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Palo, IA

City in Linn County, IA, US
Last updated
Key Indicators
A quick look at key numbers

Population

1,438
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

32.7
years ∙ half population younger than 32.7, half older

Diversity Index

Low High
11.6%
chance two random people differ in race and ethnicity

Nativity

1.3%
foreign-born population
98.7%Native
1.3% Foreign-born

Geographic Context

Location, size, and surroundings

About

Palo is a city within Linn County, Iowa, United States.
Location
City in Linn County, IA, US
Co-ordinates
DEC42.064233° N, 91.799285° W
DMS42° 03′ 51.24″ N, 91° 47′ 57.43″ W

Population Density & area

1,198/sq mi (463.9/km²)
Total Area
1.2 sq mi (3.1 km²)
Land Area
1.2 sq mi (3.1 km²) · 99.89%
Water Area
0 sq mi (0 km²) · 0.11%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

51.2% male
Male 51.2%
Female 48.8%
males per 100 females
Palo 104.8
Linn County 97.4
Iowa 100.6

Nativity

1.3%
foreign-born population
98.7%Native
1.3% Foreign-born
% Foreign-born
Palo 1.3%
Linn County 5.6%
Iowa 5.9%
Age Distribution
How the population is spread across age groups

Median Age

32.7
years ∙ half population younger than 32.7, half older
Palo
32.7
Linn County
39
Iowa
38.6

Dependency ratio

Low High
73.7
dependents per 100 working-age adults
Palo 73.7
Linn County 66.3
Iowa 69.6

AGE DISTRIBUTION

Distribution of age group
Median age
Palo Linn County Iowa
Age Group
Children (Under 18) 35.3% 22.5% 22.9%
Working age (18-64) 57.6% 60.2% 59%
Senior (65+) 7.1% 17.3% 18.1%
Dependency ratio
Total dependency ratio 73.7 66.3 69.6
Child dependency ratio 61.4 37.5 38.8
Old-age dependency ratio 12.3 28.8 30.7
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
93.9%
Black
1.1%
Asian
0.2%
Hispanic
0.6%
Other
4.2%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
11.6%
chance two random people differ in race and ethnicity
Palo 11.6%
Linn County 31.3%
Iowa 31.4%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of Palo population
Palo Linn County Iowa
Hispanic or Latino 0.6% 4.1% 7.3%
Mexican 0.3% 2.9% 5%
Puerto Rican 0% 0.3% 0.3%
Cuban 0% 0.1% 0.1%
Other Hispanic / Latino 0.2% 0.8% 1.8%
Not Hispanic or Latino 99.4% 95.9% 92.7%
One race 95.2% 91.2% 89.2%
White 93.9% 82.4% 82.3%
Black or African American 1.1% 5.9% 3.8%
American Indian and Alaska Native 0% 0.1% 0.2%
Asian 0.2% 2.4% 2.5%
Native Hawaiian and Other Pacific Islander 0% 0% 0.2%
Some Other Race 0% 0.4% 0.3%
Two or more races (Multiracial) 4.2% 4.7% 3.5%
Household & Families Composition
Household size, type, and family structure

Household structure

78.2% family
Family 78.2%
Non family 21.8%
% family households
Palo 78.2%
Linn County 61.9%
Iowa 61.6%

Average household size

3.02
persons per household
Palo
3.02
Linn County
2.35
Iowa
2.36

Household & Family COMPOSITION

Households
Percentage of Palo population
Palo Linn County Iowa
Total households 476 95,600 1,315,707
Average houshold size 3.02 2.35 2.36
Family households 372 59,159 809,836
Average family size 3.27 2.95 2.98
Married couple family 300 45,325 635,347
Other families 72 13,834 174,489
Male householder 46 4,404 56,457
Female householder 26 9,430 118,032
Non-family households 104 36,441 505,871
One-person households 33 29,343 406,436
Male householder 15 14,011 193,582
Senior (65+) living alone 4 3,567 58,028
Female householder 18 15,332 212,854
Senior (65+) living alone 16 7,394 111,645
Other living arrangements 71 7,098 99,435

