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White Cloud, MI

Last updated
Key Indicators
A quick look at key numbers

Population

1,280
Source: U.S. Census Bureau American Community Survey (ACS) 2020-2024 5-Year Estimates

Median Age

39.3
years ∙ half population younger than 39.3, half older

Diversity Index

Low High
29.8%
chance two random people differ in race and ethnicity

Nativity

1.6%
foreign-born population
98.4%Native
1.6% Foreign-born

Geographic Context

Location, size, and surroundings

About

White Cloud is a city within Newaygo County, Michigan, United States.
Location
City in Newaygo County, MI, US
Co-ordinates
DEC43.557519° N, 85.774300° W
DMS43° 33′ 27.07″ N, 85° 46′ 27.48″ W

Population Density & area

663.2/sq mi (255.5/km²)
Total Area
1.99 sq mi (5.15 km²)
Land Area
1.93 sq mi (5.01 km²) · 97.2%
Water Area
0.06 sq mi (0.14 km²) · 2.8%

Demographics & Living

Who lives here, how households are formed, and community composition

Population Composition

Key characteristics of the population

Sex Distribution

51.8% male
Male 51.8%
Female 48.2%
males per 100 females
White Cloud 107.5
Newaygo County 102.9
Michigan 98.2

Nativity

1.6%
foreign-born population
98.4%Native
1.6% Foreign-born
% Foreign-born
White Cloud 1.6%
Newaygo County 2.1%
Michigan 7.2%
Age Distribution
How the population is spread across age groups

Median Age

39.3
years ∙ half population younger than 39.3, half older
White Cloud
39.3
Newaygo County
42.7
Michigan
40.2

Dependency ratio

Low High
68.9
dependents per 100 working-age adults
White Cloud 68.9
Newaygo County 74.1
Michigan 66.3

AGE DISTRIBUTION

Distribution of age group
Median age
White Cloud Newaygo County Michigan
Age Group
Children (Under 18) 20.2% 21.9% 21.2%
Working age (18-64) 59.2% 57.4% 60.2%
Senior (65+) 20.6% 20.7% 18.6%
Dependency ratio
Total dependency ratio 68.9 74.1 66.3
Child dependency ratio 34 38.1 35.3
Old-age dependency ratio 34.8 36 31
Racial & Ethnic Composition
Racial and ethnic makeup and how it compares

Race & Ethnicity

White
83.2%
Black
4.1%
Asian
0.2%
Hispanic
6.3%
Other
6.2%
Note: White, Black, and Asian refer to individuals belonging to a single race and not of Hispanic origin. Hispanics may be of any race.

Diversity Index

Low High
29.8%
chance two random people differ in race and ethnicity
White Cloud 29.8%
Newaygo County 23.4%
Michigan 45.2%
Note: The Diversity Index (DI), based on the Blau Index, measures the probability that two randomly selected individuals differ in race and ethnicity. Values range from 0 (no diversity) to 1 (high diversity) and are shown as percentages.

RACIAL & ETHNIC COMPOSITION

Race & Ethnicity
Percentage of White Cloud population
White Cloud Newaygo County Michigan
Hispanic or Latino 6.3% 6.3% 5.9%
Mexican 5.2% 4.9% 4%
Puerto Rican 0.9% 0.4% 0.5%
Cuban 0% 0% 0.2%
Other Hispanic / Latino 0.2% 0.9% 1.2%
Not Hispanic or Latino 93.7% 93.7% 94.1%
One race 87.5% 89.6% 89.6%
White 83.2% 87.2% 72.4%
Black or African American 4.1% 0.8% 13.1%
American Indian and Alaska Native 0% 0.3% 0.3%
Asian 0.2% 0.4% 3.4%
Native Hawaiian and Other Pacific Islander 0% 0.1% 0%
Some Other Race 0% 0.9% 0.5%
Two or more races (Multiracial) 6.2% 4.1% 4.5%
Household & Families Composition
Household size, type, and family structure

Household structure

64.7% family
Family 64.7%
Non family 35.3%
% family households
White Cloud 64.7%
Newaygo County 69.8%
Michigan 62.4%

Average household size

2.59
persons per household
White Cloud
2.59
Newaygo County
2.55
Michigan
2.42

Household & Family COMPOSITION

Households
Percentage of White Cloud population
White Cloud Newaygo County Michigan
Total households 430 19,651 4,076,369
Average houshold size 2.59 2.55 2.42
Family households 278 13,720 2,545,621
Average family size 3.26 3.03 3.05
Married couple family 179 10,611 1,878,767
Other families 99 3,109 666,854
Male householder 12 1,167 199,150
Female householder 87 1,942 467,704
Non-family households 152 5,931 1,530,748
One-person households 128 4,857 1,250,418
Male householder 45 2,360 583,425
Senior (65+) living alone 5 948 188,594
Female householder 83 2,497 666,993
Senior (65+) living alone 50 1,443 349,637
Other living arrangements 24 1,074 280,330

