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Troy, MT

Last updated
Key Indicators
A quick look at key numbers

Population

871
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

34.3
years ∙ half population younger than 34.3, half older

Diversity Index

Low High
7.7%
chance two random people differ in race and ethnicity

Nativity

1.3%
foreign-born population
98.7%Native
1.3% Foreign-born

Geographic Context

Location, size, and surroundings

About

Troy is a city within Lincoln County, Montana, United States.
Location
City in Lincoln County, MT, US
Co-ordinates
DEC48.460077° N, 115.890787° W
DMS48° 27′ 36.28″ N, 115° 53′ 26.83″ W

Population Density & area

1,030/sq mi (397.4/km²)
Total Area
0.851 sq mi (2.204 km²)
Land Area
0.846 sq mi (2.192 km²) · 99.46%
Water Area
0.005 sq mi (0.012 km²) · 0.54%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

51.8% male
Male 51.8%
Female 48.2%
males per 100 females
Troy 107.4
Lincoln County 102.6
Montana 102.7

Nativity

1.3%
foreign-born population
98.7%Native
1.3% Foreign-born
% Foreign-born
Troy 1.3%
Lincoln County 2.6%
Montana 2.3%
Age Distribution
How the population is spread across age groups

Median Age

34.3
years ∙ half population younger than 34.3, half older
Troy
34.3
Lincoln County
52.8
Montana
40.4

Dependency ratio

Low High
135.4
dependents per 100 working-age adults
Troy 135.4
Lincoln County 93
Montana 69.9

AGE DISTRIBUTION

Distribution of age group
Median age
Troy Lincoln County Montana
Age Group
Children (Under 18) 37.9% 18.1% 21%
Working age (18-64) 42.5% 51.8% 58.9%
Senior (65+) 19.6% 30.1% 20.1%
Dependency ratio
Total dependency ratio 135.4 93 69.9
Child dependency ratio 89.2 34.8 35.7
Old-age dependency ratio 46.2 58.2 34.2
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
96%
Black
0%
Asian
0%
Hispanic
0%
Other
4%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
7.7%
chance two random people differ in race and ethnicity
Troy 7.7%
Lincoln County 18.6%
Montana 29.4%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of Troy population
Troy Lincoln County Montana
Hispanic or Latino 0% 3.1% 4.6%
Mexican 0% 1.7% 2.9%
Puerto Rican 0% 0.1% 0.2%
Cuban 0% 0.1% 0.1%
Other Hispanic / Latino 0% 1.2% 1.3%
Not Hispanic or Latino 100% 96.9% 95.4%
One race 96.7% 91.6% 90.7%
White 96% 90% 83.6%
Black or African American 0% 0.1% 0.4%
American Indian and Alaska Native 0% 1.1% 5.3%
Asian 0% 0.2% 0.8%
Native Hawaiian and Other Pacific Islander 0.7% 0.1% 0%
Some Other Race 0% 0.2% 0.5%
Two or more races (Multiracial) 3.3% 5.3% 4.7%
Household & Families Composition
Household size, type, and family structure

Household structure

48.2% family
Family 48.2%
Non family 51.8%
% family households
Troy 48.2%
Lincoln County 62.3%
Montana 60.3%

Average household size

2.42
persons per household
Troy
2.42
Lincoln County
2.3
Montana
2.37

Household & Family COMPOSITION

Households
Percentage of Troy population
Troy Lincoln County Montana
Total households 359 9,082 458,859
Average houshold size 2.42 2.3 2.37
Family households 173 5,662 276,731
Average family size 3.86 2.91 3
Married couple family 129 4,822 222,207
Other families 44 840 54,524
Male householder 2 261 19,995
Female householder 42 579 34,529
Non-family households 186 3,420 182,128
One-person households 171 2,991 144,042
Male householder 114 1,761 71,216
Senior (65+) living alone 41 706 24,799
Female householder 57 1,230 72,826
Senior (65+) living alone 23 746 38,387
Other living arrangements 15 429 38,086

