St. Joseph Charter Township, MI

Charter Township in Berrien County, MI, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

9,879

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

45.8

years ∙ half population younger than 45.8, half older

Diversity Index

37.3%

chance two random people differ in race and ethnicity

Nativity

7.5%

foreign-born population

92.5%Native

7.5% Foreign-born

Geographic Context

Location, size, and surroundings

About

St. Joseph Charter Township is a charter township in Berrien County, Michigan, United States.

Location

Charter Township in Berrien County, MI, US

Co-ordinates

DEC42.068831° N, 86.479773° W

DMS42° 04′ 07.79″ N, 86° 28′ 47.18″ W

Population Density & area

1,486/sq mi (573.4/km²)

Total Area

6.97 sq mi (18.05 km²)

Land Area

6.65 sq mi (17.23 km²) · 95.4%

Water Area

0.32 sq mi (0.82 km²) · 4.6%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

49.3% male

Male 49.3%

Female 50.7%

males per 100 females

St. Joseph Charter Township 97.3

Berrien County 96.7

Michigan 98.2

Nativity

7.5%

foreign-born population

92.5%Native

7.5% Foreign-born

% Foreign-born

St. Joseph Charter Township 7.5%

Berrien County 5.5%

Michigan 7.2%

Age Distribution

How the population is spread across age groups

Median Age

45.8

years ∙ half population younger than 45.8, half older

St. Joseph Charter Township

45.8

Berrien County

42.7

Michigan

40.2

Dependency ratio

76.6

dependents per 100 working-age adults

St. Joseph Charter Township 76.6

Berrien County 74.4

Michigan 66.3

AGE DISTRIBUTION

Distribution of age group

Median age

	St. Joseph Charter Township	Berrien County	Michigan
Age Group
Children (Under 18)	20.6%	21.3%	21.2%
Working age (18-64)	56.7%	57.4%	60.2%
Senior (65+)	22.7%	21.3%	18.6%
Dependency ratio
Total dependency ratio	76.6	74.4	66.3
Child dependency ratio	36.5	37.2	35.3
Old-age dependency ratio	40.2	37.2	31

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

78.5%

Black

6.7%

Asian

Hispanic

Other

6.8%

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

37.3%

chance two random people differ in race and ethnicity

St. Joseph Charter Township 37.3%

Berrien County 44.7%

Michigan 45.2%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of St. Joseph Charter Township population

Racial and ethnic composition — St. Joseph Charter Township vs Berrien County vs Michigan. Source: ACS 2020-2024 5-Year Estimates.
	St. Joseph Charter Township	Berrien County	Michigan
Hispanic or Latino	3%	6.3%	5.9%
Mexican	1.9%	4.7%	4%
Puerto Rican	0.2%	0.6%	0.5%
Cuban	0%	0.2%	0.2%
Other Hispanic / Latino	0.9%	0.9%	1.2%
Not Hispanic or Latino	97%	93.7%	94.1%
One race	91.6%	88.5%	89.6%
White	78.5%	72.7%	72.4%
Black or African American	6.7%	13.1%	13.1%
American Indian and Alaska Native	0.1%	0.2%	0.3%
Asian	5%	1.8%	3.4%
Native Hawaiian and Other Pacific Islander	0%	0%	0%
Some Other Race	1.3%	0.7%	0.5%
Two or more races (Multiracial)	5.4%	5.2%	4.5%

Household & Families Composition

Household size, type, and family structure

Household structure

67.6% family

Family 67.6%

Non family 32.4%

% family households

St. Joseph Charter Township 67.6%

Berrien County 63%

Michigan 62.4%

Average household size

2.3

persons per household

St. Joseph Charter Township

2.3

Berrien County

2.35

Michigan

2.42

Household & Family COMPOSITION

Households

Percentage of St. Joseph Charter Township population

	St. Joseph Charter Township	Berrien County	Michigan
Total households	4,285	63,999	4,076,369
Average houshold size	2.3	2.35	2.42
Family households	2,896	40,341	2,545,621
Average family size	2.79	2.94	3.05
Married couple family	2,585	29,569	1,878,767
Other families	311	10,772	666,854
Male householder	66	2,930	199,150
Female householder	245	7,842	467,704
Non-family households	1,389	23,658	1,530,748
One-person households	1,092	20,035	1,250,418
Male householder	352	9,219	583,425
Senior (65+) living alone	129	3,074	188,594
Female householder	740	10,816	666,993
Senior (65+) living alone	569	5,865	349,637
Other living arrangements	297	3,623	280,330

