Otsego, MN

City in Wright County, MN, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

22,245

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

34.9

years ∙ half population younger than 34.9, half older

Diversity Index

34.3%

chance two random people differ in race and ethnicity

Nativity

9.9%

foreign-born population

90.1%Native

9.9% Foreign-born

Geographic Context

Location, size, and surroundings

About

Otsego is a city within Wright County, Minnesota, United States.

Location

City in Wright County, MN, US

Co-ordinates

DEC45.264286° N, 93.620742° W

DMS45° 15′ 51.43″ N, 93° 37′ 14.67″ W

Population Density & area

751.5/sq mi (290/km²)

Total Area

30.6 sq mi (79.2 km²)

Land Area

29.6 sq mi (76.7 km²) · 96.9%

Water Area

1 sq mi (2.5 km²) · 3.1%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

49.5% male

Male 49.5%

Female 50.5%

males per 100 females

Otsego 98

Wright County 103.5

Minnesota 100.4

Nativity

9.9%

foreign-born population

90.1%Native

9.9% Foreign-born

% Foreign-born

Otsego 9.9%

Wright County 4.5%

Minnesota 8.7%

Age Distribution

How the population is spread across age groups

Median Age

34.9

years ∙ half population younger than 34.9, half older

Otsego

34.9

Wright County

37.6

Minnesota

38.8

Dependency ratio

66.8

dependents per 100 working-age adults

Otsego 66.8

Wright County 69.3

Minnesota 67.1

AGE DISTRIBUTION

Distribution of age group

Median age

	Otsego	Wright County	Minnesota
Age Group
Children (Under 18)	29.9%	27.2%	22.9%
Working age (18-64)	60%	59%	59.8%
Senior (65+)	10.1%	13.8%	17.3%
Dependency ratio
Total dependency ratio	66.8	69.3	67.1
Child dependency ratio	49.9	46	38.2
Old-age dependency ratio	16.9	23.3	28.9

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

80.4%

Black

8.2%

Asian

3.6%

Hispanic

3.5%

Other

4.3%

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

34.3%

chance two random people differ in race and ethnicity

Otsego 34.3%

Wright County 22.2%

Minnesota 41%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of Otsego population

Racial and ethnic composition — Otsego vs Wright County vs Minnesota. Source: ACS 2020-2024 5-Year Estimates.
	Otsego	Wright County	Minnesota
Hispanic or Latino	3.5%	3.6%	6.4%
Mexican	2.5%	2.5%	3.9%
Puerto Rican	0%	0.1%	0.3%
Cuban	0.1%	0.1%	0.1%
Other Hispanic / Latino	0.9%	0.9%	2%
Not Hispanic or Latino	96.5%	96.4%	93.6%
One race	92.9%	92.7%	89.1%
White	80.4%	88%	75.9%
Black or African American	8.2%	2.3%	6.9%
American Indian and Alaska Native	0%	0.2%	0.7%
Asian	3.6%	1.8%	5.1%
Native Hawaiian and Other Pacific Islander	0%	0%	0%
Some Other Race	0.7%	0.3%	0.5%
Two or more races (Multiracial)	3.6%	3.7%	4.5%

Household & Families Composition

Household size, type, and family structure

Household structure

74.7% family

Family 74.7%

Non family 25.3%

% family households

Otsego 74.7%

Wright County 71.9%

Minnesota 62.3%

Average household size

2.96

persons per household

Otsego

2.96

Wright County

2.72

Minnesota

2.43

Household & Family COMPOSITION

Households

Percentage of Otsego population

	Otsego	Wright County	Minnesota
Total households	7,518	54,010	2,307,955
Average houshold size	2.96	2.72	2.43
Family households	5,616	38,848	1,438,404
Average family size	3.5	3.23	3.04
Married couple family	4,832	32,188	1,129,003
Other families	784	6,660	309,401
Male householder	183	2,054	102,922
Female householder	601	4,606	206,479
Non-family households	1,902	15,162	869,551
One-person households	1,582	12,102	686,475
Male householder	685	5,986	320,418
Senior (65+) living alone	117	1,843	97,557
Female householder	897	6,116	366,057
Senior (65+) living alone	397	3,253	186,557
Other living arrangements	320	3,060	183,076

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

7,757

housing units

Otsego 7,757

Wright County 57,416

Minnesota 2,545,030

Occupancy status

96.9% occupied

Occupied 96.9%

Vacant 3.1%

vacancy rate

Otsego 3.1%

Wright County 5.9%

Minnesota 9.3%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

93.9%

Single family houses

93.9%

Apartments in multi-unit structures

2.1%

Mobile homes

3.4%

Boat, RV, van, etc

0.4%

Median Year Built

2008

Half of houses were built before 2008, and half after.

