Talbot County, Maryland

County in MD, US

By Neilsberg Research

Last updated May 1, 2026

Key Indicators

A quick look at key numbers

Population

37,917

Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

51.2

years ∙ half population younger than 51.2, half older

Diversity Index

43%

chance two random people differ in race and ethnicity

Nativity

foreign-born population

92%Native

8% Foreign-born

Geographic Context

Location, size, and surroundings

About

Talbot County is a county in Maryland, United States.

Location

County in MD, US

Co-ordinates

DEC38.748349° N, 76.178476° W

DMS38° 44′ 54.06″ N, 76° 10′ 42.51″ W

Population Density & area

141.2/sq mi (54.51/km²)

Total Area

476.9 sq mi (1,235 km²)

Land Area

268.6 sq mi (695.6 km²) · 56.3%

Water Area

208.3 sq mi (539.4 km²) · 43.7%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

48.2% male

Male 48.2%

Female 51.8%

males per 100 females

Talbot County 92.9

Maryland 94.8

United States 98

Nativity

foreign-born population

92%Native

8% Foreign-born

% Foreign-born

Talbot County 8%

Maryland 16.6%

United States 14.1%

Age Distribution

How the population is spread across age groups

Median Age

51.2

years ∙ half population younger than 51.2, half older

Talbot County

51.2

Maryland

39.4

United States

38.9

Dependency ratio

92.8

dependents per 100 working-age adults

Talbot County 92.8

Maryland 63.5

United States 64.4

AGE DISTRIBUTION

Distribution of age group

Median age

	Talbot County	Maryland	United States
Age Group
Children (Under 18)	18.6%	22.2%	22%
Working age (18-64)	51.8%	61.1%	60.8%
Senior (65+)	29.6%	16.7%	17.2%
Dependency ratio
Total dependency ratio	92.8	63.5	64.4
Child dependency ratio	35.8	36.3	36.1
Old-age dependency ratio	57	27.2	28.3

Racial & Ethnic Composition

Racial and ethnic makeup and how it compares

Race & Ethnicity

White

73.8%

Black

12.2%

Asian

1.4%

Hispanic

9.6%

Other

Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

43%

chance two random people differ in race and ethnicity

Talbot County 43%

Maryland 67.7%

United States 61.4%

Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity

Percentage of Talbot County population

	Talbot County	Maryland	United States
Hispanic or Latino	9.6%	12.5%	19.3%
Mexican	2.3%	2%	11.3%
Puerto Rican	0.7%	1.1%	1.8%
Cuban	0.1%	0.3%	0.8%
Other Hispanic / Latino	6.5%	9.1%	5.5%
Not Hispanic or Latino	90.4%	87.5%	80.7%
One race	87.9%	82.9%	76.4%
White	73.8%	46.6%	57.4%
Black or African American	12.2%	28.9%	11.9%
American Indian and Alaska Native	0.1%	0.1%	0.5%
Asian	1.4%	6.5%	5.9%
Native Hawaiian and Other Pacific Islander	0.1%	0%	0.2%
Some Other Race	0.2%	0.7%	0.6%
Two or more races (Multiracial)	2.5%	4.6%	4.3%

Household & Families Composition

Household size, type, and family structure

Household structure

62.2% family

Family 62.2%

Non family 37.8%

% family households

Talbot County 62.2%

Maryland 65%

United States 64.2%

Average household size

2.28

persons per household

Talbot County

2.28

Maryland

2.57

United States

2.53

Household & Family COMPOSITION

Households

Percentage of Talbot County population

	Talbot County	Maryland	United States
Total households	16,433	2,362,928	129,227,496
Average houshold size	2.28	2.57	2.53
Family households	10,221	1,535,706	82,990,528
Average family size	2.87	3.19	3.14
Married couple family	7,783	1,090,871	60,637,388
Other families	2,438	444,835	22,353,140
Male householder	745	120,206	6,572,819
Female householder	1,693	324,629	15,780,321
Non-family households	6,212	827,222	46,236,968
One-person households	5,384	677,124	37,140,836
Male householder	1,617	282,192	16,871,444
Senior (65+) living alone	795	87,532	5,225,110
Female householder	3,767	394,932	20,269,392
Senior (65+) living alone	2,595	185,255	10,089,070
Other living arrangements	828	150,098	9,096,132

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

19,720

housing units

Talbot County 19,720

Maryland 2,560,784

United States 143,775,355

Occupancy status

83.3% occupied

Occupied 83.3%

Vacant 16.7%

vacancy rate

Talbot County 16.7%

Maryland 7.7%

United States 10.1%

Housing Characteristics

How the housing supply is structured and used

Types of Housing unit

84%

Single family houses

84%

Apartments in multi-unit structures

12.9%

Mobile homes

3.1%

Boat, RV, van, etc

Median Year Built

1984

Half of houses were built before 1984, and half after.