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

4,558

housing units

St. Joseph Charter Township 4,558

Berrien County 77,276

Michigan 4,622,236

Occupancy status

94% occupied

Occupied 94%

Vacant 6%

vacancy rate

St. Joseph Charter Township 6%

Berrien County 17.2%

Michigan 11.8%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

93.4%

Single family houses

93.4%

Apartments in multi-unit structures

6.2%

Mobile homes

0.3%

Boat, RV, van, etc

Median Year Built

1967

Half of houses were built before 1967, and half after.

Historic ∙ 1939 or earlier

5.9%

Postwar & mid-century ∙ 1940 - 1969

50.2%

Late 20th century ∙ 1970 - 1999

34.8%

Modern ∙ 2000 or later

9.1%

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	St. Joseph Charter Township	Berrien County	Michigan
Rooms per unit
Median rooms	6.3	5.9	5.9
1–3 rooms	6.2%	10.5%	10.5%
4–6 rooms	47.1%	51.2%	51.9%
7+ rooms	46.7%	38.4%	37.6%
Bedrooms
No bedroom / studio	0.8%	1.6%	1.6%
1 bedroom	4.3%	8.4%	8.9%
2 bedrooms	18.6%	25.6%	24.6%
3 bedrooms	48%	42.1%	43.5%
4+ bedrooms	28.2%	22.3%	21.4%
At a glance
Median year built	1967	1966	1972
Total housing units	4,558	77,276	4,622,236

Occupancy Profile

Who is inside and how they use it

Homeownership

86.3% owners

Renter-occupied 13.7%

Owner-occupied 86.3%

homeownership rate

St. Joseph Charter Township 86.3%

Berrien County 72.8%

Michigan 73.2%

Average household size

2.37

Owner-occupied

1.87

Renter-occupied

owner-occupied average size

St. Joseph Charter Township 2.37

Berrien County 2.43

Michigan 2.54

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	St. Joseph Charter Township	Berrien County	Michigan
Total occupied units	4,285	63,999	4,076,369
Year moved in
2020 or later	21.2%	20.4%	21%
2010 to 2019	40.3%	39.6%	39.5%
2000 to 2009	13.5%	15.6%	16%
1999 or earlier	25%	24.4%	23.4%
Occupants per room
1.00 or fewer	99.3%	98.6%	98.4%
1.01 to 1.50	0.7%	0.9%	1.2%
1.51 or more	0%	0.5%	0.4%
Vehicles availability
No vehicles	4.2%	8%	7%
1 vehicle	31.9%	35.2%	34.8%
2 vehicles	43.1%	37.6%	38.3%
3 or more vehicles	20.8%	19.2%	19.8%
House heating fuel used
Gas	85.8%	73.2%	83.6%
Electricity	12.6%	21.3%	12.1%
Solar	0%	0%	0%
Fuel oil, kerosene etc	0.6%	2.2%	0.8%
All other fuels	0.5%	2.6%	3%
No fuel used	0.6%	0.7%	0.5%
Selected characteristics
Lacking complete plumbing	0%	0.3%	0.4%
Lacking complete kitchen	0.5%	1%	0.7%
No telephone service available	1.2%	1.1%	0.7%

Housing Value

What owner-occupied units are worth

Median home value

$248,900

owner-occupied units

Median value(USD)

St. Joseph Charter Township

$248,900

Berrien County

$224,300

Michigan

$231,600

Housing Cost Burden

24.9%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

24.9%

Owners without a mortgage

12.2%

Renters

57.7%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	St. Joseph Charter Township	Berrien County	Michigan
Property value
Median Value	$248,900	$224,300	$231,600
Under $100,000	4.9%	16.6%	16.8%
$100,000 - $200,000	24.9%	26%	24.7%
$200,000 - $300,000	36.6%	25.2%	23.4%
$300,000 - $500,000	26%	21.2%	24.1%
$500,000 - $1,000,000	5.8%	8.5%	9.2%
$1,000,000 and more	1.7%	2.4%	1.6%
Owner-occupied households
With a mortgage	65%	56%	57.8%
Without a mortgage	35%	44%	42.2%
Median monthly owner costs
With a mortgage	$1,687	$1,462	$1,569
Without a mortgage	$634	$568	$602
Gross rent
Median rent	$1,175	$942	$1,129