Historic ∙ 1939 or earlier

2.1%

Postwar & mid-century ∙ 1940 - 1969

2.7%

Late 20th century ∙ 1970 - 1999

19.1%

Modern ∙ 2000 or later

76.3%

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	Otsego	Wright County	Minnesota
Rooms per unit
Median rooms	6.9	6.8	6.1
1–3 rooms	5.5%	6.6%	14.9%
4–6 rooms	39.6%	39.6%	41.4%
7+ rooms	54.9%	53.7%	43.7%
Bedrooms
No bedroom / studio	0%	0.7%	2.7%
1 bedroom	4.9%	5.4%	11.4%
2 bedrooms	19.1%	19.7%	24.5%
3 bedrooms	31.3%	35.4%	32.2%
4+ bedrooms	44.7%	38.8%	29.1%
At a glance
Median year built	2008	1996	1979
Total housing units	7,757	57,416	2,545,030

Occupancy Profile

Who is inside and how they use it

Homeownership

92.7% owners

Renter-occupied 7.3%

Owner-occupied 92.7%

homeownership rate

Otsego 92.7%

Wright County 84.1%

Minnesota 72.2%

Average household size

3.01

Owner-occupied

2.3

Renter-occupied

owner-occupied average size

Otsego 3.01

Wright County 2.83

Minnesota 2.59

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	Otsego	Wright County	Minnesota
Total occupied units	7,518	54,010	2,307,955
Year moved in
2020 or later	30%	21.8%	23.8%
2010 to 2019	44%	39.9%	38.9%
2000 to 2009	18.3%	20.8%	16.1%
1999 or earlier	7.7%	17.5%	21.2%
Occupants per room
1.00 or fewer	97.4%	98.5%	97.7%
1.01 to 1.50	2.6%	1.3%	1.5%
1.51 or more	0%	0.2%	0.8%
Vehicles availability
No vehicles	2.5%	3%	6.7%
1 vehicle	22.7%	22.5%	30.8%
2 vehicles	45%	42.9%	39.5%
3 or more vehicles	29.9%	31.6%	23.1%
House heating fuel used
Gas	88.1%	81.7%	75.9%
Electricity	9.6%	14.8%	19.4%
Solar	0%	0%	0.1%
Fuel oil, kerosene etc	0.7%	1.2%	1.3%
All other fuels	1.5%	1.8%	2.5%
No fuel used	0%	0.5%	0.9%
Selected characteristics
Lacking complete plumbing	0.3%	0.2%	0.4%
Lacking complete kitchen	0.3%	0.3%	0.7%
No telephone service available	0.4%	0.5%	0.7%

Housing Value

What owner-occupied units are worth

Median home value

$396,700

owner-occupied units

Median value(USD)

Otsego

$396,700

Wright County

$358,900

Minnesota

$329,300

Housing Cost Burden

24.3%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

24.3%

Owners without a mortgage

10.1%

Renters

59.2%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	Otsego	Wright County	Minnesota
Property value
Median Value	$396,700	$358,900	$329,300
Under $100,000	7%	5.4%	7.7%
$100,000 - $200,000	3.3%	5.3%	13.3%
$200,000 - $300,000	18.7%	22.7%	22.6%
$300,000 - $500,000	44.8%	47%	36.9%
$500,000 - $1,000,000	25.4%	17.9%	17%
$1,000,000 and more	0.7%	1.8%	2.6%
Owner-occupied households
With a mortgage	77.2%	71.1%	64%
Without a mortgage	22.8%	28.9%	36%
Median monthly owner costs
With a mortgage	$2,287	$2,098	$1,947
Without a mortgage	$694	$706	$698
Gross rent
Median rent	$1,765	$1,288	$1,280

