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North Oaks, MN

Last updated
Key Indicators
A quick look at key numbers

Population

5,179
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

43.1
years ∙ half population younger than 43.1, half older

Diversity Index

Low High
31.6%
chance two random people differ in race and ethnicity

Nativity

8.2%
foreign-born population
91.8%Native
8.2% Foreign-born

Geographic Context

Location, size, and surroundings

About

North Oaks is a city within Ramsey County, Minnesota, United States.
Location
City in Ramsey County, MN, US
Co-ordinates
DEC45.104840° N, 93.101065° W
DMS45° 06′ 17.42″ N, 93° 06′ 03.83″ W

Population Density & area

749.5/sq mi (289.3/km²)
Total Area
8.62 sq mi (22.33 km²)
Land Area
6.91 sq mi (17.9 km²) · 80.1%
Water Area
1.71 sq mi (4.43 km²) · 19.9%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

49.9% male
Male 49.9%
Female 50.1%
males per 100 females
North Oaks 99.7
Ramsey County 96.4
Minnesota 100.4

Nativity

8.2%
foreign-born population
91.8%Native
8.2% Foreign-born
% Foreign-born
North Oaks 8.2%
Ramsey County 15.6%
Minnesota 8.7%
Age Distribution
How the population is spread across age groups

Median Age

43.1
years ∙ half population younger than 43.1, half older
North Oaks
43.1
Ramsey County
36.1
Minnesota
38.8

Dependency ratio

Low High
135.5
dependents per 100 working-age adults
North Oaks 135.5
Ramsey County 63.4
Minnesota 67.1

AGE DISTRIBUTION

Distribution of age group
Median age
North Oaks Ramsey County Minnesota
Age Group
Children (Under 18) 31.3% 23.1% 22.9%
Working age (18-64) 42.4% 61.1% 59.8%
Senior (65+) 26.3% 15.8% 17.3%
Dependency ratio
Total dependency ratio 135.5 63.4 67.1
Child dependency ratio 73.7 37.7 38.2
Old-age dependency ratio 61.8 25.8 28.9
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
82.1%
Black
1%
Asian
8.1%
Hispanic
4.3%
Other
4.5%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
31.6%
chance two random people differ in race and ethnicity
North Oaks 31.6%
Ramsey County 61.7%
Minnesota 41%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of North Oaks population
North Oaks Ramsey County Minnesota
Hispanic or Latino 4.3% 8.4% 6.4%
Mexican 4% 5.3% 3.9%
Puerto Rican 0% 0.3% 0.3%
Cuban 0.3% 0.2% 0.1%
Other Hispanic / Latino 0% 2.6% 2%
Not Hispanic or Latino 95.7% 91.6% 93.6%
One race 91.5% 85.9% 89.1%
White 82.1% 57.9% 75.9%
Black or African American 1% 12.1% 6.9%
American Indian and Alaska Native 0.3% 0.3% 0.7%
Asian 8.1% 15% 5.1%
Native Hawaiian and Other Pacific Islander 0% 0% 0%
Some Other Race 0% 0.5% 0.5%
Two or more races (Multiracial) 4.2% 5.7% 4.5%
Household & Families Composition
Household size, type, and family structure

Household structure

83.7% family
Family 83.7%
Non family 16.3%
% family households
North Oaks 83.7%
Ramsey County 55.7%
Minnesota 62.3%

Average household size

2.88
persons per household
North Oaks
2.88
Ramsey County
2.38
Minnesota
2.43

Household & Family COMPOSITION

Households
Percentage of North Oaks population
North Oaks Ramsey County Minnesota
Total households 1,740 221,327 2,307,955
Average houshold size 2.88 2.38 2.43
Family households 1,456 123,302 1,438,404
Average family size 3.22 3.16 3.04
Married couple family 1,343 87,221 1,129,003
Other families 113 36,081 309,401
Male householder 30 10,489 102,922
Female householder 83 25,592 206,479
Non-family households 284 98,025 869,551
One-person households 277 77,366 686,475
Male householder 52 34,408 320,418
Senior (65+) living alone 34 9,269 97,557
Female householder 225 42,958 366,057
Senior (65+) living alone 207 19,364 186,557
Other living arrangements 7 20,659 183,076

