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Waterloo, SC

Last updated
Key Indicators
A quick look at key numbers

Population

212
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

49
years ∙ half population younger than 49, half older

Diversity Index

Low High
23.9%
chance two random people differ in race and ethnicity

Nativity

0%
foreign-born population
100%Native
0% Foreign-born

Geographic Context

Location, size, and surroundings

About

Waterloo is a town within Laurens County, South Carolina, United States.
Location
Town in Laurens County, SC, US
Co-ordinates
DEC34.356196° N, 82.057218° W
DMS34° 21′ 22.31″ N, 82° 03′ 25.98″ W

Population Density & area

119.1/sq mi (45.89/km²)
Total Area
1.78 sq mi (4.62 km²)
Land Area
1.78 sq mi (4.62 km²) · 100%
Water Area
0 sq mi (0 km²) · 0%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

59% male
Male 59%
Female 41%
males per 100 females
Waterloo 143.7
Laurens County 94.9
South Carolina 94.8

Nativity

0%
foreign-born population
100%Native
0% Foreign-born
% Foreign-born
Waterloo 0%
Laurens County 3.8%
South Carolina 5.8%
Age Distribution
How the population is spread across age groups

Median Age

49
years ∙ half population younger than 49, half older
Waterloo
49
Laurens County
40.9
South Carolina
40.2

Dependency ratio

Low High
109.9
dependents per 100 working-age adults
Waterloo 109.9
Laurens County 69.4
South Carolina 67.5

AGE DISTRIBUTION

Distribution of age group
Median age
Waterloo Laurens County South Carolina
Age Group
Children (Under 18) 25.5% 21.8% 21.4%
Working age (18-64) 47.6% 59% 59.7%
Senior (65+) 26.9% 19.2% 18.9%
Dependency ratio
Total dependency ratio 109.9 69.4 67.5
Child dependency ratio 53.5 37 35.9
Old-age dependency ratio 56.4 32.5 31.6
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
7.5%
Black
86.8%
Asian
2.4%
Hispanic
0%
Other
3.3%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
23.9%
chance two random people differ in race and ethnicity
Waterloo 23.9%
Laurens County 50.9%
South Carolina 54.9%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of Waterloo population
Waterloo Laurens County South Carolina
Hispanic or Latino 0% 6.7% 7.4%
Mexican 0% 3.5% 3.4%
Puerto Rican 0% 0.8% 1%
Cuban 0% 0.2% 0.3%
Other Hispanic / Latino 0% 2.2% 2.7%
Not Hispanic or Latino 100% 93.3% 92.6%
One race 96.7% 89.6% 88.9%
White 7.5% 65.8% 61.9%
Black or African American 86.8% 22.9% 24.6%
American Indian and Alaska Native 0% 0.1% 0.2%
Asian 2.4% 0.6% 1.7%
Native Hawaiian and Other Pacific Islander 0% 0.1% 0%
Some Other Race 0% 0.1% 0.5%
Two or more races (Multiracial) 3.3% 3.7% 3.7%
Household & Families Composition
Household size, type, and family structure

Household structure

62.7% family
Family 62.7%
Non family 37.3%
% family households
Waterloo 62.7%
Laurens County 65.7%
South Carolina 65%

Average household size

2.55
persons per household
Waterloo
2.55
Laurens County
2.46
South Carolina
2.44

Household & Family COMPOSITION

Households
Percentage of Waterloo population
Waterloo Laurens County South Carolina
Total households 83 26,959 2,117,989
Average houshold size 2.55 2.46 2.44
Family households 52 17,708 1,377,369
Average family size 3.37 3.07 3.01
Married couple family 30 12,466 998,170
Other families 22 5,242 379,199
Male householder 0 1,224 95,077
Female householder 22 4,018 284,122
Non-family households 31 9,251 740,620
One-person households 28 7,813 618,603
Male householder 25 3,256 273,409
Senior (65+) living alone 6 904 86,486
Female householder 3 4,557 345,194
Senior (65+) living alone 3 2,458 172,484
Other living arrangements 3 1,438 122,017