Housing Profile

Housing stock, ownership, rentals, and cost burdens

Total housing units

479
housing units
White Cloud 479
Newaygo County 24,931
Michigan 4,622,236

Occupancy status

89.8% occupied
Occupied 89.8%
Vacant 10.2%
vacancy rate
White Cloud 10.2%
Newaygo County 21.2%
Michigan 11.8%
Housing Characteristics
How the housing supply is structured and used

Types of Housing unit

68.3%
Single family houses
Single family houses
68.3%
Apartments in multi-unit structures
22.7%
Mobile homes
9%
Boat, RV, van, etc
0%

Median Year Built

1973
Half of houses were built before 1973, and half after.
Historic ∙ 1939 or earlier
14.2%
Postwar & mid-century ∙ 1940 - 1969
33.8%
Late 20th century ∙ 1970 - 1999
46.4%
Modern ∙ 2000 or later
5.6%
Note: Median year built reflects occupied units only; distribution includes all units.

Housing Characteristics

Units, rooms & bedrooms
Physical characteristics of housing units
White Cloud Newaygo County Michigan
Rooms per unit
Median rooms 5.4 5.6 5.9
1–3 rooms 14.2% 9.4% 10.5%
4–6 rooms 52.7% 55.6% 51.9%
7+ rooms 33% 35.1% 37.6%
Bedrooms
No bedroom / studio 4% 1.5% 1.6%
1 bedroom 10.6% 7.6% 8.9%
2 bedrooms 36.7% 32.7% 24.6%
3 bedrooms 35.3% 41.2% 43.5%
4+ bedrooms 13.3% 17% 21.4%
At a glance
Median year built 1973 1980 1972
Total housing units 479 24,931 4,622,236
Occupancy Profile
Who is inside and how they use it

Homeownership

65.6% owners
Renter-occupied 34.4%
Owner-occupied 65.6%
homeownership rate
White Cloud 65.6%
Newaygo County 86.5%
Michigan 73.2%

Average household size

2.78
Owner-occupied
2.24
Renter-occupied
owner-occupied average size
White Cloud 2.78
Newaygo County 2.61
Michigan 2.54

Housing Characteristics

Occupied unit characteristics
Tenure, crowding, and utilities
White Cloud Newaygo County Michigan
Total occupied units 430 19,651 4,076,369
Year moved in
2020 or later 29.3% 17.6% 21%
2010 to 2019 40.7% 38.4% 39.5%
2000 to 2009 18.8% 18.4% 16%
1999 or earlier 11.1% 25.6% 23.4%
Occupants per room
1.00 or fewer 93.7% 97.6% 98.4%
1.01 to 1.50 3% 1.9% 1.2%
1.51 or more 3.3% 0.4% 0.4%
Vehicles availability
No vehicles 19.1% 4.7% 7%
1 vehicle 29.8% 28.7% 34.8%
2 vehicles 31.4% 39.3% 38.3%
3 or more vehicles 19.8% 27.3% 19.8%
House heating fuel used
Gas 75.3% 69% 83.6%
Electricity 16.7% 8.2% 12.1%
Solar 2.6% 0.1% 0%
Fuel oil, kerosene etc 0% 3.8% 0.8%
All other fuels 2.8% 18.3% 3%
No fuel used 2.6% 0.6% 0.5%
Selected characteristics
Lacking complete plumbing 0% 0.7% 0.4%
Lacking complete kitchen 0% 0.8% 0.7%
No telephone service available 2.6% 1% 0.7%
Housing Value
What owner-occupied units are worth

Median home value

$165,900
owner-occupied units
Median value(USD)
White Cloud
$165,900
Newaygo County
$186,700
Michigan
$231,600

Housing Cost Burden

38.5%
of homeowners with a mortgage are cost-burdened
% Cost-Burdened Households
Owners with a mortgage
38.5%
Owners without a mortgage
17.5%
Renters
75.7%
Note: Households spending 30% or more of their income on housing costs are considered cost-burdened.

