.8

California 99.8

Nativity

20%

foreign-born population

80%Native

20% Foreign-born

% Foreign-born

Moraga 20%

Contra Costa County 26.6%

California 27%

Age Distribution

How the population is spread across age groups

Median Age

40.1

years ∙ half population younger than 40.1, half older

Moraga

40.1

Contra Costa County

40.5

California

37.9

Dependency ratio

73.9

dependents per 100 working-age adults

Moraga 73.9

Contra Costa County 64.1

California 60.4

AGE DISTRIBUTION

Distribution of age group

Median age

	Moraga	Contra Costa County	California
Age Group
Children (Under 18)	22.7%	22%	22%
Working age (18-64)	57.5%	60.9%	62.3%
Senior (65+)	19.8%	17.1%	15.7%
Dependency ratio
Total dependency ratio	73.9	64.1	60.4
Child dependency ratio	39.4	36.1	35.2
Old-age dependency ratio	34.5	28.1	25.1

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

59.2%

Black

1.4%

Asian

22.1%

Hispanic

9.1%

Other

8.2%

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

58.7%

chance two random people differ in race and ethnicity

Moraga 58.7%

Contra Costa County 73.4%

California 69.6%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of Moraga population

	Moraga	Contra Costa County	California
Hispanic or Latino	9.1%	27.6%	40.2%
Mexican	4.7%	18.1%	32.3%
Puerto Rican	0.6%	0.7%	0.6%
Cuban	0.3%	0.2%	0.3%
Other Hispanic / Latino	3.6%	8.7%	7%
Not Hispanic or Latino	90.9%	72.4%	59.8%
One race	83.6%	66.1%	55.4%
White	59.2%	38.1%	33.8%
Black or African American	1.4%	7.9%	5.2%
American Indian and Alaska Native	0.1%	0.2%	0.3%
Asian	22.1%	18.6%	15.3%
Native Hawaiian and Other Pacific Islander	0.1%	0.5%	0.3%
Some Other Race	0.7%	0.8%	0.6%
Two or more races (Multiracial)	7.3%	6.3%	4.4%

Household & Families Composition

Household size, type, and family structure

Household structure

76.8% family

Family 76.8%

Non family 23.2%

% family households

Moraga 76.8%

Contra Costa County 71.5%

California 67.8%

Average household size

2.73

persons per household

Moraga

2.73

Contra Costa County

2.78

California

2.84

Household & Family COMPOSITION

Households

Percentage of Moraga population

	Moraga	Contra Costa County	California
Total households	5,549	414,417	13,548,091
Average houshold size	2.73	2.78	2.84
Family households	4,260	296,218	9,191,176
Average family size	3.1	3.27	3.41
Married couple family	3,798	224,093	6,557,184
Other families	462	72,125	2,633,992
Male householder	202	22,037	857,732
Female householder	260	50,088	1,776,260
Non-family households	1,289	118,199	4,356,915
One-person households	1,010	91,534	3,289,307
Male householder	277	38,400	1,493,062
Senior (65+) living alone	109	14,034	460,668
Female householder	733	53,134	1,796,245
Senior (65+) living alone	479	29,906	886,142
Other living arrangements	279	26,665	1,067,608

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

5,719

housing units

Moraga 5,719

Contra Costa County 429,260

California 14,644,735

Occupancy status

97% occupied

Occupied 97%

Vacant 3%

vacancy rate

Moraga 3%

Contra Costa County 3.5%

California 7.5%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

82.6%

Single family houses

82.6%

Apartments in multi-unit structures

15.8%

Mobile homes

1.5%

Boat, RV, van, etc

Median Year Built

1972

Half of houses were built before 1972, and half after.

Historic ∙ 1939 or earlier

1.1%

Postwar & mid-century ∙ 1940 - 1969

40.5%

Late 20th century ∙ 1970 - 1999

52.3%

Modern ∙ 2000 or later

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	Moraga	Contra Costa County	California
Rooms per unit
Median rooms	6.9	5.7	5
1–3 rooms	5.9%	13.4%	21%
4–6 rooms	37.5%	50.6%	54.7%
7+ rooms	56.4%	35.8%	24.4%
Bedrooms
No bedroom / studio	0.6%	3%	5%
1 bedroom	2.7%	8.7%	13.2%
2 bedrooms	19.5%	21.9%	26.9%
3 bedrooms	26.3%	33.6%	32.8%
4+ bedrooms	51%	32.9%	22.1%
At a glance
Median year built	1972	1978	1976
Total housing units	5,719	429,260	14,644,735

Occupancy Profile

Who is inside and how they use it

Homeownership

83.1% owners

Renter-occupied 16.9%

Owner-occupied 83.1%

homeownership rate

Moraga 83.1%

Contra Costa County 68%

California 55.9%

Average household size

2.7

Owner-occupied

2.9

Renter-occupied

owner-occupied average size

Moraga 2.7

Contra Costa County 2.82

California 2.95

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	Moraga	Contra Costa County	California
Total occupied units	5,549	414,417	13,548,091
Year moved in
2020 or later	19.3%	21%	23.4%
2010 to 2019	34.7%	40.5%	41.2%
2000 to 2009	16.5%	17.8%	17%
1999 or earlier	29.4%	20.6%	18.5%
Occupants per room
1.00 or fewer	98.8%	94.6%	91.8%
1.01 to 1.50	0.9%	3.4%	5%
1.51 or more	0.3%	2%	3.2%
Vehicles availability
No vehicles	0.8%	5.2%	7.1%
1 vehicle	25.2%	28.2%	30.7%
2 vehicles	49.4%	37.7%	36.3%
3 or more vehicles	24.6%	28.9%	25.8%
House heating fuel used
Gas	74.6%	68%	64.4%
Electricity	21.8%	28.3%	29.5%
Solar	1.6%	1.7%	1.2%
Fuel oil, kerosene etc	0.5%	0.1%	0.2%
All other fuels	1.5%	0.6%	1.6%
No fuel used	0.1%	1.3%	3%
Selected characteristics
Lacking complete plumbing	0%	0.4%	0.4%
Lacking complete kitchen	0.1%	0.7%	1.2%
No telephone service available	0%	0.7%	0.9%