Education Profile

How educated is the community and how education pays off

Adults with a college degree

46.7%

of adults 25+ with a bachelor's degree or higher

St. Joseph Charter Township 46.7%

Berrien County 30.9%

Michigan 32.4%

Adults without a high school diploma

3.3%

of adults (25+) without a high school diploma

St. Joseph Charter Township 3.3%

Berrien County 7.7%

Michigan 8%

School Enrollment

Who is enrolled in school and at what level

School enrollment

1,859

population (age 3+) enrolled in school

Nursery / Preschool

6.2%

K–12

77%

College / Undergraduate

8.9%

Graduate / Professional

7.9%

College-going rate (18-24 yr olds)

27.1%

of 18-24-year-olds in college or graduate school

St. Joseph Charter Township

27.1%

Berrien County

31.3%

Michigan

41.1%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	St. Joseph Charter Township	Berrien County	Michigan
Total enrolled (age 3+)	1,859	31,905	2,312,914
Nursery / preschool	6.2%	6%	5.6%
K–12	77%	72.4%	67.9%
Kindergarten	5.9%	5.5%	5.2%
Elementary: Grades 1–4	27.2%	21.6%	19.7%
Elementary: Grades 5–8	19.8%	21.1%	20.8%
High School: Grades 9–12	24.2%	24.2%	22.2%
College or graduate school	16.8%	21.6%	26.5%
College, undergraduate	8.9%	14.7%	21.1%
Graduate, professional school	7.9%	6.9%	5.4%
College-going rate · 18-24 yr olds	27.1%	31.3%	41.1%
School type
Public school	75%	76.7%	85.2%
Private school	25%	23.3%	14.8%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

7,549

population 25 years and over

Total adults (25+)

Less than 9th grade

2.3%

9th-12th, no diploma

HS graduate

19.4%

Some college no degree

18.1%

Associates degree

12.5%

Bachelors degree

27.3%

Graduate or professional degree

19.5%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

67.3% · 32.7%

9th-12th, no diploma

81.8% · 18.2%

HS graduate

41.9% · 58.1%

Some college no degree

42.6% · 57.4%

Associates degree

51.4% · 48.6%

Bachelors degree

50.2% · 49.8%

Graduate or professional degree

50.2% · 49.8%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	St. Joseph Charter Township	Berrien County	Michigan
Population (25+)	7,549	108,207	7,008,507
Less than 9th grade	2.3%	2.4%	2.6%
9th–12th, no diploma	1%	5.3%	5.4%
High school diploma or GED	19.4%	28.6%	28%
Some college, no degree	18.1%	22%	21.9%
Associate's degree	12.5%	10.7%	9.8%
Bachelor's degree or higher	46.7%	30.9%	32.4%
Bachelor's degree	27.3%	18.6%	19.7%
Graduate or professional	19.5%	12.4%	12.7%
High School or higher	96.7%	92.3%	92.1%

Earnings by education level

percentage as applicable

Median Earnings

$63,979

Median earnings for adults 25+, by level

Less than HS graduate

$—

HS graduate

$35,032

Some college or associates

$56,583

Bachelors degree

$73,389

Graduate or professional degree

$91,601

Poverty Rate

7.7%

for ages 25+, with bachelors degree or higher

Less than HS graduate

46%

HS graduate

19.6%

Some college or associates

3.5%

Bachelors degree or higher

7.7%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	St. Joseph Charter Township	Berrien County	Michigan
Median earnings
Population 25+, with earnings	$63,979	$44,463	$50,316
Less than high school graduate	$—	$26,964	$31,851
High school graduate (includes equivalency)	$35,032	$32,447	$37,777
Some college or associate's degree	$56,583	$41,819	$44,844
Bachelor's degree	$73,389	$64,648	$66,893
Graduate or professional degree	$91,601	$76,615	$85,195
Poverty rates
Less than high school graduate	46%	31%	27.4%
High school graduate (includes equivalency)	19.6%	19.1%	15.2%
Some college or associate's degree	3.5%	10.7%	10.3%
Bachelor's degree or higher	7.7%	5.2%	4.2%

Insights for St. Joseph Charter Township, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.

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