Silver Creek Township, MI

Township in Cass County, MI, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

3,041

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

46.6

years ∙ half population younger than 46.6, half older

Diversity Index

13%

chance two random people differ in race and ethnicity

Nativity

2.9%

foreign-born population

97.1%Native

2.9% Foreign-born

Geographic Context

Location, size, and surroundings

About

Silver Creek Township is a township in Cass County, Michigan, United States.

Location

Township in Cass County, MI, US

Co-ordinates

DEC42.027501° N, 86.175209° W

DMS42° 01′ 39.00″ N, 86° 10′ 30.75″ W

Population Density & area

95.03/sq mi (36.73/km²)

Total Area

34.3 sq mi (88.6 km²)

Land Area

32 sq mi (82.8 km²) · 93.4%

Water Area

2.3 sq mi (5.8 km²) · 6.6%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

57.2% male

Male 57.2%

Female 42.8%

males per 100 females

Silver Creek Township 133.7

Cass County 101.2

Michigan 98.2

Nativity

2.9%

foreign-born population

97.1%Native

2.9% Foreign-born

% Foreign-born

Silver Creek Township 2.9%

Cass County 2.7%

Michigan 7.2%

Age Distribution

How the population is spread across age groups

Median Age

46.6

years ∙ half population younger than 46.6, half older

Silver Creek Township

46.6

Cass County

45.5

Michigan

40.2

Dependency ratio

57.6

dependents per 100 working-age adults

Silver Creek Township 57.6

Cass County 74.6

Michigan 66.3

AGE DISTRIBUTION

Distribution of age group

Median age

	Silver Creek Township	Cass County	Michigan
Age Group
Children (Under 18)	14.3%	20.2%	21.2%
Working age (18-64)	63.5%	57.2%	60.2%
Senior (65+)	22.2%	22.6%	18.6%
Dependency ratio
Total dependency ratio	57.6	74.6	66.3
Child dependency ratio	22.6	35.2	35.3
Old-age dependency ratio	35	39.4	31

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

93.1%

Black

Asian

Hispanic

5.1%

Other

1.8%

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

13%

chance two random people differ in race and ethnicity

Silver Creek Township 13%

Cass County 28.8%

Michigan 45.2%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of Silver Creek Township population

	Silver Creek Township	Cass County	Michigan
Hispanic or Latino	5.1%	4.5%	5.9%
Mexican	4.6%	3.9%	4%
Puerto Rican	0.2%	0.1%	0.5%
Cuban	0.3%	0.1%	0.2%
Other Hispanic / Latino	0%	0.4%	1.2%
Not Hispanic or Latino	94.9%	95.5%	94.1%
One race	93.3%	90.3%	89.6%
White	93.1%	84%	72.4%
Black or African American	0%	4%	13.1%
American Indian and Alaska Native	0.2%	0.7%	0.3%
Asian	0%	0.8%	3.4%
Native Hawaiian and Other Pacific Islander	0%	0%	0%
Some Other Race	0%	0.8%	0.5%
Two or more races (Multiracial)	1.6%	5.2%	4.5%

Household & Families Composition

Household size, type, and family structure

Household structure

60% family

Family 60%

Non family 40%

% family households

Silver Creek Township 60%

Cass County 66.8%

Michigan 62.4%

Average household size

2.16

persons per household

Silver Creek Township

2.16

Cass County

2.41

Michigan

2.42

Household & Family COMPOSITION

Households

Percentage of Silver Creek Township population

	Silver Creek Township	Cass County	Michigan
Total households	1,389	21,207	4,076,369
Average houshold size	2.16	2.41	2.42
Family households	833	14,163	2,545,621
Average family size	2.73	2.91	3.05
Married couple family	704	10,967	1,878,767
Other families	129	3,196	666,854
Male householder	23	1,142	199,150
Female householder	106	2,054	467,704
Non-family households	556	7,044	1,530,748
One-person households	474	5,693	1,250,418
Male householder	313	2,914	583,425
Senior (65+) living alone	89	1,247	188,594
Female householder	161	2,779	666,993
Senior (65+) living alone	107	1,747	349,637
Other living arrangements	82	1,351	280,330

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

2,336

housing units

Silver Creek Township 2,336

Cass County 25,679

Michigan 4,622,236

Occupancy status

59.5% occupied

Occupied 59.5%

Vacant 40.5%

vacancy rate

Silver Creek Township 40.5%

Cass County 17.4%

Michigan 11.8%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

93.9%

Single family houses

93.9%

Apartments in multi-unit structures

1.4%

Mobile homes

4.8%

Boat, RV, van, etc

Median Year Built

1972

Half of houses were built before 1972, and half after.