Financial characteristics

Property value and housing costs
Tenure, crowding, and utilities
White Cloud Newaygo County Michigan
Property value
Median Value $165,900 $186,700 $231,600
Under $100,000 19.1% 20.4% 16.8%
$100,000 - $200,000 39% 33.6% 24.7%
$200,000 - $300,000 34% 23.7% 23.4%
$300,000 - $500,000 2.5% 16.2% 24.1%
$500,000 - $1,000,000 5.3% 5.3% 9.2%
$1,000,000 and more 0% 0.8% 1.6%
Owner-occupied households
With a mortgage 55.3% 51.9% 57.8%
Without a mortgage 44.7% 48.1% 42.2%
Median monthly owner costs
With a mortgage $1,325 $1,356 $1,569
Without a mortgage $474 $516 $602
Gross rent
Median rent $831 $904 $1,129

Education Profile

How educated is the community and how education pays off

Adults with a college degree

14.4%
of adults 25+ with a bachelor's degree or higher
White Cloud 14.4%
Newaygo County 18.1%
Michigan 32.4%

Adults without a high school diploma

14.1%
of adults (25+) without a high school diploma
White Cloud 14.1%
Newaygo County 10.6%
Michigan 8%
School Enrollment
Who is enrolled in school and at what level

School enrollment

233
population (age 3+) enrolled in school
Nursery / Preschool
9%
K–12
73.4%
College / Undergraduate
12.4%
Graduate / Professional
5.2%

College-going rate (18-24 yr olds)

13.3%
of 18-24-year-olds in college or graduate school
White Cloud
13.3%
Newaygo County
17.7%
Michigan
41.1%

Enrollment & school type

Enrollment levels, college-going rate, and public vs private school split
Population 3+ currently enrolled in a school
White Cloud Newaygo County Michigan
Total enrolled (age 3+) 233 10,155 2,312,914
Nursery / preschool 9% 7.3% 5.6%
K–12 73.4% 79.5% 67.9%
Kindergarten 4.3% 7.1% 5.2%
Elementary: Grades 1–4 30.5% 24.3% 19.7%
Elementary: Grades 5–8 23.6% 23% 20.8%
High School: Grades 9–12 15% 25.1% 22.2%
College or graduate school 17.6% 13.1% 26.5%
College, undergraduate 12.4% 11.1% 21.1%
Graduate, professional school 5.2% 2.1% 5.4%
College-going rate · 18-24 yr olds 13.3% 17.7% 41.1%
School type
Public school 86.7% 85.3% 85.2%
Private school 13.3% 14.7% 14.8%
Education Attainment by Level & Gender
What is the highest level of education completed among adults

Education attainment

932
population 25 years and over
Total adults (25+)
Less than 9th grade
4.8%
9th-12th, no diploma
9.3%
HS graduate
33.5%
Some college no degree
29.7%
Associates degree
8.3%
Bachelors degree
11.2%
Graduate or professional degree
3.2%

Attainment by gender

Male vs Female
Adults (25+) · Share within each education level
% male · % female
Less than 9th grade
17.8% · 82.2%
9th-12th, no diploma
51.7% · 48.3%
HS graduate
64.1% · 35.9%
Some college no degree
51.6% · 48.4%
Associates degree
29.9% · 70.1%
Bachelors degree
42.3% · 57.7%
Graduate or professional degree
46.7% · 53.3%

Educational Attainment Overview

Distribution and key education attainment rates for adults (25+)
Highest credential completed · adults 25+
White Cloud Newaygo County Michigan
Population (25+) 932 36,099 7,008,507
Less than 9th grade 4.8% 2.9% 2.6%
9th–12th, no diploma 9.3% 7.7% 5.4%
High school diploma or GED 33.5% 39.6% 28%
Some college, no degree 29.7% 22.2% 21.9%
Associate's degree 8.3% 9.4% 9.8%
Bachelor's degree or higher 14.4% 18.1% 32.4%
Bachelor's degree 11.2% 12.3% 19.7%
Graduate or professional 3.2% 5.8% 12.7%
High School or higher 85.8% 89.4% 92.1%
Earnings by education level
percentage as applicable

Median Earnings

$35,375
Median earnings for adults 25+, by level
Less than HS graduate
$—
HS graduate
$32,083
Some college or associates
$34,464
Bachelors degree
$41,765
Graduate or professional degree
$73,750

Poverty Rate

6%
for ages 25+, with bachelors degree or higher
Less than HS graduate
25.6%
HS graduate
8.8%
Some college or associates
6.9%
Bachelors degree or higher
6%

Outcomes by Education Level

Earnings and poverty rates across education levels (25+)
Adults 25+
White Cloud Newaygo County Michigan
Median earnings
Population 25+, with earnings $35,375 $43,472 $50,316
Less than high school graduate $— $35,509 $31,851
High school graduate (includes equivalency) $32,083 $39,854 $37,777
Some college or associate's degree $34,464 $41,837 $44,844
Bachelor's degree $41,765 $53,700 $66,893
Graduate or professional degree $73,750 $74,679 $85,195
Poverty rates
Less than high school graduate 25.6% 23.6% 27.4%
High school graduate (includes equivalency) 8.8% 13.4% 15.2%
Some college or associate's degree 6.9% 10.4% 10.3%
Bachelor's degree or higher 6% 3.5% 4.2%

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