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

111
housing units
Waterloo 111
Laurens County 32,027
South Carolina 2,443,039

Occupancy status

74.8% occupied
Occupied 74.8%
Vacant 25.2%
vacancy rate
Waterloo 25.2%
Laurens County 15.8%
South Carolina 13.3%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

67.6%
Single family houses
Single family houses
67.6%
Apartments in multi-unit structures
0.9%
Mobile homes
31.5%
Boat, RV, van, etc
0%

Median Year Built

1969
Half of houses were built before 1969, and half after.
Historic ∙ 1939 or earlier
4.5%
Postwar & mid-century ∙ 1940 - 1969
46.8%
Late 20th century ∙ 1970 - 1999
35.1%
Modern ∙ 2000 or later
13.5%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
Waterloo Laurens County South Carolina
Rooms per unit
Median rooms 5.4 5.6 5.7
1–3 rooms 0% 8.4% 9.1%
4–6 rooms 74.8% 60.2% 55.3%
7+ rooms 25.2% 31.3% 35.5%
Bedrooms
No bedroom / studio 0% 0.9% 1.5%
1 bedroom 0% 5% 5.7%
2 bedrooms 16.2% 26% 22.5%
3 bedrooms 54.1% 50.5% 47.5%
4+ bedrooms 29.7% 17.5% 22.8%
At a glance
Median year built 1969 1985 1993
Total housing units 111 32,027 2,443,039
Occupancy Profile
Who is inside and how they use it

Homeownership

71.1% owners
Renter-occupied 28.9%
Owner-occupied 71.1%
homeownership rate
Waterloo 71.1%
Laurens County 71.5%
South Carolina 71.9%

Average household size

2.8
Owner-occupied
1.96
Renter-occupied
owner-occupied average size
Waterloo 2.8
Laurens County 2.48
South Carolina 2.49

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
Waterloo Laurens County South Carolina
Total occupied units 83 26,959 2,117,989
Year moved in
2020 or later 25.3% 21% 25.6%
2010 to 2019 16.9% 33.8% 39.4%
2000 to 2009 13.3% 18.2% 16%
1999 or earlier 44.5% 26.9% 19%
Occupants per room
1.00 or fewer 100% 97.4% 98%
1.01 to 1.50 0% 1.8% 1.4%
1.51 or more 0% 0.9% 0.6%
Vehicles availability
No vehicles 2.4% 5.7% 5.7%
1 vehicle 24.1% 29.2% 32.2%
2 vehicles 42.2% 36% 38.5%
3 or more vehicles 31.3% 29.1% 23.6%
House heating fuel used
Gas 36.1% 33.4% 27.1%
Electricity 63.9% 62.9% 70.8%
Solar 0% 0.2% 0.2%
Fuel oil, kerosene etc 0% 1% 0.5%
All other fuels 0% 1.5% 0.6%
No fuel used 0% 1.1% 0.7%
Selected characteristics
Lacking complete plumbing 0% 0.3% 0.3%
Lacking complete kitchen 0% 0.7% 0.6%
No telephone service available 0% 1.2% 0.8%
Housing Value
What owner-occupied units are worth

Median home value

$—
owner-occupied units
* The Census Bureau did not report a median home value for Waterloo due to an insufficient number of sample cases to produce reliable estimates.
Median value(USD)
Waterloo
$—
Laurens County
$170,600
South Carolina
$259,000

Housing Cost Burden

65.5%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
65.5%
Owners without a mortgage
16.7%
Renters
100%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
* The Census Bureau did not publish property value and housing costs for Waterloo due to an insufficient number of sample cases to produce reliable estimates.
Waterloo Laurens County South Carolina
Property value
Median Value $— $170,600 $259,000
Under $100,000 57.6% 32.3% 16.8%
$100,000 - $200,000 10.2% 26.8% 19.5%
$200,000 - $300,000 0% 20.3% 21.8%
$300,000 - $500,000 3.4% 15.2% 25.5%
$500,000 - $1,000,000 0% 4.6% 12.7%
$1,000,000 and more 28.8% 0.6% 3.7%
Owner-occupied households
With a mortgage 49.2% 47.6% 57.1%
Without a mortgage 50.8% 52.4% 42.9%
Median monthly owner costs
With a mortgage $1,581 $1,178 $1,529
Without a mortgage $— $375 $448
Gross rent
Median rent $— $880 $1,180