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

420
housing units
Troy 420
Lincoln County 11,006
Montana 528,419

Occupancy status

85.5% occupied
Occupied 85.5%
Vacant 14.5%
vacancy rate
Troy 14.5%
Lincoln County 17.5%
Montana 13.2%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

69.5%
Single family houses
Single family houses
69.5%
Apartments in multi-unit structures
7.4%
Mobile homes
19.3%
Boat, RV, van, etc
3.8%

Median Year Built

1971
Half of houses were built before 1971, and half after.
Historic ∙ 1939 or earlier
32.6%
Postwar & mid-century ∙ 1940 - 1969
19.6%
Late 20th century ∙ 1970 - 1999
39%
Modern ∙ 2000 or later
8.8%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
Troy Lincoln County Montana
Rooms per unit
Median rooms 4.6 5.3 5.6
1–3 rooms 32.9% 18.2% 14.6%
4–6 rooms 48.8% 55.5% 49.7%
7+ rooms 18.4% 26.4% 35.9%
Bedrooms
No bedroom / studio 1.9% 4% 2.7%
1 bedroom 34.5% 11.9% 10.3%
2 bedrooms 15.5% 29.4% 25.7%
3 bedrooms 41.2% 36.8% 36.5%
4+ bedrooms 6.9% 17.9% 24.8%
At a glance
Median year built 1971 1980 1981
Total housing units 420 11,006 528,419
Occupancy Profile
Who is inside and how they use it

Homeownership

72.7% owners
Renter-occupied 27.3%
Owner-occupied 72.7%
homeownership rate
Troy 72.7%
Lincoln County 77.6%
Montana 69.2%

Average household size

2.75
Owner-occupied
1.54
Renter-occupied
owner-occupied average size
Troy 2.75
Lincoln County 2.4
Montana 2.49

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
Troy Lincoln County Montana
Total occupied units 359 9,082 458,859
Year moved in
2020 or later 18.7% 20.2% 25.5%
2010 to 2019 36.8% 38.4% 39.7%
2000 to 2009 27.6% 20.5% 15.9%
1999 or earlier 17% 20.9% 18.9%
Occupants per room
1.00 or fewer 96.9% 97.9% 98.2%
1.01 to 1.50 2.2% 1.3% 1.2%
1.51 or more 0.8% 0.9% 0.7%
Vehicles availability
No vehicles 4.7% 6.4% 4.7%
1 vehicle 38.2% 24.3% 26.9%
2 vehicles 38.7% 37% 36.9%
3 or more vehicles 18.4% 32.3% 31.5%
House heating fuel used
Gas 11.1% 12% 63.5%
Electricity 34.3% 54.3% 27.3%
Solar 0% 0% 0.2%
Fuel oil, kerosene etc 3.3% 2.1% 0.6%
All other fuels 51.2% 30.8% 7.9%
No fuel used 0% 0.7% 0.5%
Selected characteristics
Lacking complete plumbing 1.9% 1% 0.5%
Lacking complete kitchen 13.6% 1.3% 0.9%
No telephone service available 0% 1.6% 1.1%
Housing Value
What owner-occupied units are worth

Median home value

$257,600
owner-occupied units
Median value(USD)
Troy
$257,600
Lincoln County
$296,500
Montana
$375,800

Housing Cost Burden

15.7%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
15.7%
Owners without a mortgage
6.3%
Renters
62.7%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
Troy Lincoln County Montana
Property value
Median Value $257,600 $296,500 $375,800
Under $100,000 30.3% 14.4% 10.2%
$100,000 - $200,000 16.4% 11.9% 11.2%
$200,000 - $300,000 10.7% 24.5% 15.9%
$300,000 - $500,000 20.3% 25.8% 30.8%
$500,000 - $1,000,000 19.5% 17.9% 24.9%
$1,000,000 and more 2.7% 5.5% 7%
Owner-occupied households
With a mortgage 26.8% 40.7% 54.5%
Without a mortgage 73.2% 59.3% 45.5%
Median monthly owner costs
With a mortgage $1,111 $1,453 $1,798
Without a mortgage $407 $448 $571
Gross rent
Median rent $750 $762 $1,081