Historic ∙ 1939 or earlier

14%

Postwar & mid-century ∙ 1940 - 1969

19.2%

Late 20th century ∙ 1970 - 1999

45.5%

Modern ∙ 2000 or later

21.5%

Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms

Physical characteristics of housing units

	Talbot County	Maryland	United States
Rooms per unit
Median rooms	6.3	6.2	5.5
1–3 rooms	8.9%	12.3%	15.1%
4–6 rooms	44.1%	42.4%	51.6%
7+ rooms	47%	45.2%	33.4%
Bedrooms
No bedroom / studio	1.2%	2.1%	2.9%
1 bedroom	6.9%	10.3%	10.9%
2 bedrooms	24.6%	21.3%	25%
3 bedrooms	42.6%	35.8%	38.7%
4+ bedrooms	24.6%	30.5%	22.4%
At a glance
Median year built	1984	1980	1981
Total housing units	19,720	2,560,784	143,775,355

Occupancy Profile

Who is inside and how they use it

Homeownership

75.1% owners

Renter-occupied 24.9%

Owner-occupied 75.1%

homeownership rate

Talbot County 75.1%

Maryland 67.6%

United States 65.2%

Average household size

2.28

Owner-occupied

2.28

Renter-occupied

owner-occupied average size

Talbot County 2.28

Maryland 2.7

United States 2.64

Housing Characteristics

Occupied unit characteristics

Tenure, crowding, and utilities

	Talbot County	Maryland	United States
Total occupied units	16,433	2,362,928	129,227,496
Year moved in
2020 or later	22.1%	23.2%	24.8%
2010 to 2019	38.3%	39%	39.6%
2000 to 2009	18.4%	17.1%	16.4%
1999 or earlier	21.2%	20.8%	19.1%
Occupants per room
1.00 or fewer	98%	97.5%	96.6%
1.01 to 1.50	1%	1.7%	2.2%
1.51 or more	1%	0.8%	1.2%
Vehicles availability
No vehicles	7.3%	8.8%	8.4%
1 vehicle	31.5%	33.5%	33.1%
2 vehicles	38.5%	35.8%	36.6%
3 or more vehicles	22.7%	21.9%	21.9%
House heating fuel used
Gas	27.4%	46.9%	51.4%
Electricity	61.5%	44.1%	41.3%
Solar	0.2%	0.4%	0.3%
Fuel oil, kerosene etc	8.6%	6.6%	3.9%
All other fuels	1.6%	1.6%	2%
No fuel used	0.7%	0.6%	1.2%
Selected characteristics
Lacking complete plumbing	1.1%	0.3%	0.4%
Lacking complete kitchen	0.9%	0.6%	0.8%
No telephone service available	0.5%	0.8%	0.9%

Housing Value

What owner-occupied units are worth

Median home value

$409,700

owner-occupied units

Median value(USD)

Talbot County

$409,700

Maryland

$419,900

United States

$332,700

Housing Cost Burden

32.6%

of homeowners with a mortgage are cost-burdened

% Cost-Burdened Households

Owners with a mortgage

32.6%

Owners without a mortgage

19.9%

Renters

51.6%

Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs

Tenure, crowding, and utilities

	Talbot County	Maryland	United States
Property value
Median Value	$409,700	$419,900	$332,700
Under $100,000	4.3%	5%	11.4%
$100,000 - $200,000	6.6%	7.5%	15.8%
$200,000 - $300,000	18.1%	14.8%	17.8%
$300,000 - $500,000	33.8%	37.1%	26.9%
$500,000 - $1,000,000	23.6%	29.7%	20.9%
$1,000,000 and more	13.4%	6%	7.1%
Owner-occupied households
With a mortgage	61.2%	71%	60.6%
Without a mortgage	38.8%	29%	39.4%
Median monthly owner costs
With a mortgage	$2,144	$2,347	$1,963
Without a mortgage	$707	$753	$638
Gross rent
Median rent	$1,256	$1,705	$1,413