Education Profile

How educated is the community and how education pays off

Adults with a college degree

21.9%
of adults 25+ with a bachelor's degree or higher
Waterloo 21.9%
Laurens County 17.6%
South Carolina 32.1%

Adults without a high school diploma

16%
of adults (25+) without a high school diploma
Waterloo 16%
Laurens County 16.1%
South Carolina 9.9%
School Enrollment
Who is enrolled in school and at what level

School enrollment

39
population (age 3+) enrolled in school
Nursery / Preschool
0%
K–12
71.8%
College / Undergraduate
23.1%
Graduate / Professional
5.1%

College-going rate (18-24 yr olds)

0%
of 18-24-year-olds in college or graduate school
Waterloo
0%
Laurens County
32.2%
South Carolina
37.5%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
Waterloo Laurens County South Carolina
Total enrolled (age 3+) 39 14,626 1,202,992
Nursery / preschool 0% 4.4% 5.2%
K–12 71.8% 75.3% 69.7%
Kindergarten 38.5% 9.3% 5.5%
Elementary: Grades 1–4 20.5% 22.5% 20.6%
Elementary: Grades 5–8 0% 18.6% 21.4%
High School: Grades 9–12 12.8% 24.9% 22.2%
College or graduate school 28.2% 20.3% 25.1%
College, undergraduate 23.1% 18.2% 20%
Graduate, professional school 5.1% 2.1% 5%
College-going rate · 18-24 yr olds 0% 32.2% 37.5%
School type
Public school 100% 84.2% 82.7%
Private school 0% 15.8% 17.3%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

137
population 25 years and over
Total adults (25+)
Less than 9th grade
8%
9th-12th, no diploma
8%
HS graduate
38.7%
Some college no degree
17.5%
Associates degree
5.8%
Bachelors degree
19.7%
Graduate or professional degree
2.2%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
0% · 100%
9th-12th, no diploma
36.4% · 63.6%
HS graduate
75.5% · 24.5%
Some college no degree
12.5% · 87.5%
Associates degree
50% · 50%
Bachelors degree
74.1% · 25.9%
Graduate or professional degree
33.3% · 66.7%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
Waterloo Laurens County South Carolina
Population (25+) 137 47,915 3,677,078
Less than 9th grade 8% 5.8% 3.1%
9th–12th, no diploma 8% 10.3% 6.8%
High school diploma or GED 38.7% 37.9% 28.2%
Some college, no degree 17.5% 17.8% 19.8%
Associate's degree 5.8% 10.6% 10%
Bachelor's degree or higher 21.9% 17.6% 32.1%
Bachelor's degree 19.7% 11.9% 19.8%
Graduate or professional 2.2% 5.7% 12.3%
High School or higher 83.9% 83.9% 90.1%
Earnings by education level
percentage as applicable

Median Earnings

$33,750
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$40,500
Some college or associates
$—
Bachelors degree
$—
Graduate or professional degree
$—

Poverty Rate

16.7%
for ages 25+, with bachelors degree or higher
Less than HS graduate
9.1%
HS graduate
28.3%
Some college or associates
56.3%
Bachelors degree or higher
16.7%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
Waterloo Laurens County South Carolina
Median earnings
Population 25+, with earnings $33,750 $39,037 $47,658
Less than high school graduate $— $25,249 $30,223
High school graduate (includes equivalency) $40,500 $37,135 $37,196
Some college or associate's degree $— $40,224 $44,160
Bachelor's degree $— $51,799 $61,860
Graduate or professional degree $— $60,943 $73,671
Poverty rates
Less than high school graduate 9.1% 33.9% 28.4%
High school graduate (includes equivalency) 28.3% 15.7% 15.6%
Some college or associate's degree 56.3% 10.7% 10.2%
Bachelor's degree or higher 16.7% 6.1% 4.7%
Insights for Waterloo, by topic

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