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Mount Vernon, KY

Last updated
Key Indicators
A quick look at key numbers

Population

2,398
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

48.2
years ∙ half population younger than 48.2, half older

Diversity Index

Low High
16%
chance two random people differ in race and ethnicity

Nativity

1.4%
foreign-born population
98.6%Native
1.4% Foreign-born

Geographic Context

Location, size, and surroundings

About

Mount Vernon is a city within Rockcastle County, Kentucky, United States.
Location
City in Rockcastle County, KY, US
Co-ordinates
DEC37.357071° N, 84.332869° W
DMS37° 21′ 25.46″ N, 84° 19′ 58.33″ W

Population Density & area

853.4/sq mi (328.9/km²)
Total Area
2.82 sq mi (7.32 km²)
Land Area
2.81 sq mi (7.29 km²) · 99.54%
Water Area
0.01 sq mi (0.03 km²) · 0.46%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

51% male
Male 51%
Female 49%
males per 100 females
Mount Vernon 104.1
Rockcastle County 97.9
Kentucky 98.2

Nativity

1.4%
foreign-born population
98.6%Native
1.4% Foreign-born
% Foreign-born
Mount Vernon 1.4%
Rockcastle County 0.4%
Kentucky 4.7%
Age Distribution
How the population is spread across age groups

Median Age

48.2
years ∙ half population younger than 48.2, half older
Mount Vernon
48.2
Rockcastle County
42.8
Kentucky
39.1

Dependency ratio

Low High
70.4
dependents per 100 working-age adults
Mount Vernon 70.4
Rockcastle County 68.9
Kentucky 66.4

AGE DISTRIBUTION

Distribution of age group
Median age
Mount Vernon Rockcastle County Kentucky
Age Group
Children (Under 18) 19.6% 21.5% 22.6%
Working age (18-64) 58.6% 59.2% 60.1%
Senior (65+) 21.8% 19.3% 17.3%
Dependency ratio
Total dependency ratio 70.4 68.9 66.4
Child dependency ratio 33.3 36.4 37.6
Old-age dependency ratio 37.1 32.6 28.8
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
91.5%
Black
0.4%
Asian
0.3%
Hispanic
2.8%
Other
5%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
16%
chance two random people differ in race and ethnicity
Mount Vernon 16%
Rockcastle County 9.1%
Kentucky 32.6%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of Mount Vernon population
Mount Vernon Rockcastle County Kentucky
Hispanic or Latino 2.8% 1.3% 5%
Mexican 2.8% 0.8% 2.5%
Puerto Rican 0% 0% 0.5%
Cuban 0% 0.1% 0.8%
Other Hispanic / Latino 0% 0.4% 1.3%
Not Hispanic or Latino 97.2% 98.7% 95%
One race 93.4% 96.6% 91.1%
White 91.5% 95.3% 81.5%
Black or African American 0.4% 0.6% 7.6%
American Indian and Alaska Native 0.2% 0% 0.1%
Asian 0.3% 0.1% 1.6%
Native Hawaiian and Other Pacific Islander 1% 0.1% 0.1%
Some Other Race 0% 0.4% 0.3%
Two or more races (Multiracial) 3.8% 2.1% 3.9%
Household & Families Composition
Household size, type, and family structure

Household structure

60.2% family
Family 60.2%
Non family 39.8%
% family households
Mount Vernon 60.2%
Rockcastle County 66.2%
Kentucky 63.9%

Average household size

2.2
persons per household
Mount Vernon
2.2
Rockcastle County
2.42
Kentucky
2.43

Household & Family COMPOSITION

Households
Percentage of Mount Vernon population
Mount Vernon Rockcastle County Kentucky
Total households 999 6,534 1,814,469
Average houshold size 2.2 2.42 2.43
Family households 601 4,326 1,159,005
Average family size 2.94 2.98 3.03
Married couple family 391 3,346 844,820
Other families 210 980 314,185
Male householder 64 280 95,673
Female householder 146 700 218,512
Non-family households 398 2,208 655,464
One-person households 390 1,971 540,419
Male householder 177 943 247,145
Senior (65+) living alone 44 349 79,059
Female householder 213 1,028 293,274
Senior (65+) living alone 129 639 151,346
Other living arrangements 8 237 115,045

