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St. Thomas, MO

Town in Cole County, MO, US
Last updated
Key Indicators
A quick look at key numbers

Population

228
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

39.6
years ∙ half population younger than 39.6, half older

Diversity Index

Low High
4.3%
chance two random people differ in race and ethnicity

Nativity

0%
foreign-born population
100%Native
0% Foreign-born

Geographic Context

Location, size, and surroundings

About

St. Thomas is a town within Cole County, Missouri, United States.
Location
Town in Cole County, MO, US
Co-ordinates
DEC38.367049° N, 92.216002° W
DMS38° 22′ 01.38″ N, 92° 12′ 57.61″ W

Population Density & area

232.9/sq mi (89.94/km²)
Total Area
0.979 sq mi (2.535 km²)
Land Area
0.979 sq mi (2.535 km²) · 100%
Water Area
0 sq mi (0 km²) · 0%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

43.9% male
Male 43.9%
Female 56.1%
males per 100 females
St. Thomas 78.1
Cole County 101.3
Missouri 97.2

Nativity

0%
foreign-born population
100%Native
0% Foreign-born
% Foreign-born
St. Thomas 0%
Cole County 2.9%
Missouri 4.5%
Age Distribution
How the population is spread across age groups

Median Age

39.6
years ∙ half population younger than 39.6, half older
St. Thomas
39.6
Cole County
39.9
Missouri
39

Dependency ratio

Low High
71.4
dependents per 100 working-age adults
St. Thomas 71.4
Cole County 67
Missouri 67.3

AGE DISTRIBUTION

Distribution of age group
Median age
St. Thomas Cole County Missouri
Age Group
Children (Under 18) 24.1% 22.1% 22.3%
Working age (18-64) 58.4% 59.9% 59.8%
Senior (65+) 17.5% 18% 17.9%
Dependency ratio
Total dependency ratio 71.4 67 67.3
Child dependency ratio 41.4 36.9 37.4
Old-age dependency ratio 30.1 30.1 29.9
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
97.8%
Black
0%
Asian
0%
Hispanic
0%
Other
2.2%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
4.3%
chance two random people differ in race and ethnicity
St. Thomas 4.3%
Cole County 35.9%
Missouri 40%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of St. Thomas population
St. Thomas Cole County Missouri
Hispanic or Latino 0% 3.6% 5.2%
Mexican 0% 2.5% 3.2%
Puerto Rican 0% 0.3% 0.4%
Cuban 0% 0% 0.1%
Other Hispanic / Latino 0% 0.8% 1.4%
Not Hispanic or Latino 100% 96.4% 94.8%
One race 97.8% 91.3% 90%
White 97.8% 79.2% 76.3%
Black or African American 0% 9.7% 10.9%
American Indian and Alaska Native 0% 0.2% 0.2%
Asian 0% 1.4% 2.1%
Native Hawaiian and Other Pacific Islander 0% 0% 0.1%
Some Other Race 0% 0.6% 0.4%
Two or more races (Multiracial) 2.2% 5.1% 4.8%
Household & Families Composition
Household size, type, and family structure

Household structure

83.1% family
Family 83.1%
Non family 16.9%
% family households
St. Thomas 83.1%
Cole County 60.8%
Missouri 62.1%

Average household size

2.56
persons per household
St. Thomas
2.56
Cole County
2.35
Missouri
2.4

Household & Family COMPOSITION

Households
Percentage of St. Thomas population
St. Thomas Cole County Missouri
Total households 89 31,086 2,508,227
Average houshold size 2.56 2.35 2.4
Family households 74 18,907 1,558,009
Average family size 2.78 3.03 3.03
Married couple family 62 14,812 1,166,368
Other families 12 4,095 391,641
Male householder 1 1,110 115,975
Female householder 11 2,985 275,666
Non-family households 15 12,179 950,218
One-person households 14 10,526 781,034
Male householder 3 4,815 351,809
Senior (65+) living alone 1 1,202 107,203
Female householder 11 5,711 429,225
Senior (65+) living alone 5 3,039 215,073
Other living arrangements 1 1,653 169,184