Historic ∙ 1939 or earlier

21.6%

Postwar & mid-century ∙ 1940 - 1969

29%

Late 20th century ∙ 1970 - 1999

24.2%

Modern ∙ 2000 or later

25.3%

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	Silver Creek Township	Cass County	Michigan
Rooms per unit
Median rooms	6.5	6.1	5.9
1–3 rooms	7.6%	6.1%	10.5%
4–6 rooms	43.3%	51.1%	51.9%
7+ rooms	49.2%	42.8%	37.6%
Bedrooms
No bedroom / studio	0.8%	0.7%	1.6%
1 bedroom	6%	6.4%	8.9%
2 bedrooms	16.7%	23.1%	24.6%
3 bedrooms	43.1%	47.9%	43.5%
4+ bedrooms	33.4%	21.9%	21.4%
At a glance
Median year built	1972	1973	1972
Total housing units	2,336	25,679	4,622,236

Occupancy Profile

Who is inside and how they use it

Homeownership

89.6% owners

Renter-occupied 10.4%

Owner-occupied 89.6%

homeownership rate

Silver Creek Township 89.6%

Cass County 81.6%

Michigan 73.2%

Average household size

2.3

Owner-occupied

—

Renter-occupied

owner-occupied average size

Silver Creek Township 2.3

Cass County 2.45

Michigan 2.54

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	Silver Creek Township	Cass County	Michigan
Total occupied units	1,389	21,207	4,076,369
Year moved in
2020 or later	26.3%	17.4%	21%
2010 to 2019	30.7%	37.2%	39.5%
2000 to 2009	18.9%	18.4%	16%
1999 or earlier	24%	27%	23.4%
Occupants per room
1.00 or fewer	99.4%	98.3%	98.4%
1.01 to 1.50	0.6%	1.4%	1.2%
1.51 or more	0%	0.3%	0.4%
Vehicles availability
No vehicles	6.8%	5.1%	7%
1 vehicle	33.8%	30.1%	34.8%
2 vehicles	31.3%	37.1%	38.3%
3 or more vehicles	28.1%	27.7%	19.8%
House heating fuel used
Gas	85.3%	77.2%	83.6%
Electricity	9.6%	13.8%	12.1%
Solar	0%	0.1%	0%
Fuel oil, kerosene etc	1.7%	2.6%	0.8%
All other fuels	2.5%	6.2%	3%
No fuel used	1%	0.2%	0.5%
Selected characteristics
Lacking complete plumbing	0%	0.4%	0.4%
Lacking complete kitchen	0%	0.4%	0.7%
No telephone service available	0.4%	1.1%	0.7%

Housing Value

What owner-occupied units are worth

Median home value

$255,100

owner-occupied units

Median value(USD)

Silver Creek Township

$255,100

Cass County

$218,000

Michigan

$231,600

Housing Cost Burden

22.4%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

22.4%

Owners without a mortgage

8.4%

Renters

32.9%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	Silver Creek Township	Cass County	Michigan
Property value
Median Value	$255,100	$218,000	$231,600
Under $100,000	13.2%	18.2%	16.8%
$100,000 - $200,000	18.9%	27.3%	24.7%
$200,000 - $300,000	27.9%	22.1%	23.4%
$300,000 - $500,000	16.6%	19.8%	24.1%
$500,000 - $1,000,000	17.6%	10.1%	9.2%
$1,000,000 and more	5.8%	2.5%	1.6%
Owner-occupied households
With a mortgage	54.3%	55.6%	57.8%
Without a mortgage	45.7%	44.4%	42.2%
Median monthly owner costs
With a mortgage	$1,626	$1,478	$1,569
Without a mortgage	$674	$540	$602
Gross rent
Median rent	$537	$916	$1,129