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

1,162
housing units
Mount Vernon 1,162
Rockcastle County 7,391
Kentucky 2,023,116

Occupancy status

86% occupied
Occupied 86%
Vacant 14%
vacancy rate
Mount Vernon 14%
Rockcastle County 11.6%
Kentucky 10.3%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

54.1%
Single family houses
Single family houses
54.1%
Apartments in multi-unit structures
26.2%
Mobile homes
19.7%
Boat, RV, van, etc
0%

Median Year Built

1978
Half of houses were built before 1978, and half after.
Historic ∙ 1939 or earlier
4.5%
Postwar & mid-century ∙ 1940 - 1969
30.7%
Late 20th century ∙ 1970 - 1999
48.2%
Modern ∙ 2000 or later
16.6%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
Mount Vernon Rockcastle County Kentucky
Rooms per unit
Median rooms 5.1 5.7 5.7
1–3 rooms 14.9% 8.9% 10.4%
4–6 rooms 64.2% 60.3% 54.2%
7+ rooms 20.8% 30.9% 35.4%
Bedrooms
No bedroom / studio 1.8% 1.4% 1.7%
1 bedroom 13% 5.9% 8.2%
2 bedrooms 30.2% 20.6% 25.1%
3 bedrooms 46% 57% 45.2%
4+ bedrooms 9% 15.1% 19.7%
At a glance
Median year built 1978 1990 1983
Total housing units 1,162 7,391 2,023,116
Occupancy Profile
Who is inside and how they use it

Homeownership

50.5% owners
Renter-occupied 49.5%
Owner-occupied 50.5%
homeownership rate
Mount Vernon 50.5%
Rockcastle County 74.3%
Kentucky 68.3%

Average household size

2.02
Owner-occupied
2.37
Renter-occupied
owner-occupied average size
Mount Vernon 2.02
Rockcastle County 2.51
Kentucky 2.53

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
Mount Vernon Rockcastle County Kentucky
Total occupied units 999 6,534 1,814,469
Year moved in
2020 or later 26.7% 18.9% 23.8%
2010 to 2019 40.5% 33.2% 38.4%
2000 to 2009 11.4% 20.3% 16.7%
1999 or earlier 21.3% 27.7% 21.1%
Occupants per room
1.00 or fewer 97.8% 98.1% 98%
1.01 to 1.50 2.2% 1.5% 1.4%
1.51 or more 0% 0.4% 0.6%
Vehicles availability
No vehicles 15% 9.3% 6.8%
1 vehicle 31.8% 25.4% 32.4%
2 vehicles 34.2% 33.5% 37.1%
3 or more vehicles 18.9% 31.8% 23.7%
House heating fuel used
Gas 4.4% 10.3% 41.5%
Electricity 91.5% 77.3% 54.9%
Solar 0% 0.2% 0.1%
Fuel oil, kerosene etc 1.3% 2.3% 0.7%
All other fuels 2.3% 10% 2.3%
No fuel used 0.5% 0.1% 0.4%
Selected characteristics
Lacking complete plumbing 1.4% 0.5% 0.5%
Lacking complete kitchen 1.2% 1% 0.8%
No telephone service available 2.4% 1.4% 1.1%
Housing Value
What owner-occupied units are worth

Median home value

$111,400
owner-occupied units
Median value(USD)
Mount Vernon
$111,400
Rockcastle County
$123,600
Kentucky
$205,600

Housing Cost Burden

6.9%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
6.9%
Owners without a mortgage
8.3%
Renters
44.7%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
Mount Vernon Rockcastle County Kentucky
Property value
Median Value $111,400 $123,600 $205,600
Under $100,000 46% 41% 20.9%
$100,000 - $200,000 48.6% 32% 27.6%
$200,000 - $300,000 3.6% 15.8% 23.1%
$300,000 - $500,000 1.8% 7.4% 20.1%
$500,000 - $1,000,000 0% 3.4% 7.1%
$1,000,000 and more 0% 0.5% 1.2%
Owner-occupied households
With a mortgage 46.2% 37% 56.1%
Without a mortgage 53.8% 63% 43.9%
Median monthly owner costs
With a mortgage $904 $1,015 $1,433
Without a mortgage $242 $339 $469
Gross rent
Median rent $620 $676 $967