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

91
housing units
St. Thomas 91
Cole County 33,533
Missouri 2,825,287

Occupancy status

97.8% occupied
Occupied 97.8%
Vacant 2.2%
vacancy rate
St. Thomas 2.2%
Cole County 7.3%
Missouri 11.2%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

100%
Single family houses
Single family houses
100%
Apartments in multi-unit structures
0%
Mobile homes
0%
Boat, RV, van, etc
0%

Median Year Built

1973
Half of houses were built before 1973, and half after.
Historic ∙ 1939 or earlier
22%
Postwar & mid-century ∙ 1940 - 1969
23.1%
Late 20th century ∙ 1970 - 1999
42.9%
Modern ∙ 2000 or later
12.1%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
St. Thomas Cole County Missouri
Rooms per unit
Median rooms 6.7 6.1 5.7
1–3 rooms 5.5% 9.3% 11.5%
4–6 rooms 38.5% 47.8% 53.4%
7+ rooms 56.1% 43% 35%
Bedrooms
No bedroom / studio 1.1% 0.9% 2%
1 bedroom 1.1% 8.4% 9.7%
2 bedrooms 12.1% 21.8% 26.1%
3 bedrooms 67% 45.5% 41.3%
4+ bedrooms 18.7% 23.3% 20.9%
At a glance
Median year built 1973 1983 1979
Total housing units 91 33,533 2,825,287
Occupancy Profile
Who is inside and how they use it

Homeownership

88.8% owners
Renter-occupied 11.2%
Owner-occupied 88.8%
homeownership rate
St. Thomas 88.8%
Cole County 67.9%
Missouri 68.1%

Average household size

2.53
Owner-occupied
2.8
Renter-occupied
owner-occupied average size
St. Thomas 2.53
Cole County 2.52
Missouri 2.54

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
St. Thomas Cole County Missouri
Total occupied units 89 31,086 2,508,227
Year moved in
2020 or later 11.2% 24.2% 24.7%
2010 to 2019 42.7% 40.2% 40%
2000 to 2009 14.6% 14.4% 16.5%
1999 or earlier 31.5% 21.3% 18.8%
Occupants per room
1.00 or fewer 100% 99% 98.3%
1.01 to 1.50 0% 0.8% 1.2%
1.51 or more 0% 0.3% 0.5%
Vehicles availability
No vehicles 2.2% 5.5% 6.6%
1 vehicle 14.6% 32.7% 33%
2 vehicles 41.6% 38.6% 37.5%
3 or more vehicles 41.6% 23.2% 22.8%
House heating fuel used
Gas 41.6% 41% 57.7%
Electricity 39.3% 56% 38.8%
Solar 0% 0% 0.1%
Fuel oil, kerosene etc 0% 0.1% 0.2%
All other fuels 18% 2.4% 2.8%
No fuel used 1.1% 0.5% 0.4%
Selected characteristics
Lacking complete plumbing 0% 0.2% 0.4%
Lacking complete kitchen 0% 0.4% 0.8%
No telephone service available 0% 0.8% 0.9%
Housing Value
What owner-occupied units are worth

Median home value

$212,000
owner-occupied units
Median value(USD)
St. Thomas
$212,000
Cole County
$229,600
Missouri
$230,300

Housing Cost Burden

10%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
10%
Owners without a mortgage
6.9%
Renters
0%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
St. Thomas Cole County Missouri
Property value
Median Value $212,000 $229,600 $230,300
Under $100,000 3.8% 8.1% 15.9%
$100,000 - $200,000 39.3% 31.1% 25.7%
$200,000 - $300,000 35.4% 30.1% 24.1%
$300,000 - $500,000 12.7% 22.1% 23.6%
$500,000 - $1,000,000 5.1% 7.4% 9.1%
$1,000,000 and more 3.8% 1.1% 1.6%
Owner-occupied households
With a mortgage 63.3% 58.9% 60.2%
Without a mortgage 36.7% 41.1% 39.8%
Median monthly owner costs
With a mortgage $1,278 $1,420 $1,524
Without a mortgage $446 $503 $546
Gross rent
Median rent $1,042 $834 $1,033