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

484
housing units
Palo 484
Linn County 103,104
Iowa 1,437,699

Occupancy status

98.3% occupied
Occupied 98.3%
Vacant 1.7%
vacancy rate
Palo 1.7%
Linn County 7.3%
Iowa 8.5%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

98.1%
Single family houses
Single family houses
98.1%
Apartments in multi-unit structures
1.4%
Mobile homes
0.4%
Boat, RV, van, etc
0%

Median Year Built

2006
Half of houses were built before 2006, and half after.
Historic ∙ 1939 or earlier
7.2%
Postwar & mid-century ∙ 1940 - 1969
9.5%
Late 20th century ∙ 1970 - 1999
17.1%
Modern ∙ 2000 or later
66.2%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
Palo Linn County Iowa
Rooms per unit
Median rooms 6.5 5.9 5.9
1–3 rooms 1.6% 12.9% 11.8%
4–6 rooms 48.3% 46.6% 47.4%
7+ rooms 50% 40.6% 40.7%
Bedrooms
No bedroom / studio 0.6% 1.7% 1.7%
1 bedroom 1.7% 9.7% 9.2%
2 bedrooms 10.3% 25.2% 27%
3 bedrooms 44% 37.9% 37.3%
4+ bedrooms 43.4% 25.6% 24.7%
At a glance
Median year built 2006 1978 1972
Total housing units 484 103,104 1,437,699
Occupancy Profile
Who is inside and how they use it

Homeownership

97.5% owners
Renter-occupied 2.5%
Owner-occupied 97.5%
homeownership rate
Palo 97.5%
Linn County 73.5%
Iowa 71.7%

Average household size

3.06
Owner-occupied
1.5
Renter-occupied
owner-occupied average size
Palo 3.06
Linn County 2.48
Iowa 2.5

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
Palo Linn County Iowa
Total occupied units 476 95,600 1,315,707
Year moved in
2020 or later 22.9% 25.1% 24.3%
2010 to 2019 62% 41.1% 38.7%
2000 to 2009 9.5% 16.5% 16.4%
1999 or earlier 5.7% 17.3% 20.7%
Occupants per room
1.00 or fewer 99.4% 98.9% 98.4%
1.01 to 1.50 0% 0.7% 1.1%
1.51 or more 0.6% 0.4% 0.5%
Vehicles availability
No vehicles 0.4% 4.9% 5.4%
1 vehicle 8.2% 32.3% 30.5%
2 vehicles 42% 40% 37.8%
3 or more vehicles 49.4% 22.9% 26.3%
House heating fuel used
Gas 78.6% 79.1% 72.8%
Electricity 21.4% 19.3% 24.4%
Solar 0% 0.1% 0.1%
Fuel oil, kerosene etc 0% 0.2% 0.3%
All other fuels 0% 0.7% 1.8%
No fuel used 0% 0.6% 0.6%
Selected characteristics
Lacking complete plumbing 0% 0.2% 0.3%
Lacking complete kitchen 0% 0.6% 0.8%
No telephone service available 0% 0.7% 0.8%
Housing Value
What owner-occupied units are worth

Median home value

$282,400
owner-occupied units
Median value(USD)
Palo
$282,400
Linn County
$214,300
Iowa
$208,000

Housing Cost Burden

22.3%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
22.3%
Owners without a mortgage
18.9%
Renters
20%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
Palo Linn County Iowa
Property value
Median Value $282,400 $214,300 $208,000
Under $100,000 4.5% 9% 17.8%
$100,000 - $200,000 17.2% 36.5% 30%
$200,000 - $300,000 35.1% 25.8% 23.1%
$300,000 - $500,000 40.1% 21.8% 21.3%
$500,000 - $1,000,000 1.9% 5.6% 6.8%
$1,000,000 and more 1.1% 1.1% 1.1%
Owner-occupied households
With a mortgage 92% 64.6% 59.4%
Without a mortgage 8% 35.4% 40.6%
Median monthly owner costs
With a mortgage $1,942 $1,584 $1,533
Without a mortgage $825 $693 $616
Gross rent
Median rent $717 $945 $972