Education Profile

How educated is the community and how education pays off

Adults with a college degree

12%
of adults 25+ with a bachelor's degree or higher
Mount Vernon 12%
Rockcastle County 13.7%
Kentucky 27.6%

Adults without a high school diploma

22.4%
of adults (25+) without a high school diploma
Mount Vernon 22.4%
Rockcastle County 16.7%
Kentucky 11.1%
School Enrollment
Who is enrolled in school and at what level

School enrollment

235
population (age 3+) enrolled in school
Nursery / Preschool
1.3%
K–12
90.2%
College / Undergraduate
5.1%
Graduate / Professional
3.4%

College-going rate (18-24 yr olds)

3.3%
of 18-24-year-olds in college or graduate school
Mount Vernon
3.3%
Rockcastle County
16.8%
Kentucky
36%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
Mount Vernon Rockcastle County Kentucky
Total enrolled (age 3+) 235 3,326 1,039,376
Nursery / preschool 1.3% 6.2% 5.5%
K–12 90.2% 73.5% 70.6%
Kindergarten 6% 4.4% 5.2%
Elementary: Grades 1–4 27.2% 17.4% 21.4%
Elementary: Grades 5–8 35.7% 24.5% 21.9%
High School: Grades 9–12 21.3% 27.1% 22.2%
College or graduate school 8.5% 20.4% 23.8%
College, undergraduate 5.1% 15.8% 18.9%
Graduate, professional school 3.4% 4.6% 5%
College-going rate · 18-24 yr olds 3.3% 16.8% 36%
School type
Public school 95.3% 87.4% 81.9%
Private school 4.7% 12.6% 18.1%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

1,776
population 25 years and over
Total adults (25+)
Less than 9th grade
7.5%
9th-12th, no diploma
14.9%
HS graduate
43.2%
Some college no degree
18.9%
Associates degree
3.5%
Bachelors degree
8.4%
Graduate or professional degree
3.6%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
65.4% · 34.6%
9th-12th, no diploma
32.6% · 67.4%
HS graduate
46% · 54%
Some college no degree
44.8% · 55.2%
Associates degree
53.2% · 46.8%
Bachelors degree
54% · 46%
Graduate or professional degree
78.1% · 21.9%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
Mount Vernon Rockcastle County Kentucky
Population (25+) 1,776 11,507 3,098,758
Less than 9th grade 7.5% 7.7% 4.3%
9th–12th, no diploma 14.9% 9% 6.8%
High school diploma or GED 43.2% 45.6% 32.6%
Some college, no degree 18.9% 18.6% 19.7%
Associate's degree 3.5% 5.4% 9%
Bachelor's degree or higher 12% 13.7% 27.6%
Bachelor's degree 8.4% 6% 16.2%
Graduate or professional 3.6% 7.7% 11.3%
High School or higher 77.6% 83.4% 88.9%
Earnings by education level
percentage as applicable

Median Earnings

$34,526
Median earnings for adults 25+, by level
Less than HS graduate
$31,016
HS graduate
$26,645
Some college or associates
$36,031
Bachelors degree
$43,438
Graduate or professional degree
$44,676

Poverty Rate

13.2%
for ages 25+, with bachelors degree or higher
Less than HS graduate
34.4%
HS graduate
25.4%
Some college or associates
15.5%
Bachelors degree or higher
13.2%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
Mount Vernon Rockcastle County Kentucky
Median earnings
Population 25+, with earnings $34,526 $39,325 $46,524
Less than high school graduate $31,016 $30,991 $29,659
High school graduate (includes equivalency) $26,645 $32,661 $37,177
Some college or associate's degree $36,031 $40,093 $43,534
Bachelor's degree $43,438 $53,565 $60,526
Graduate or professional degree $44,676 $60,000 $70,952
Poverty rates
Less than high school graduate 34.4% 51.6% 33.5%
High school graduate (includes equivalency) 25.4% 23.8% 17%
Some college or associate's degree 15.5% 13.3% 11.7%
Bachelor's degree or higher 13.2% 3.4% 4.7%

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