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

1,872
housing units
North Oaks 1,872
Ramsey County 233,870
Minnesota 2,545,030

Occupancy status

92.9% occupied
Occupied 92.9%
Vacant 7.1%
vacancy rate
North Oaks 7.1%
Ramsey County 5.4%
Minnesota 9.3%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

84%
Single family houses
Single family houses
84%
Apartments in multi-unit structures
16.1%
Mobile homes
0%
Boat, RV, van, etc
0%

Median Year Built

1980
Half of houses were built before 1980, and half after.
Historic ∙ 1939 or earlier
1.8%
Postwar & mid-century ∙ 1940 - 1969
17.9%
Late 20th century ∙ 1970 - 1999
45.2%
Modern ∙ 2000 or later
35.1%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
North Oaks Ramsey County Minnesota
Rooms per unit
Median rooms 10 5.4 6.1
1–3 rooms 10.5% 21.6% 14.9%
4–6 rooms 10.5% 43.2% 41.4%
7+ rooms 79% 35.2% 43.7%
Bedrooms
No bedroom / studio 5.2% 4.4% 2.7%
1 bedroom 4.2% 18% 11.4%
2 bedrooms 7.4% 27.6% 24.5%
3 bedrooms 23.3% 29.2% 32.2%
4+ bedrooms 59.8% 20.8% 29.1%
At a glance
Median year built 1980 1965 1979
Total housing units 1,872 233,870 2,545,030
Occupancy Profile
Who is inside and how they use it

Homeownership

88.2% owners
Renter-occupied 11.8%
Owner-occupied 88.2%
homeownership rate
North Oaks 88.2%
Ramsey County 60.6%
Minnesota 72.2%

Average household size

3.12
Owner-occupied
1.12
Renter-occupied
owner-occupied average size
North Oaks 3.12
Ramsey County 2.59
Minnesota 2.59

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
North Oaks Ramsey County Minnesota
Total occupied units 1,740 221,327 2,307,955
Year moved in
2020 or later 17.9% 28.1% 23.8%
2010 to 2019 44% 39.4% 38.9%
2000 to 2009 15.3% 12.7% 16.1%
1999 or earlier 22.9% 19.8% 21.2%
Occupants per room
1.00 or fewer 98.4% 96% 97.7%
1.01 to 1.50 1.1% 2.5% 1.5%
1.51 or more 0.5% 1.5% 0.8%
Vehicles availability
No vehicles 8.3% 10.2% 6.7%
1 vehicle 11.1% 38.4% 30.8%
2 vehicles 55.8% 36.5% 39.5%
3 or more vehicles 24.7% 14.9% 23.1%
House heating fuel used
Gas 86.7% 71.8% 75.9%
Electricity 13.3% 25.4% 19.4%
Solar 0% 0.1% 0.1%
Fuel oil, kerosene etc 0% 0.4% 1.3%
All other fuels 0% 1.1% 2.5%
No fuel used 0% 1.3% 0.9%
Selected characteristics
Lacking complete plumbing 0.4% 0.3% 0.4%
Lacking complete kitchen 1.8% 0.8% 0.7%
No telephone service available 0% 0.7% 0.7%
Housing Value
What owner-occupied units are worth

Median home value

$821,200
owner-occupied units
Median value(USD)
North Oaks
$821,200
Ramsey County
$326,600
Minnesota
$329,300

Housing Cost Burden

33.6%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
33.6%
Owners without a mortgage
2.7%
Renters
75.6%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
North Oaks Ramsey County Minnesota
Property value
Median Value $821,200 $326,600 $329,300
Under $100,000 1.8% 4.6% 7.7%
$100,000 - $200,000 0% 10.2% 13.3%
$200,000 - $300,000 1% 28% 22.6%
$300,000 - $500,000 8.2% 41.8% 36.9%
$500,000 - $1,000,000 66.8% 13.3% 17%
$1,000,000 and more 22.1% 2.1% 2.6%
Owner-occupied households
With a mortgage 64.7% 65.3% 64%
Without a mortgage 35.3% 34.7% 36%
Median monthly owner costs
With a mortgage $3,913 $1,975 $1,947
Without a mortgage $1,286 $785 $698
Gross rent
Median rent $3,501 $1,329 $1,280