Education Profile

How educated is the community and how education pays off

Adults with a college degree

24.2%

of adults 25+ with a bachelor's degree or higher

Silver Creek Township 24.2%

Cass County 21.8%

Michigan 32.4%

Adults without a high school diploma

4.7%

of adults (25+) without a high school diploma

Silver Creek Township 4.7%

Cass County 9.9%

Michigan 8%

School Enrollment

Who is enrolled in school and at what level

School enrollment

522

population (age 3+) enrolled in school

Nursery / Preschool

K–12

71.8%

College / Undergraduate

28.2%

Graduate / Professional

College-going rate (18-24 yr olds)

56.1%

of 18-24-year-olds in college or graduate school

Silver Creek Township

56.1%

Cass County

27.9%

Michigan

41.1%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	Silver Creek Township	Cass County	Michigan
Total enrolled (age 3+)	522	10,075	2,312,914
Nursery / preschool	0%	4.2%	5.6%
K–12	71.8%	76.5%	67.9%
Kindergarten	1.7%	5.4%	5.2%
Elementary: Grades 1–4	10.5%	21.6%	19.7%
Elementary: Grades 5–8	30.8%	25%	20.8%
High School: Grades 9–12	28.7%	24.4%	22.2%
College or graduate school	28.2%	19.3%	26.5%
College, undergraduate	28.2%	15.6%	21.1%
Graduate, professional school	0%	3.7%	5.4%
College-going rate · 18-24 yr olds	56.1%	27.9%	41.1%
School type
Public school	76.4%	86%	85.2%
Private school	23.6%	14%	14.8%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

2,409

population 25 years and over

Total adults (25+)

Less than 9th grade

1.1%

9th-12th, no diploma

3.6%

HS graduate

31.2%

Some college no degree

28.8%

Associates degree

11.2%

Bachelors degree

16.1%

Graduate or professional degree

8.1%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

63% · 37%

9th-12th, no diploma

81.4% · 18.6%

HS graduate

56.7% · 43.3%

Some college no degree

56.4% · 43.6%

Associates degree

46.5% · 53.5%

Bachelors degree

35.1% · 64.9%

Graduate or professional degree

62.1% · 37.9%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	Silver Creek Township	Cass County	Michigan
Population (25+)	2,409	37,178	7,008,507
Less than 9th grade	1.1%	2.7%	2.6%
9th–12th, no diploma	3.6%	7.2%	5.4%
High school diploma or GED	31.2%	34.1%	28%
Some college, no degree	28.8%	23.2%	21.9%
Associate's degree	11.2%	10.9%	9.8%
Bachelor's degree or higher	24.2%	21.8%	32.4%
Bachelor's degree	16.1%	13.8%	19.7%
Graduate or professional	8.1%	8%	12.7%
High School or higher	95.3%	90%	92.1%

Earnings by education level

percentage as applicable

Median Earnings

$52,228

Median earnings for adults 25+, by level

Less than HS graduate

$51,042

HS graduate

$50,731

Some college or associates

$55,756

Bachelors degree

$128,558

Graduate or professional degree

$61,063

Poverty Rate

10.3%

for ages 25+, with bachelors degree or higher

Less than HS graduate

4.4%

HS graduate

4.4%

Some college or associates

6.7%

Bachelors degree or higher

10.3%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	Silver Creek Township	Cass County	Michigan
Median earnings
Population 25+, with earnings	$52,228	$48,063	$50,316
Less than high school graduate	$51,042	$33,173	$31,851
High school graduate (includes equivalency)	$50,731	$43,115	$37,777
Some college or associate's degree	$55,756	$44,983	$44,844
Bachelor's degree	$128,558	$71,563	$66,893
Graduate or professional degree	$61,063	$73,771	$85,195
Poverty rates
Less than high school graduate	4.4%	28%	27.4%
High school graduate (includes equivalency)	4.4%	10.9%	15.2%
Some college or associate's degree	6.7%	7.5%	10.3%
Bachelor's degree or higher	10.3%	4.3%	4.2%

Insights for Silver Creek Township, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

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