Education Profile

How educated is the community and how education pays off

Adults with a college degree

40%

of adults 25+ with a bachelor's degree or higher

Otsego 40%

Wright County 34.4%

Minnesota 39.4%

Adults without a high school diploma

6.2%

of adults (25+) without a high school diploma

Otsego 6.2%

Wright County 5.5%

Minnesota 6.1%

School Enrollment

Who is enrolled in school and at what level

School enrollment

6,101

population (age 3+) enrolled in school

Nursery / Preschool

8.4%

K–12

76%

College / Undergraduate

12.1%

Graduate / Professional

3.5%

College-going rate (18-24 yr olds)

18%

of 18-24-year-olds in college or graduate school

Otsego

18%

Wright County

27.6%

Minnesota

39.1%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	Otsego	Wright County	Minnesota
Total enrolled (age 3+)	6,101	37,474	1,385,086
Nursery / preschool	8.4%	6.6%	6.2%
K–12	76%	78.2%	69.9%
Kindergarten	10.8%	7.1%	5.2%
Elementary: Grades 1–4	25.7%	22.6%	20.6%
Elementary: Grades 5–8	21.7%	24.2%	21.7%
High School: Grades 9–12	17.8%	24.3%	22.4%
College or graduate school	15.6%	15.2%	23.9%
College, undergraduate	12.1%	11.8%	18.8%
Graduate, professional school	3.5%	3.5%	5.1%
College-going rate · 18-24 yr olds	18%	27.6%	39.1%
School type
Public school	87.2%	85.6%	83.3%
Private school	12.8%	14.4%	16.7%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

14,204

population 25 years and over

Total adults (25+)

Less than 9th grade

1.8%

9th-12th, no diploma

4.4%

HS graduate

21.9%

Some college no degree

19.7%

Associates degree

12.2%

Bachelors degree

32.1%

Graduate or professional degree

7.9%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

42.4% · 57.6%

9th-12th, no diploma

84.3% · 15.7%

HS graduate

56.7% · 43.3%

Some college no degree

46.6% · 53.4%

Associates degree

46.8% · 53.2%

Bachelors degree

45.1% · 54.9%

Graduate or professional degree

40.1% · 59.9%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	Otsego	Wright County	Minnesota
Population (25+)	14,204	97,157	3,923,744
Less than 9th grade	1.8%	1.4%	2.7%
9th–12th, no diploma	4.4%	4.1%	3.4%
High school diploma or GED	21.9%	26.5%	23.3%
Some college, no degree	19.7%	20.3%	19.5%
Associate's degree	12.2%	13.3%	11.8%
Bachelor's degree or higher	40%	34.4%	39.4%
Bachelor's degree	32.1%	25.2%	25.6%
Graduate or professional	7.9%	9.2%	13.8%
High School or higher	93.7%	94.6%	93.9%

Earnings by education level

percentage as applicable

Median Earnings

$68,157

Median earnings for adults 25+, by level

Less than HS graduate

$87,824

HS graduate

$45,997

Some college or associates

$60,397

Bachelors degree

$84,375

Graduate or professional degree

$86,969

Poverty Rate

1.3%

for ages 25+, with bachelors degree or higher

Less than HS graduate

16.1%

HS graduate

4.2%

Some college or associates

2.4%

Bachelors degree or higher

1.3%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	Otsego	Wright County	Minnesota
Median earnings
Population 25+, with earnings	$68,157	$64,287	$58,615
Less than high school graduate	$87,824	$51,505	$36,257
High school graduate (includes equivalency)	$45,997	$51,316	$42,951
Some college or associate's degree	$60,397	$60,039	$51,845
Bachelor's degree	$84,375	$79,249	$73,301
Graduate or professional degree	$86,969	$87,787	$89,644
Poverty rates
Less than high school graduate	16.1%	14.3%	23.7%
High school graduate (includes equivalency)	4.2%	7.5%	12.3%
Some college or associate's degree	2.4%	4.8%	7.8%
Bachelor's degree or higher	1.3%	1.5%	3.2%

Insights for Otsego, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.

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