Education Profile

How educated is the community and how education pays off

Adults with a college degree

6%
of adults 25+ with a bachelor's degree or higher
Troy 6%
Lincoln County 18.9%
Montana 35.2%

Adults without a high school diploma

15.2%
of adults (25+) without a high school diploma
Troy 15.2%
Lincoln County 9.5%
Montana 5.4%
School Enrollment
Who is enrolled in school and at what level

School enrollment

96
population (age 3+) enrolled in school
Nursery / Preschool
22.9%
K–12
76%
College / Undergraduate
1%
Graduate / Professional
0%

College-going rate (18-24 yr olds)

0%
of 18-24-year-olds in college or graduate school
Troy
0%
Lincoln County
10.9%
Montana
34.5%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
Troy Lincoln County Montana
Total enrolled (age 3+) 96 3,127 240,826
Nursery / preschool 22.9% 3.1% 5.2%
K–12 76% 85.5% 70.6%
Kindergarten 10.4% 5.1% 5.3%
Elementary: Grades 1–4 24% 20.3% 21.7%
Elementary: Grades 5–8 1% 31.7% 22%
High School: Grades 9–12 40.6% 28.4% 21.7%
College or graduate school 1% 11.4% 24.2%
College, undergraduate 1% 9% 19.1%
Graduate, professional school 0% 2.4% 5%
College-going rate · 18-24 yr olds 0% 10.9% 34.5%
School type
Public school 100% 84.2% 84%
Private school 0% 15.8% 16%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

497
population 25 years and over
Total adults (25+)
Less than 9th grade
7.4%
9th-12th, no diploma
7.8%
HS graduate
44.7%
Some college no degree
33.4%
Associates degree
0.6%
Bachelors degree
5%
Graduate or professional degree
1%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
64.9% · 35.1%
9th-12th, no diploma
87.2% · 12.8%
HS graduate
54.1% · 45.9%
Some college no degree
38.6% · 61.4%
Associates degree
0% · 100%
Bachelors degree
68% · 32%
Graduate or professional degree
100% · 0%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
Troy Lincoln County Montana
Population (25+) 497 16,303 781,264
Less than 9th grade 7.4% 2.6% 1.6%
9th–12th, no diploma 7.8% 6.9% 3.8%
High school diploma or GED 44.7% 38.2% 27.5%
Some college, no degree 33.4% 24.3% 22.4%
Associate's degree 0.6% 9% 9.6%
Bachelor's degree or higher 6% 18.9% 35.2%
Bachelor's degree 5% 13% 23.2%
Graduate or professional 1% 5.9% 12%
High School or higher 84.7% 90.5% 94.6%
Earnings by education level
percentage as applicable

Median Earnings

$30,703
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$23,056
Some college or associates
$36,176
Bachelors degree
$—
Graduate or professional degree
$—

Poverty Rate

10%
for ages 25+, with bachelors degree or higher
Less than HS graduate
14.5%
HS graduate
41.9%
Some college or associates
7.1%
Bachelors degree or higher
10%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
Troy Lincoln County Montana
Median earnings
Population 25+, with earnings $30,703 $38,189 $46,951
Less than high school graduate $— $30,445 $33,639
High school graduate (includes equivalency) $23,056 $33,140 $38,073
Some college or associate's degree $36,176 $39,310 $42,611
Bachelor's degree $— $47,813 $55,623
Graduate or professional degree $— $47,200 $72,265
Poverty rates
Less than high school graduate 14.5% 27.4% 26.8%
High school graduate (includes equivalency) 41.9% 13.7% 13.1%
Some college or associate's degree 7.1% 12.5% 9.9%
Bachelor's degree or higher 10% 6.3% 4.7%

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