Education Profile

How educated is the community and how education pays off

Adults with a college degree

45.1%
of adults 25+ with a bachelor's degree or higher
St. Thomas 45.1%
Cole County 38.9%
Missouri 32.4%

Adults without a high school diploma

3%
of adults (25+) without a high school diploma
St. Thomas 3%
Cole County 5.7%
Missouri 8.2%
School Enrollment
Who is enrolled in school and at what level

School enrollment

40
population (age 3+) enrolled in school
Nursery / Preschool
17.5%
K–12
70%
College / Undergraduate
12.5%
Graduate / Professional
0%

College-going rate (18-24 yr olds)

44.4%
of 18-24-year-olds in college or graduate school
St. Thomas
44.4%
Cole County
31.7%
Missouri
38.1%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
St. Thomas Cole County Missouri
Total enrolled (age 3+) 40 17,450 1,440,482
Nursery / preschool 17.5% 5.2% 6.3%
K–12 70% 73.7% 69.4%
Kindergarten 5% 4.7% 5.1%
Elementary: Grades 1–4 20% 20.1% 20.5%
Elementary: Grades 5–8 12.5% 22.9% 21.7%
High School: Grades 9–12 32.5% 26% 22%
College or graduate school 12.5% 21.1% 24.3%
College, undergraduate 12.5% 16.5% 18.7%
Graduate, professional school 0% 4.6% 5.6%
College-going rate · 18-24 yr olds 44.4% 31.7% 38.1%
School type
Public school 60% 70% 80.3%
Private school 40% 30% 19.7%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

164
population 25 years and over
Total adults (25+)
Less than 9th grade
1.2%
9th-12th, no diploma
1.8%
HS graduate
33.5%
Some college no degree
12.8%
Associates degree
5.5%
Bachelors degree
28.7%
Graduate or professional degree
16.5%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
0% · 100%
9th-12th, no diploma
66.7% · 33.3%
HS graduate
70.9% · 29.1%
Some college no degree
19% · 81%
Associates degree
22.2% · 77.8%
Bachelors degree
53.2% · 46.8%
Graduate or professional degree
0% · 100%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
St. Thomas Cole County Missouri
Population (25+) 164 53,203 4,243,115
Less than 9th grade 1.2% 1.6% 2.7%
9th–12th, no diploma 1.8% 4.1% 5.5%
High school diploma or GED 33.5% 29.2% 30.2%
Some college, no degree 12.8% 18% 20.8%
Associate's degree 5.5% 8% 8.4%
Bachelor's degree or higher 45.1% 38.9% 32.4%
Bachelor's degree 28.7% 24.8% 19.8%
Graduate or professional 16.5% 14.1% 12.6%
High School or higher 97% 94.2% 91.9%
Earnings by education level
percentage as applicable

Median Earnings

$46,667
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$43,929
Some college or associates
$46,875
Bachelors degree
$40,000
Graduate or professional degree
$53,750

Poverty Rate

0%
for ages 25+, with bachelors degree or higher
Less than HS graduate
20%
HS graduate
1.8%
Some college or associates
3.3%
Bachelors degree or higher
0%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
St. Thomas Cole County Missouri
Median earnings
Population 25+, with earnings $46,667 $50,156 $49,030
Less than high school graduate $— $28,649 $32,024
High school graduate (includes equivalency) $43,929 $41,179 $38,607
Some college or associate's degree $46,875 $42,542 $44,914
Bachelor's degree $40,000 $56,750 $61,818
Graduate or professional degree $53,750 $70,198 $75,454
Poverty rates
Less than high school graduate 20% 20.9% 26.4%
High school graduate (includes equivalency) 1.8% 11.2% 14.4%
Some college or associate's degree 3.3% 9% 9.7%
Bachelor's degree or higher 0% 3.5% 4.3%

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