Education Profile

How educated is the community and how education pays off

Adults with a college degree

42%

of adults 25+ with a bachelor's degree or higher

Talbot County 42%

Maryland 43.4%

United States 35.7%

Adults without a high school diploma

of adults (25+) without a high school diploma

Talbot County 8%

Maryland 8.8%

United States 10.4%

School Enrollment

Who is enrolled in school and at what level

School enrollment

7,020

population (age 3+) enrolled in school

Nursery / Preschool

8.6%

K–12

71.8%

College / Undergraduate

14.4%

Graduate / Professional

5.1%

College-going rate (18-24 yr olds)

24.7%

of 18-24-year-olds in college or graduate school

Talbot County

24.7%

Maryland

41.8%

United States

40.9%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split

Population 3+ currently enrolled in a school

	Talbot County	Maryland	United States
Total enrolled (age 3+)	7,020	1,533,098	80,089,790
Nursery / preschool	8.6%	5.7%	5.7%
K–12	71.8%	66.3%	67.6%
Kindergarten	4.3%	4.9%	5%
Elementary: Grades 1–4	22.1%	19.5%	19.8%
Elementary: Grades 5–8	22.9%	20.5%	21%
High School: Grades 9–12	22.6%	21.5%	21.7%
College or graduate school	19.6%	28%	26.7%
College, undergraduate	14.4%	20.4%	21%
Graduate, professional school	5.1%	7.6%	5.8%
College-going rate · 18-24 yr olds	24.7%	41.8%	40.9%
School type
Public school	79%	80%	82%
Private school	21%	20%	18%

Education Attainment by Level & Gender

What is the highest level of education completed among adults

Education attainment

28,694

population 25 years and over

Total adults (25+)

Less than 9th grade

3.1%

9th-12th, no diploma

4.9%

HS graduate

22.8%

Some college no degree

20.1%

Associates degree

7.2%

Bachelors degree

24.3%

Graduate or professional degree

17.7%

Attainment by gender

Male vs Female

Adults (25+) · Share within each education level

% male · % female

Less than 9th grade

60.7% · 39.3%

9th-12th, no diploma

54.5% · 45.5%

HS graduate

43.5% · 56.5%

Some college no degree

47.2% · 52.8%

Associates degree

39.9% · 60.1%

Bachelors degree

45.2% · 54.8%

Graduate or professional degree

50% · 50%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)

Highest credential completed · adults 25+

	Talbot County	Maryland	United States
Population (25+)	28,694	4,301,335	230,807,303
Less than 9th grade	3.1%	4%	4.7%
9th–12th, no diploma	4.9%	4.8%	5.7%
High school diploma or GED	22.8%	23.4%	26%
Some college, no degree	20.1%	17.4%	19.1%
Associate's degree	7.2%	6.8%	8.8%
Bachelor's degree or higher	42%	43.4%	35.7%
Bachelor's degree	24.3%	22.7%	21.6%
Graduate or professional	17.7%	20.8%	14.1%
High School or higher	92.1%	91.1%	89.6%

Earnings by education level

percentage as applicable

Median Earnings

$55,286

Median earnings for adults 25+, by level

Less than HS graduate

$30,882

HS graduate

$42,364

Some college or associates

$47,672

Bachelors degree

$65,402

Graduate or professional degree

$100,341

Poverty Rate

5.3%

for ages 25+, with bachelors degree or higher

Less than HS graduate

23.2%

HS graduate

10.1%

Some college or associates

9.4%

Bachelors degree or higher

5.3%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)

Adults 25+

	Talbot County	Maryland	United States
Median earnings
Population 25+, with earnings	$55,286	$65,293	$52,696
Less than high school graduate	$30,882	$35,487	$32,485
High school graduate (includes equivalency)	$42,364	$45,113	$40,153
Some college or associate's degree	$47,672	$54,823	$47,260
Bachelor's degree	$65,402	$80,465	$70,044
Graduate or professional degree	$100,341	$105,640	$90,720
Poverty rates
Less than high school graduate	23.2%	20.9%	24.2%
High school graduate (includes equivalency)	10.1%	12.6%	14.4%
Some college or associate's degree	9.4%	8.3%	9.8%
Bachelor's degree or higher	5.3%	3.5%	4.5%

Insights for Talbot County, by topic

Income By year By race By age By gender

Population By year By race By age By gender

About Neilsberg Research

Neilsberg Research team are data scientists with expertise in processing, analysis and visualization of big data helping small businesses make right decisions.

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