Education Profile

How educated is the community and how education pays off

Adults with a college degree

74.7%
of adults 25+ with a bachelor's degree or higher
North Oaks 74.7%
Ramsey County 45.6%
Minnesota 39.4%

Adults without a high school diploma

2.2%
of adults (25+) without a high school diploma
North Oaks 2.2%
Ramsey County 8.4%
Minnesota 6.1%
School Enrollment
Who is enrolled in school and at what level

School enrollment

1,561
population (age 3+) enrolled in school
Nursery / Preschool
10.9%
K–12
83.2%
College / Undergraduate
4.7%
Graduate / Professional
1.2%

College-going rate (18-24 yr olds)

5.4%
of 18-24-year-olds in college or graduate school
North Oaks
5.4%
Ramsey County
42.6%
Minnesota
39.1%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
North Oaks Ramsey County Minnesota
Total enrolled (age 3+) 1,561 137,546 1,385,086
Nursery / preschool 10.9% 5.4% 6.2%
K–12 83.2% 65.8% 69.9%
Kindergarten 3.4% 5.5% 5.2%
Elementary: Grades 1–4 23.1% 19% 20.6%
Elementary: Grades 5–8 35.4% 21% 21.7%
High School: Grades 9–12 21.4% 20.3% 22.4%
College or graduate school 5.9% 28.9% 23.9%
College, undergraduate 4.7% 21.9% 18.8%
Graduate, professional school 1.2% 6.9% 5.1%
College-going rate · 18-24 yr olds 5.4% 42.6% 39.1%
School type
Public school 73.4% 76.7% 83.3%
Private school 26.6% 23.3% 16.7%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

3,412
population 25 years and over
Total adults (25+)
Less than 9th grade
1.9%
9th-12th, no diploma
0.3%
HS graduate
5.7%
Some college no degree
10.8%
Associates degree
6.6%
Bachelors degree
34.6%
Graduate or professional degree
40.1%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
0% · 100%
9th-12th, no diploma
100% · 0%
HS graduate
23.5% · 76.5%
Some college no degree
56.5% · 43.5%
Associates degree
38.4% · 61.6%
Bachelors degree
45% · 55%
Graduate or professional degree
51% · 49%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
North Oaks Ramsey County Minnesota
Population (25+) 3,412 366,857 3,923,744
Less than 9th grade 1.9% 4.8% 2.7%
9th–12th, no diploma 0.3% 3.6% 3.4%
High school diploma or GED 5.7% 19.9% 23.3%
Some college, no degree 10.8% 17.8% 19.5%
Associate's degree 6.6% 8.4% 11.8%
Bachelor's degree or higher 74.7% 45.6% 39.4%
Bachelor's degree 34.6% 27.2% 25.6%
Graduate or professional 40.1% 18.4% 13.8%
High School or higher 97.8% 91.7% 93.9%
Earnings by education level
percentage as applicable

Median Earnings

$145,380
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$—
Some college or associates
$—
Bachelors degree
$147,065
Graduate or professional degree
$177,561

Poverty Rate

5.4%
for ages 25+, with bachelors degree or higher
Less than HS graduate
34.9%
HS graduate
35.7%
Some college or associates
2%
Bachelors degree or higher
5.4%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
North Oaks Ramsey County Minnesota
Median earnings
Population 25+, with earnings $145,380 $55,334 $58,615
Less than high school graduate $— $34,427 $36,257
High school graduate (includes equivalency) $— $40,425 $42,951
Some college or associate's degree $— $48,962 $51,845
Bachelor's degree $147,065 $66,779 $73,301
Graduate or professional degree $177,561 $83,462 $89,644
Poverty rates
Less than high school graduate 34.9% 27.9% 23.7%
High school graduate (includes equivalency) 35.7% 15.6% 12.3%
Some college or associate's degree 2% 9.9% 7.8%
Bachelor's degree or higher 5.4% 4% 3.2%

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