Housing Value

What owner-occupied units are worth

Median home value

$1,663,200

owner-occupied units

Median value(USD)

Moraga

$1,663,200

Contra Costa County

$866,800

California

$734,700

Housing Cost Burden

28.5%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

28.5%

Owners without a mortgage

17.7%

Renters

60%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	Moraga	Contra Costa County	California
Property value
Median Value	$1,663,200	$866,800	$734,700
Under $100,000	1.5%	2.6%	4.2%
$100,000 - $200,000	1.3%	1.4%	2.7%
$200,000 - $300,000	1.6%	1.4%	4.3%
$300,000 - $500,000	0.8%	8.7%	17.1%
$500,000 - $1,000,000	14.4%	47.8%	42.1%
$1,000,000 and more	80.4%	38%	29.6%
Owner-occupied households
With a mortgage	64.8%	71.1%	67.4%
Without a mortgage	35.2%	28.9%	32.6%
Median monthly owner costs
With a mortgage	$4,001	$3,435	$2,946
Without a mortgage	$1,379	$1,009	$829
Gross rent
Median rent	$2,895	$2,375	$2,036

Education Profile

How educated is the community and how education pays off

Adults with a college degree

81.8%

of adults 25+ with a bachelor's degree or higher

Moraga 81.8%

Contra Costa County 45.2%

California 37.1%

Adults without a high school diploma

1.1%

of adults (25+) without a high school diploma

Moraga 1.1%

Contra Costa County 10.4%

California 15.2%

School Enrollment

Who is enrolled in school and at what level

School enrollment

5,856

population (age 3+) enrolled in school

Nursery / Preschool

5.4%

K–12

48.6%

College / Undergraduate

41.8%

Graduate / Professional

4.3%

College-going rate (18-24 yr olds)

88.8%

of 18-24-year-olds in college or graduate school

Moraga

88.8%

Contra Costa County

44.9%

California

46.8%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	Moraga	Contra Costa County	California
Total enrolled (age 3+)	5,856	285,826	9,917,839
Nursery / preschool	5.4%	5.7%	5%
K–12	48.6%	67.8%	64.9%
Kindergarten	3.6%	5%	4.9%
Elementary: Grades 1–4	15%	19.4%	18.7%
Elementary: Grades 5–8	14.9%	20.5%	19.9%
High School: Grades 9–12	15.1%	23%	21.5%
College or graduate school	46.1%	26.5%	30.1%
College, undergraduate	41.8%	21.2%	24.3%
Graduate, professional school	4.3%	5.3%	5.8%
College-going rate · 18-24 yr olds	88.8%	44.9%	46.8%
School type
Public school	64.8%	83.5%	85%
Private school	35.2%	16.5%	15%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

10,375

population 25 years and over

Total adults (25+)

Less than 9th grade

0.2%

9th-12th, no diploma

0.9%

HS graduate

4.2%

Some college no degree

7.2%

Associates degree

5.7%

Bachelors degree

40.5%

Graduate or professional degree

41.2%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

21.7% · 78.3%

9th-12th, no diploma

50% · 50%

HS graduate

49.4% · 50.6%

Some college no degree

46.3% · 53.7%

Associates degree

46.3% · 53.7%

Bachelors degree

47.3% · 52.7%

Graduate or professional degree

52.3% · 47.7%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	Moraga	Contra Costa County	California
Population (25+)	10,375	816,152	27,073,960
Less than 9th grade	0.2%	5.5%	8.7%
9th–12th, no diploma	0.9%	4.9%	6.5%
High school diploma or GED	4.2%	18%	20.5%
Some college, no degree	7.2%	18.4%	19.3%
Associate's degree	5.7%	8%	7.9%
Bachelor's degree or higher	81.8%	45.2%	37.1%
Bachelor's degree	40.5%	27.5%	22.7%
Graduate or professional	41.2%	17.7%	14.4%
High School or higher	98.9%	89.6%	84.7%

Earnings by education level

percentage as applicable

Median Earnings

$133,711

Median earnings for adults 25+, by level

Less than HS graduate

$—

HS graduate

$42,257

Some college or associates

$45,357

Bachelors degree

$164,323

Graduate or professional degree

$146,486

Poverty Rate

3.2%

for ages 25+, with bachelors degree or higher

Less than HS graduate

52.3%

HS graduate

Some college or associates

9.4%

Bachelors degree or higher

3.2%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	Moraga	Contra Costa County	California
Median earnings
Population 25+, with earnings	$133,711	$71,603	$56,395
Less than high school graduate	$—	$35,698	$32,480
High school graduate (includes equivalency)	$42,257	$47,577	$41,382
Some college or associate's degree	$45,357	$59,867	$50,157
Bachelor's degree	$164,323	$97,980	$80,933
Graduate or professional degree	$146,486	$126,324	$111,188
Poverty rates
Less than high school graduate	52.3%	15.6%	20%
High school graduate (includes equivalency)	3%	10.9%	13.9%
Some college or associate's degree	9.4%	8.7%	10.1%
Bachelor's degree or higher	3.2%	3.8%	5%

Insights for Moraga, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.

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