Education Profile

How educated is the community and how education pays off

Adults with a college degree

27.2%
of adults 25+ with a bachelor's degree or higher
Palo 27.2%
Linn County 34.7%
Iowa 31.4%

Adults without a high school diploma

1.8%
of adults (25+) without a high school diploma
Palo 1.8%
Linn County 4.8%
Iowa 6.7%
School Enrollment
Who is enrolled in school and at what level

School enrollment

370
population (age 3+) enrolled in school
Nursery / Preschool
6.5%
K–12
89.7%
College / Undergraduate
1.6%
Graduate / Professional
2.2%

College-going rate (18-24 yr olds)

4.1%
of 18-24-year-olds in college or graduate school
Palo
4.1%
Linn County
38.9%
Iowa
42.3%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
Palo Linn County Iowa
Total enrolled (age 3+) 370 54,719 784,322
Nursery / preschool 6.5% 6.9% 6.2%
K–12 89.7% 70.5% 68.4%
Kindergarten 6.2% 5% 5.2%
Elementary: Grades 1–4 22.7% 19.6% 20.3%
Elementary: Grades 5–8 27% 22.8% 21.3%
High School: Grades 9–12 33.8% 23% 21.6%
College or graduate school 3.8% 22.6% 25.4%
College, undergraduate 1.6% 19% 20.8%
Graduate, professional school 2.2% 3.7% 4.6%
College-going rate · 18-24 yr olds 4.1% 38.9% 42.3%
School type
Public school 87.6% 80.7% 84.4%
Private school 12.4% 19.3% 15.6%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

881
population 25 years and over
Total adults (25+)
Less than 9th grade
0.8%
9th-12th, no diploma
1%
HS graduate
38.8%
Some college no degree
20.1%
Associates degree
12%
Bachelors degree
22%
Graduate or professional degree
5.2%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
100% · 0%
9th-12th, no diploma
0% · 100%
HS graduate
63.5% · 36.5%
Some college no degree
41.8% · 58.2%
Associates degree
44.3% · 55.7%
Bachelors degree
52.1% · 47.9%
Graduate or professional degree
41.3% · 58.7%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
Palo Linn County Iowa
Population (25+) 881 157,534 2,154,149
Less than 9th grade 0.8% 1.3% 2.7%
9th–12th, no diploma 1% 3.5% 4%
High school diploma or GED 38.8% 26.4% 30%
Some college, no degree 20.1% 20.9% 19.7%
Associate's degree 12% 13.1% 12.1%
Bachelor's degree or higher 27.2% 34.7% 31.4%
Bachelor's degree 22% 23.3% 20.9%
Graduate or professional 5.2% 11.4% 10.5%
High School or higher 98.2% 95.2% 93.3%
Earnings by education level
percentage as applicable

Median Earnings

$60,815
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$48,333
Some college or associates
$57,639
Bachelors degree
$87,917
Graduate or professional degree
$83,750

Poverty Rate

0%
for ages 25+, with bachelors degree or higher
Less than HS graduate
56.3%
HS graduate
2.6%
Some college or associates
1.4%
Bachelors degree or higher
0%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
Palo Linn County Iowa
Median earnings
Population 25+, with earnings $60,815 $52,326 $51,106
Less than high school graduate $— $32,711 $35,996
High school graduate (includes equivalency) $48,333 $39,092 $41,528
Some college or associate's degree $57,639 $48,075 $47,635
Bachelor's degree $87,917 $66,441 $62,744
Graduate or professional degree $83,750 $86,348 $80,022
Poverty rates
Less than high school graduate 56.3% 21.3% 21.5%
High school graduate (includes equivalency) 2.6% 11.1% 12.4%
Some college or associate's degree 1.4% 8% 8.1%
Bachelor's degree or higher 0% 3.5% 3.8%

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